Favorite team:LSU 
Location:Dallas
Biography:Born in the 60s
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Number of Posts:893
Registered on:1/27/2010
Online Status:Not Online

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I plan to have 2 years of living expenses in cash.

The rest in stocks. If stock market is up 4% or more collect money from stocks for living expenses for the year.

If down 4% or more take living expenses from cash.

Replenish cash in good stock market years.

I think Bitcoin will be up over long term. A lot of money has been flowing out of BTC to PM last several months.

That’ll change. These corrections are healthy. It’s interesting how a few weeks or few months of a charge in prices gets people spooked.

re: Spec Play - HGRAF

Posted by kaaj24 on 2/2/26 at 3:14 pm to
Scared money don’t make money.

This is a speculative play.

Thanks

re: Whats the new floor for PM's?

Posted by kaaj24 on 2/1/26 at 5:29 pm to
Hard to say floor but it got ahead of itself.

Gold probably finishes the year low to mid 5k.

Silver probably high 60s

I’m not better than a blind monkey so don’t trade on my lack of knowledge

re: LSU Bar in London or Dublin

Posted by kaaj24 on 1/24/26 at 6:40 pm to
Not an LSU bar but Loose Box in London shows all the SEC football games. Stays open till 4am
Silly move by Trump. Very much dislike what is going on at the federal government by executive branch. Legislative branch is worthless.

A buying opportunity.

re: Pay off small condo or invest?

Posted by kaaj24 on 1/11/26 at 6:42 pm to
Invest is the better math.

Payoff brings peace of mind.

Whichever works for you best
Check your state laws. They dictate how long you can wait to pay after pay period ends
Yeah, this is a terrible idea. Something the new mayor of New York would peddle as it sounds good on the surface.

A lot of bad unintended consequences will happen

re: Thoughts on Costco stock

Posted by kaaj24 on 1/5/26 at 7:13 pm to
Yes, I look at the hot dog and soda metric. If they keep it locked in. I never see the place empty by me
Inverse Cramer does well.

Cramer is entertaining but I wouldn’t take stock advice from him.

re: Thoughts on Costco stock

Posted by kaaj24 on 1/5/26 at 7:02 pm to
Costco is a buy and hold stock in my portfolio
It’ll be a blip Monday.

See how China responds
Diversify into other asset classes besides stocks.
Congratulations.

I’ve got 9 years to go!!

re: Umbrella Coverage Amounts

Posted by kaaj24 on 12/9/25 at 9:45 am to
It’s relatively cheap.

So I would just evaluate how much net worth you want to protect.

My insurance provider max out at 5M
Lane trolling.

Staying at Ole Miss

re: Retail predictions

Posted by kaaj24 on 11/23/25 at 1:46 pm to
I think sales will be up low single digits. Shoppers will be more value focused.

I’m sure after the last 2 weeks we all feel less wealthy since stock market has been taking it in the bottoms.

I never bet against the American consumer. People will shop and find a way to do so.
Best to stick to your plan.

20%+ annual gains don’t come without some heartburn. No free lunch
Might have to think about this one. Depends on when the game is played
Market sentiment has been driving stocks down.

Earnings have been positive.

In my opinion, we’re in a short term correction but will be higher at 12/31.

Markets get frothy and these periodic settlements are just markets doing there thing

I agree. It’s outta of control regardless of which party is in power.
Still feeling very good about the long term.

It’s hard to stomach weeks like this past one. Sentiment has turned negative on AI trade. Almost impossible to do anything about it. It’s only temporary so hang in there friends.

Love both movies.

However, A River Run Though It is my first choice.

Great movie, Redford narrating and as we get older movie has more meaning to me.
Yeah, doesn’t make sense. But still feel strong about the long term.

re: All beats today..yet we are vwey red

Posted by kaaj24 on 11/4/25 at 6:02 pm to
It never makes sense. These days/weeks seem to happen. Dust settles and stocks march forward.

People get spooked, sell stock, large investors come in buy shares at lower price. Little guys get comfortable, start reinvesting in market. Rinse repeat.
I want people to earn as much as they can.

I don’t stress over market swings. things go on sale…..
Maybe he’s right. Maybe he’s wrong.

I don’t plan to retire until about 10 years out so we can ride out the waves.
It’ll be ok. Still long in the stock and feel good about the next several years. Never a straight line up!
Base portfolio are index funds

NVDA
NBIS
RYCEY
AAPL

Interested what others are doing.
I’m curious to see what impact a prolonged government shutdown will have on markets.

Last week sentiment shifted as I’ve started seeing a lot of narrative about the AI bubble. Think this is more of an opportunity to take some profits. And the periodic settling that occurs after stock market runs.