If you die tomorrow, does your significant other have good grasp on financials?

I'm similar. My wife moved her 401k over to the same brokerage firm as me a few years ago after I looked at her accounts and gave her a ration of shite because she was earning an average of 2.3% on her accounts.

She turned it over to me to choose investments. She doesnt bother looking at mine. Not interested. I keep her up to date with my 401k, but she has no clue how much is in my play account...

Absolutely. She opens her purse, pulls out a plastic rectangle object with her name on it, taps it on a keypad (or slides it), then places it back in her wallet. Meanwhile words appear which state “approved” on the keypad’s screen. She smiles and says “thank you”.

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Absolutely. She opens her purse, pulls out a plastic rectangle object with her name on it, taps it on a keypad (or slides it), then places it back in her wallet. Meanwhile words appear which state “approved” on the keypad’s screen. She smiles and says “thank you”.

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100% this.

My wife partially manages the finances for a large billion dollar company and can track where each nickel is spent, but has no interest in tracking our personal bills and rarely checks the bank account i dont get it

I set up her retirement investments as well as my own. As long as that lil card reader says “approved”, she goes about her day.

I handle everything financially in our house. I tease my husband that it's a good thing all of the utilities are auto-drafted or he'd be sitting in the dark if I died. I'm so Type A though, I prefer it that way, and I actually enjoy finances, spreadsheets, etc. He handles his 401k. We both make good salaries, dump it in our joint account and I handle things. It's worked for 22 years so far...

My spouse runs household finances I manage investments, tax optimization and long-term planning. She knows what we have, where, and that we are nearly 100% index funds. That's about the extent of her interest in the matter.

I regularly bounce my optimization and withdrawal strategy ideas off her but she mostly just nods along. Yesterday I suggested we need to start spending down assets starting w $35k/yr. She said "what the hell are we gonna spend all that on?" then a moment later "the only thing I really want is a kitchen and bathroom remodel"

I often drop little reminders of things that need to be done when I pass. (Contact VA, reallocate portfolio to less equity exposure, rollover from TSP, confirm brokerage has stepped up 50% of taxable portfolio, etc ) I doubt she will remember any of it in a crisis. I need to follow up with writing it all down. We just set up a trust and once assets are assigned that will at least provide some structure to the process.