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re: Annual "How Much Did Your Health Insurance Premiums Increase" Thread

Posted on 1/30/20 at 7:15 am to
Posted by LSU316
Rice and Easy Baby!!!
Member since Nov 2007
29351 posts
Posted on 1/30/20 at 7:15 am to
12 bucks a month....lowest increase in 6 years
Posted by Ssubba
Member since Oct 2014
6649 posts
Posted on 1/30/20 at 7:15 am to
I should probably get health insurance one day.
Posted by lynxcat
Member since Jan 2008
24265 posts
Posted on 1/30/20 at 7:26 am to
quote:


Does your employer pick up a significant chunk of the premium


Of course they do. $1200 a year for family plan doesn’t exist even with the worst coverage.
Posted by ScopeCreep
In the thick
Member since Jul 2016
644 posts
Posted on 1/30/20 at 7:31 am to
Mine went down. And we got a HSA. I couldn’t be happier. The copay plan was great when my kids were small and always sick but they’ve grown out of that. I can finally save some cash with the HSA.
Posted by lsufan9193969700
3 miles from B.R.
Member since Sep 2003
55175 posts
Posted on 1/30/20 at 7:38 am to
Our went down about 3%.
Posted by rattlebucket
SELA
Member since Feb 2009
11555 posts
Posted on 1/30/20 at 7:39 am to
Premiums stayed same for two yrs now. However from 2011-2020 premiums went from $108/mo with $5k out of pocket to $435/mo 10k out of pocket. They also throw in a scammish co-insurance. 2020 difference so far is less prescription coverage. Its such a scam and certainly redistribution of wealth.
Posted by choupiquesushi
yaton rouge
Member since Jun 2006
30869 posts
Posted on 1/30/20 at 7:47 am to
as a service connected disabled veteran.. ZERO.....
Posted by dallastigers
Member since Dec 2003
5789 posts
Posted on 1/30/20 at 8:20 am to
quote:

Still under $100/ month for family plan.


I know it depends on the plan & what company pays (or govt subsidizes), but I haven't seen that pricing since W was President. Back then for us it would have been a platinum type plan (hard to compare but just based on low co-pays for doctor visits including specialists, very low deductible, co-pay for brand name prescriptions, and 90% coverage for services after deductible).

Our prices went up over 10% this year. We have a change plans and pricing each year.
This post was edited on 1/30/20 at 8:56 am
Posted by TH03
Mogadishu
Member since Dec 2008
171114 posts
Posted on 1/30/20 at 8:21 am to
$0 like every year

$71.08 for health
$20.92 for dental
$6.98 for vision
$100 FSA
This post was edited on 1/30/20 at 8:23 am
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 1/30/20 at 8:22 am to
$0, to me at least.


My premiums haven't increased in 10 years. I have 100% employer covered health insurance. It's possible my employer's premiums increased.
Posted by BaddestAndvari
That Overweight Racist State
Member since Mar 2011
18308 posts
Posted on 1/30/20 at 8:22 am to
quote:

I should probably get health insurance one day.


nah, with Trump rolling back getting fined for not having health insurance - you might as well wait until you are older and actually need it.
Posted by Salmon
On the trails
Member since Feb 2008
83695 posts
Posted on 1/30/20 at 8:22 am to
switched back to HSA since my wife isn't pregnant this year, so we got a pretty significant decrease in our premium

obviously our deductible is much higher now though
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49136 posts
Posted on 1/30/20 at 8:22 am to
10%. First increase in a few years
Posted by TheDeathValley
New Orleans, LA
Member since Sep 2010
17251 posts
Posted on 1/30/20 at 8:28 am to
Went up a dollar or two. We have a Top Middle Low plan. I do the middle because my company matches a few hundo into our HSA.
Posted by Froman
Baton Rouge
Member since Jun 2007
36261 posts
Posted on 1/30/20 at 8:29 am to
Like 18 dollars a month. Could be worse.
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 1/30/20 at 8:30 am to
so lucky I don't have to pay for that, shite's expensive
Posted by LegendInMyMind
Member since Apr 2019
55499 posts
Posted on 1/30/20 at 8:31 am to
quote:

but it’s solid for catastrophic events.



That is great if, by some unfortunate chance, you have a catastrophic event, but by an overwhelming majority, you use insurance for common healthcare. Doesn't sound like a great deal, barring catastrophe.
Posted by ellunchboxo
Gtown
Member since Feb 2009
18863 posts
Posted on 1/30/20 at 8:39 am to
quote:

Our went down about 3%.


So did ours. But we’re self insured.
Posted by Rocket Surgeon
Member since Jan 2020
696 posts
Posted on 1/30/20 at 8:59 am to
quote:

Annual "How Much Did Your Health Insurance Premiums Increase" Thread

OBAMA! OBAMA! OBAMA!

Now, don't all of you gullible morons that voted for him feel stupid?
Posted by Hoops
LA
Member since Jan 2013
6607 posts
Posted on 1/30/20 at 9:30 am to
quote:

Its such a scam and certainly redistribution of wealth.


Yep. Designed to fail so the government can step in and “save us” from something they fricked up. Single party payer for everyone but the people that make the decisions regarding the insurance lol.
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