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RoyalWe
| Favorite team: | LSU  |
| Location: | Louisiana |
| Biography: | |
| Interests: | LSU Basketball / Football |
| Occupation: | Retired Engineer |
| Number of Posts: | 4899 |
| Registered on: | 3/15/2018 |
| Online Status: | Not Online |
Recent Posts
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re: Religious Leaders Told to 'Prepare Now' for UFO Disclosure and 'Bible-Changing' Revelation
Posted by RoyalWe on 5/7/26 at 12:00 pm to RebelWithACause
quote:Free beer tomorrow. I'm tired of being protected from truth.
Any indication when this info will be released?
0
quote:Don't worry, it's down now.
Where the market is up
quote:Strong arse offer!
Wade money whipped them out of the way.
re: Boom!! tGeneral has landed Marcio Santos
Posted by RoyalWe on 5/6/26 at 10:00 am to thunderbird1100
quote:I expect our coaches to make him understand that if he wants to play in the NBA that he has to do both. I'm assuming this guy wants to go to the NBA. If not, then maybe we'll just get what we get. I expect Wade to find his pressure points and push them.
You HAVE to have bigs out there who are willing rebounders and can defend properly if you are expecting them to get starter minutes.
quote:Embrace the hate. Bring it.
Haters gonna hate.
re: MBB Offseason '26 Transfer Portal / HS Tracker
Posted by RoyalWe on 5/5/26 at 9:32 am to Circle K Beggar
"We've got 7 or 8 guys..."
re: The Average Retirement Savings By Age
Posted by RoyalWe on 5/4/26 at 6:26 pm to reds on reds on reds
quote:Of course he could. This is so telling and continues to explain some significant differences between generations.
And I’m telling you he couldn’t.
re: Iran says the Strait is OPEN for business
Posted by RoyalWe on 5/4/26 at 6:03 pm to DarthRebel
quote:I was giving him a chance to double down. :lol:
Feelings and stuff
re: Iran says the Strait is OPEN for business
Posted by RoyalWe on 5/4/26 at 3:32 pm to southpawcock
quote:It looks like the market hasn't decided how to feel about the latest happenings. Is there more information to share regarding the revival of this thread?
Ahem..
No, but only because the vast majority of my money is in an IRA so it’s not subject to capital gains. I know people who do, yes, and if you do it long enough you eventually have longer-held shares to avoid short term gains. You may even choose to forgo following the exact plan for a year to avoid short term gains. Totally up to you.
JasonKelly.com
JasonKelly.com
TLDR: I use a system that's just based on math, so there's no emotional decision-making. The math says to buy more or sell and take profits from quarter-to-quarter. The TACO and NACHO trades have been amazing.
The system I use is designed to improve on simple dollar-cost averaging by using value-cost averaging: adding more after underperformance, adding less or selling after outperformance, and maintaining a disciplined stock/bond rebalancing framework. In many historical periods, especially volatile ones, that kind of system can outperform simple DCA or passive buy-and-hold with the same contributions. But the advantage is not guaranteed in every period, and the comparison depends heavily on the benchmark, time horizon, leverage level, and whether you measure absolute or risk-adjusted returns. I have been fortunate in that it's worked exceedingly well for me, especially over the past 10 years. I retired when I turned 53 with more than I ever thought I'd have. I do use leveraged funds, though, which is something that a lot of people are scared to do.
The system I use is designed to improve on simple dollar-cost averaging by using value-cost averaging: adding more after underperformance, adding less or selling after outperformance, and maintaining a disciplined stock/bond rebalancing framework. In many historical periods, especially volatile ones, that kind of system can outperform simple DCA or passive buy-and-hold with the same contributions. But the advantage is not guaranteed in every period, and the comparison depends heavily on the benchmark, time horizon, leverage level, and whether you measure absolute or risk-adjusted returns. I have been fortunate in that it's worked exceedingly well for me, especially over the past 10 years. I retired when I turned 53 with more than I ever thought I'd have. I do use leveraged funds, though, which is something that a lot of people are scared to do.
re: Fiduciary & Self Managing Question
Posted by RoyalWe on 5/2/26 at 12:38 pm to Mandocello
If they're going to the New Orleans Schwab building, please let me know how the experience was. I haven't had to go there yet but might have to eventually.
Nice. I just ordered one of these for my Australian Shepherds.
If she likes chasing balls, maybe an automatic ball thrower? She'd have to be smart enough to learn how to put them back in the bucket or you'd have to facilitate.
re: LSU Men’s Basketball Transfer Portal Update!
Posted by RoyalWe on 5/2/26 at 9:49 am to Lester Earl
quote:Girls, girls, you're both pretty! Now pipe it down so we can watch the game.
It’s two insecure men embarrassing themselves
re: Fiduciary & Self Managing Question
Posted by RoyalWe on 5/2/26 at 9:46 am to Mandocello
My experience has always been that it's not difficult to do it, but I've only ever transferred qualified money (401Ks, IRAs) or mutual funds. Usually they'll ask if you want to transfer the mutual fund shares or liquidate (but this was a long time ago, so YMMV).
I don't know how transferring annuities would work.
I would start at Fidelity and they will walk you through it. Granted, I have never worked with Fidelity, but it's always been super easy with Schwab.
I don't know how transferring annuities would work.
I would start at Fidelity and they will walk you through it. Granted, I have never worked with Fidelity, but it's always been super easy with Schwab.
quote:At $80, it is a vacation destination for North Baton Rouge. That's fine, but they can have it. Make it $1000 and I'll consider it.
what are you talking about? Blue Bayou is located in a good part of town.
WSJ: "Michael Jackson's Biopic Blinds Us From the Truth"
Here is an article from Maureen Orth from the documentary.
Here is an article from Maureen Orth from the documentary.
quote:
I found credible evidence that he committed crimes against children—crimes I believe he got away with. He was never criminally convicted, he and his estate have paid $43.5 million in settlements to the families of children who accused him of abuse. And now, in a movie that is supposedly an examination of his life, it isn’t even a footnote.
But this is what I know: His tactics to silence were violent and cruel; his ego and sense of entitlement so inflated that he demanded humanitarian awards be presented to him before personal appearances, frequently invoking his devotion to emulating Christ-like purity.
quote:
Who wants to know his evil while dancing at a wedding to “Billie Jean?” Personally, I hate it when people come up to me and say, “Did Michael Jackson really do all those things?”
I spent a long time investigating and wrote 50,000 words to be able to say the answer is yes—but even in death, Michael can still control the narrative.
re: Fiduciary & Self Managing Question
Posted by RoyalWe on 5/1/26 at 5:05 pm to lsuconnman
If I were the fiduciary, I would make my decision to work with them based on how much their assets are worth that I would be managing. I'm not going to spend a lot of time managing small assets. It's (probably) not worth it.
re: Fiduciary & Self Managing Question
Posted by RoyalWe on 5/1/26 at 4:51 pm to Mandocello
According to ChatGPT, fiduciaries are not legally required to say you're better off self-managing.
My parents are not comfortable managing their money, but I do it for them. Would they let you do it (assuming you are financially literate and complexity is low)?
My parents are not comfortable managing their money, but I do it for them. Would they let you do it (assuming you are financially literate and complexity is low)?
quote:Fiber gummies. Probiotic gummies. Gummies.
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