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re: Americans Say They Need to Earn $128,000 to Feel Financially OK.

Posted on 1/19/22 at 11:22 am to
Posted by dgnx6
Baton Rouge
Member since Feb 2006
68941 posts
Posted on 1/19/22 at 11:22 am to
ehh half that in louisiana and you can have some land and buy a new vehcile every decade.

thats way better than a lot of the world.

This post was edited on 1/19/22 at 11:23 am
Posted by dgnx6
Baton Rouge
Member since Feb 2006
68941 posts
Posted on 1/19/22 at 11:25 am to
quote:

What are you buying for 500 a month in a car with insurance and maintenance now?


What maintenance you doing on a new vehicle?

Most can go 10-15k on a oil change now, so you change your oil once a year? which can be done cheaply depending on where you go or do it yourself.

All the other costs should be covered by the warranty.

New tires anywhere between 50-100k miles. so change you tires once in 10 Years?

This post was edited on 1/19/22 at 11:28 am
Posted by Pettifogger
Capitol Hill Autonomous Zone
Member since Feb 2012
79325 posts
Posted on 1/19/22 at 11:31 am to
quote:

Or better yet, dont have them.. save a lot of $$, and spare them the misery and indignity of this broken world .



Counterpoint: Intentionally childless people are a major reason we have soaring levels of entitlement, self-centeredness, promotion of policies completely detached from reality/the future, etc.

Posted by Milesahead
Baton Rouge
Member since Sep 2007
575 posts
Posted on 1/19/22 at 11:38 am to
You lost me. How do intentionally childless people create that condition?
Posted by notiger1997
Metairie
Member since May 2009
58275 posts
Posted on 1/19/22 at 12:04 pm to
quote:

It all depends on where you want to live.



This is a lot and why general clickbait crap like this is worthless.

Of course people do need to think about living within their budget though.
Posted by TDTOM
Member since Jan 2021
14842 posts
Posted on 1/19/22 at 12:06 pm to
After health insurance and tuition I can see the need for that much.
Posted by MusclesofBrussels
Member since Dec 2015
4546 posts
Posted on 1/19/22 at 12:20 pm to
quote:

You lost me. How do intentionally childless people create that condition?


It was a very, very stupid post
Posted by Winnebago Tiger
Member since Aug 2021
152 posts
Posted on 1/19/22 at 12:30 pm to
(no message)
This post was edited on 1/19/22 at 7:55 pm
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 1/19/22 at 12:46 pm to
quote:

My buddy recently put himself through the torture of figuring out how much money he's spent on daycare in his life. I think it was like 280k and he isn't done yet.


I don’t get it, if you are going to pay someone else to raise your children why have them.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
71517 posts
Posted on 1/19/22 at 12:48 pm to
quote:

shite 1500 mortgage is easy to obtain nowadays, seems every new subdivision being built has houses starting at 200k+ but they really mean 250k and a larger non-starter family home is going for closer to 300-350k.


Hell even buying a piece of land and a nice trailer is going to run you close to 150k if your looking for a half an Acre or more now.


Maybe in Louisiana. I'm planning on at least 450k on my first home. Granted I'm older, and do have a good job, but still prices are insane for anything that's not a fixer upper in most areas.
Posted by GusMcRae
Deep in the heart...
Member since Oct 2008
3244 posts
Posted on 1/19/22 at 2:01 pm to
quote:

pay like 800 every six months for insurance on two fairly new vehicles and a bass boat. I pay 350 (lol) a month for 3 cars. shite blows lmao.


I was paying about $1,300 PER MONTH! 5 drivers, 5 cars. I just carved out my son, and it’s “down” to $900.
Posted by TheeRealCarolina
Member since Aug 2018
17925 posts
Posted on 1/19/22 at 2:16 pm to
quote:

$2,000 in childcare


Found your problem.
Posted by BK Lounge
Member since Nov 2021
3586 posts
Posted on 1/19/22 at 2:34 pm to
quote:

Counterpoint: Intentionally childless people are a major reason we have soaring levels of entitlement, self-centeredness, promotion of policies completely detached from reality/the future, etc.



Ok, so YOUR kid is gonna be different .. YOUR kid is gonna be a special snowflake who changes everything, and people spewing out 4 or 5 kids adding to the gross overpopulation where i can barely stand driving on the interstate, or going to the freaking grocery store, that’s exactly what we need.. Got it .
Posted by Pettifogger
Capitol Hill Autonomous Zone
Member since Feb 2012
79325 posts
Posted on 1/19/22 at 3:03 pm to
quote:

You lost me. How do intentionally childless people create that condition?



It's a culture with no skin in the game for the future. Pretty straightforward.
Posted by Pettifogger
Capitol Hill Autonomous Zone
Member since Feb 2012
79325 posts
Posted on 1/19/22 at 3:07 pm to
quote:

Ok, so YOUR kid is gonna be different .. YOUR kid is gonna be a special snowflake who changes everything, and people spewing out 4 or 5 kids adding to the gross overpopulation where i can barely stand driving on the interstate, or going to the freaking grocery store, that’s exactly what we need.. Got it .



I have no idea what you're talking about. If anything, being intentionally childless forever is the historical aberration here. Procreation is kinda the norm since - hold on let me check - forever.

Also, I'm going to take a wild guess that wherever you live isn't some overpopulated megapolis anyway, and you're instead being a snowflake yourself.

"Ugh, I like hate people" - whoa really neat take, consider sharing it on Reddit
Posted by crazy4lsu
Member since May 2005
36311 posts
Posted on 1/19/22 at 3:09 pm to
quote:

Counterpoint: Intentionally childless people are a major reason we have soaring levels of entitlement, self-centeredness, promotion of policies completely detached from reality/the future, etc.



I don't know if excessive individualism is the cause or if it is the other way around, but it does seem like we have several concurrent generations who seem to be more myopic than the previous. I do have a theory about this that relates to the post-war era and choices politicians made with regard to city design and land use.
Posted by supadave3
Houston, TX
Member since Dec 2005
30298 posts
Posted on 1/19/22 at 3:11 pm to
quote:

i don't own a house. i feel pretty fricked tbh. it would be one thing if i wasn't in a position to buy one, but i have been for about 3 years now. oh well whatareyougonnado


I hear ya. I had a home that I sold in 2016. Been renting since and it’s a terrible time to not be a homeowner. I guess we’ll just have to bite the bullet and do it. I went through a rough patch that is well behind me now but entering this market is a pretty difficult decision to make. A crash within the next 12 months would be great, with hopefully a very quick rebound that starts immediately after I close. Unfortunately, my luck is usually the exact opposite.
Posted by tigercross
Member since Feb 2008
4918 posts
Posted on 1/19/22 at 3:15 pm to
quote:

A Cobb salad and a side of Mac n cheese and a large sweet tea is not a completely normal meal


According to Chick-fil-a's website, it's over 1,400 calories. LOL.
Posted by crazy4lsu
Member since May 2005
36311 posts
Posted on 1/19/22 at 3:18 pm to
quote:

Ok, so YOUR kid is gonna be different .. YOUR kid is gonna be a special snowflake who changes everything, and people spewing out 4 or 5 kids adding to the gross overpopulation where i can barely stand driving on the interstate, or going to the freaking grocery store, that’s exactly what we need.. Got it .



That you couch your complaints about infrastructure should maybe illuminate who you should be mad at. Populations are supposed to grow. We are living in 1960's era infrastructure when the country is 150 million people larger. Your anger should maybe be at politicians rather than people who choose to have children, which is the most natural and native form of the modern human experience.
Posted by Pettifogger
Capitol Hill Autonomous Zone
Member since Feb 2012
79325 posts
Posted on 1/19/22 at 3:20 pm to
quote:

I don't know if excessive individualism is the cause or if it is the other way around, but it does seem like we have several concurrent generations who seem to be more myopic than the previous. I do have a theory about this that relates to the post-war era and choices politicians made with regard to city design and land use.



Of course, I don't put all/most of the blame on the intentionally childless. The origins no doubt begin in an era were nuclear families were still the rule and ideal (I think post-war is the right starting point).

The post-liberal types (Patrick Deenan, etc.) would argue the excessive individualism and (somewhat counterintuitive) growth of the state are the natural byproducts of liberalism's success. I roll my eyes at that crew quite a bit, but I think he's probably right. Peak autonomy means undermining institutional restraints on the individual (parenthood included) and we inevitably require an enlarged state to protect our growing list of "liberties."
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