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RoyalWe
| Favorite team: | LSU  |
| Location: | Louisiana |
| Biography: | |
| Interests: | LSU Basketball / Football |
| Occupation: | Retired Engineer |
| Number of Posts: | 5451 |
| Registered on: | 3/15/2018 |
| Online Status: | Online |
Recent Posts
Message
re: Fund "Fire Sankey" Campaign --GoFundMe Link --UPDATE ON CAMPAIGN---D/L FOR INPUT TONIGHT
Posted by RoyalWe on 9/13/26 at 4:22 pm to BayouMamaLSU
#2 for banner. #1 for billboard.
1
re: 45 Years of age, at what level would you stop saving for retirement?
Posted by RoyalWe on 9/13/26 at 8:47 am to wahootiger
Not sure what else I can add that hasn't already been saying except to share experiences.
I slowed my 401k contributions once my assets were outrunning my income.
I retired at 52. My withdrawals are significantly higher than 4%. I obviously would not be withdrawing that much unless my assets weren't performing. When they stop performing, I have significant cash reserves to get me through for approximately 5 years until I will have to deviate from plan.
I reject the notion of defining my income by something like a 4% rule and then modeling a probability of not spending all my money by the time I die. This is way too simple of an approach if you want to actually get the most out of your assets. I'm either a genius or a dumbass, but I rest easy in knowing whatever the final outcome that it will have been my own doing.
I slowed my 401k contributions once my assets were outrunning my income.
I retired at 52. My withdrawals are significantly higher than 4%. I obviously would not be withdrawing that much unless my assets weren't performing. When they stop performing, I have significant cash reserves to get me through for approximately 5 years until I will have to deviate from plan.
I reject the notion of defining my income by something like a 4% rule and then modeling a probability of not spending all my money by the time I die. This is way too simple of an approach if you want to actually get the most out of your assets. I'm either a genius or a dumbass, but I rest easy in knowing whatever the final outcome that it will have been my own doing.
quote:If someone fricks with you, did you start it?
We have a fricking retarded person as president that started an unnecessary trade war with Canada
re: Graffiti ruining French Quarter
Posted by RoyalWe on 9/13/26 at 8:31 am to Bestbank Tiger
quote:This is the answer. I bet plenty of shops would be willing to pay 'insurance' to solve this shitty problem.
Should bring back Cosa Nostra.
quote:At least you know you'll see some emotion from Wade. Where would we be now if he never left?
I’ll go over 3 wins in the SEC even with just what’s eligible as we sit here today
re: Woodworking tips for a first timer
Posted by RoyalWe on 9/13/26 at 8:27 am to baseballmind1212
quote:I love woodworking, but don't have the room to really get into it. You don't appreciate the creativity required to solve some of the problems until you get hands-deep into it. Instead I settled for 3d printing/digital electronics and will be getting a home CNC soon to scratch those itches.
Something primal about taking a stack of wood and turning it into something.
re: Dear Chatgpt.. Make me a Sexy Witch.
Posted by RoyalWe on 9/12/26 at 4:37 pm to WWII Collector
DJ Quik would approve.
re: Need input on a pool cleaner
Posted by RoyalWe on 9/12/26 at 9:48 am to s14suspense
I did not. My original AIPER had a recall and they swapped it out for a Scuba S1. Surprisingly, I can't recall the last time it got stuck on a drain. It works better than the supposedly more advanced robot.
re: What is the main reason you vote Republican?
Posted by RoyalWe on 9/12/26 at 6:06 am to SaintsReportExile
There is really no comparison between the two. If you're on the fence, then frankly, you're an idiot.
Having said that, Republicans can be idiots as well -- but I've yet to find a Democrat worth voting for over their competition. There is much to hate about politics and most politicians.
Having said that, Republicans can be idiots as well -- but I've yet to find a Democrat worth voting for over their competition. There is much to hate about politics and most politicians.
I’ve been. I have no desire to go back. I’m glad other people like it, but I was not comfortable and there was violence (skirmishes between illegals and cops in Times Square). It rained the whole time. Maybe I just have bad luck.
How many years have we been talking about this? I didn't even read the comments because, why? Nothing will happen except more fleecing of American taxpayers.
quote:Yeah right. Next thing you'll be saying is jet fuel can't melt steel beams.
Correct
And maybe the most factual statement in this thread.
:rolleyes:
I don't know who any of these people are.
Love me a Kreg jig.
quote:Sounds like a legal basis for damages.
It implies intent and also is a huge distraction to our school and fan base.
re: Looking for a new truck
Posted by RoyalWe on 9/7/26 at 10:59 am to Boudreauboudreaugoly
quote:No -- never did. I guess I dodged that one.
Did you go through the “secondary air injection system” fiasco?
re: Trump tells Fed to cut rates or he'll end trade with countries who have a trade surplus
Posted by RoyalWe on 9/7/26 at 9:22 am to Tiger4life306
quote:The prior TACO moment was quite profitable, so I hope you're right.
In agreement this will be another TACO moment
re: Looking for a new truck
Posted by RoyalWe on 9/7/26 at 7:54 am to Boudreauboudreaugoly
No, I won't get my money back, but whoever gets this truck will be getting a sweet ride. It's a 2012 Tundra Platinum CrewMax 5.7L V8 4x2 with about 158K miles. Dealership has done all the maintenance.
I had the infamous cam tower oil leak repaired a few years ago. Supposedly there's still a very small seep, but it doesn't leave oil on the ground. More recently I've replaced the alternator, water pump and tensioner pulley.
I also had the hood, roof and front portions repainted because the clear coat/paint was starting to show its age.
Interior is still pretty nice. It has a Kenwood Excelon head unit with CarPlay, all new speakers and an amp professionally installed by AutoModz, plus a combination-lock safe in the center console.
If I weren't upgrading and if my wife would allow, I'd keep it. It's been a damn good truck.
I had the infamous cam tower oil leak repaired a few years ago. Supposedly there's still a very small seep, but it doesn't leave oil on the ground. More recently I've replaced the alternator, water pump and tensioner pulley.
I also had the hood, roof and front portions repainted because the clear coat/paint was starting to show its age.
Interior is still pretty nice. It has a Kenwood Excelon head unit with CarPlay, all new speakers and an amp professionally installed by AutoModz, plus a combination-lock safe in the center console.
If I weren't upgrading and if my wife would allow, I'd keep it. It's been a damn good truck.
re: Looking for a new truck
Posted by RoyalWe on 9/6/26 at 5:07 pm to Splackavellie
Will be selling my 2012 Tundra in a couple of months…
How was the halftime Neck and Twerk show?
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