How many of you have a six month emergency fund?

General rule is 6 months of expenses saved away for emergencies - losing job, getting sick, natural disasters, disabilities. This should be on top of your regular savings accounts, 401k, investments. I’m discovering so many people I know don’t even have a single savings account.

You should always pay yourself first before making major purchases.

It appears Americans aren’t rainy day savers anymore. Many Americans aren’t really middle class as they tend to classify themselves and live paycheck to paycheck and many who make decent money squander that shite on unnecessary purchases - cars they can’t afford, houses they shouldn’t buy, general crap expensive items. They save nothing.

It’s pretty scary to think the government has to bail so many people out with only one month off from work. We are a fragile society. The country is comprised of more lower income, lower educated who are dependent on the government and the government likes it that way. Keep them dumb and poor.

We are a nation of serfs.