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re: A good buddy called me asking for money yesterday. Update 6/12
Posted on 5/26/23 at 8:49 am to Salmon
Posted on 5/26/23 at 8:49 am to Salmon
quote:
I also can fathom, as a friend, telling them that they would have to sell shite before I considered helping them out, especially if it was a first time thing and I was confident they would pay me back.
Depends on how much money. Anything over $300 and you're damn right I would ask.
0
Posted on 5/26/23 at 8:49 am to TigerCliff
quote:
You may not agree with his lifestyle choices but tough to change those at this point
How is that OP’s problem? If I don’t agree with someone’s lifestyle choices, I’m not going to finance their lifestyle
Posted on 5/26/23 at 8:50 am to Eightballjacket
quote:
It’s crazy that something like rising insurance premiums is enough to put a person in the position that they’re begging friends for money.
It’s not the insurance, it’s all the other bad decisions they appear to be making.
If they lived reasonably, he could afford his boat without having to ask a friend for money.
What’s not been mentioned is what kind of debt they have. I assume they’ve maxed out cards or close to it…
Posted on 5/26/23 at 8:50 am to zztop1234
As has probably already been said on this thread. Only give money to friends or family if you have no expectation of being paid back. Otherwise you are setting yourself up to lose a friendship.
Posted on 5/26/23 at 8:51 am to Cosmo
If serious, you did him a favor better than any money will.
Posted on 5/26/23 at 8:51 am to Salmon
quote:What makes you think there aren't people like this and given the thousands that are on this site, this situation hasn't come up? It's not some fantastical situation.
Which is why this whole story feels very fake or at least heavily embellished
Posted on 5/26/23 at 8:51 am to Cosmo
quote:
80-90k millionaires
quote:
new f150. She drives a 2 year old Yukon XL
quote:
2 or 3 vacations a year. Has 2 boats and a side by side. Eat out all the time.
I'll even skip the kids stuff. Sounds like they learned financial decisions from the Whitehouse. They have to be so in debt they will be filing for bankruptcy soon. I wouldn't lend them the money but offer to buy a boat or sxs if I wanted one.
Posted on 5/26/23 at 8:51 am to Cosmo
quote:
He drives a new f150. She drives a 2 year old Yukon XL. Big into their kids sports and spend a ton of money doing that half their weekends. Kids in private school. 2 or 3 vacations a year. Has 2 boats and a side by side. Eat out all the time.
I'm exhausted just looking at that.
Posted on 5/26/23 at 8:52 am to Odysseus32
quote:
If serious, you did him a favor better than any money will.
if serious, the guy will just keep asking around for money till he finds it
if he is going to friends before selling shite, he ain't selling shite
Posted on 5/26/23 at 8:52 am to Cosmo
Give him the money. Is it worth a friendship? You can offer advice at another time when he might be more receptive
Posted on 5/26/23 at 8:53 am to Cosmo
No way I’m loaning money to anyone that has more shite than I do. Sell the boats and get out of the $120k of cars dumbass. Cut back on vacations.
Tough love is the answer and this “stretch” isn’t going to get any better.
Tough love is the answer and this “stretch” isn’t going to get any better.
Posted on 5/26/23 at 8:53 am to Eightballjacket
quote:
It’s crazy that something like rising insurance premiums is enough to put a person in the position that they’re begging friends for money.
I think the OT is overall a bubble due to most of it being college educate career-type people or business owners but you would be very shocked how many people truly live paycheck to paycheck. Even when they get raises instead of saving it they take on other expenses or do more stuff.
Look at what people have been paying just for Taylor Swift concert tickets as a sign of poor decision-making. Going to a concert isn't as important as paying bills to them and that's the problem. Most of them probably put it on a credit card and on top of paying $2500 for the ticket now they will pay the minimum balance on that card at 22% interest.
Posted on 5/26/23 at 8:55 am to Salmon
quote:
if serious, the guy will just keep asking around for money till he finds it
Until he burns all his bridges and still ends up back in the same spot. They're like drug addicts on the street.
Posted on 5/26/23 at 8:55 am to Cosmo
Either take a boat as collateral or dip into his wife
Posted on 5/26/23 at 8:56 am to ReadyPlayer1
quote:
I wouldn't lend them the money but offer to buy a boat or sxs if I wanted one.
while i would agree with this....the stripes on that tiger are not changing. he will be in a "touch stretch" again in the near future.
he and his wife have a problem. spending in general/gambling/etc.
Posted on 5/26/23 at 8:56 am to LSUtwolves
Agreed.
Posted on 5/26/23 at 8:56 am to Cosmo
How much we talking about?
Posted on 5/26/23 at 8:56 am to 777Tiger
quote:
or start banging his wife until the money is repaid
If she gets wind that her husband borrowed money from this baw, she’s gonna be naturally attracted to the shift in power and probably bang him regardless.
Posted on 5/26/23 at 8:57 am to Jake88
quote:
What makes you think there aren't people like this and given the thousands that are on this site, this situation hasn't come up? It's not some fantastical situation.
well disregarding the history of these embellished/fake stories on the internet/TD and how much the OT loves stories about poor finances...
a family only making $90k wouldn't be able to afford half that shite and would certainly need a lot more than a few grand to keep that lifestyle going
its just feels fake, but hey, if we are just pretending for the sake of argument, let's do it
Posted on 5/26/23 at 8:57 am to stout
quote:
I think the OT is overall a bubble due to most of it being college educate career-type people or business owners but you would be very shocked how many people truly live paycheck to paycheck.
It's not just that, it's a bubble of people who generally preach more financial discipline within that educated/professional tier.
That's why it's so hard for them to understand people outside of that bubble and don't believe the stories.
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