- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Here's a budget breakdown of a couple that makes $200,000 a year and yet is scraping by
Posted on 10/14/17 at 7:14 pm to VerlanderBEAST
Posted on 10/14/17 at 7:14 pm to VerlanderBEAST
Man I don't feel like sitting here and breaking down everything we spend money on at the store. All I can tell you is that we typically spend roughly $150/week when we do our stereotypical white couple grocery shopping on Sunday mornings.
And I suck at math but I'm pretty sure $150 x 4 = $600, so there's where the number comes from.
And we don't really waste food. Occasionally a few things need to be thrown out, but it's not egregious.
And I suck at math but I'm pretty sure $150 x 4 = $600, so there's where the number comes from.
And we don't really waste food. Occasionally a few things need to be thrown out, but it's not egregious.
Posted on 10/14/17 at 7:15 pm to Robin Masters
quote:
What are postmates?
Man I have been wondering the same damn thing.
I googled it and it appears to be a service like Instacart, but I don't know why he keeps using that word.
Posted on 10/14/17 at 7:16 pm to AbitaFan08
quote:
Man I have been wondering the same damn thing.
I do know now that you can get a 12 pack for $360.
This post was edited on 10/14/17 at 7:17 pm
Posted on 10/14/17 at 7:21 pm to AbitaFan08
quote:
an I don't feel like sitting here and breaking down everything we spend money on at the store. All I can tell you is that we typically spend roughly $150/week when we do our stereotypical white couple grocery shopping on Sunday mornings. And I suck at math but I'm pretty sure $150 x 4 = $600, so there's where the number comes from. And we don't really waste food. Occasionally a few things need to be thrown out, but it's not egregious
Sounds about right. I think the thing that gets us is the spices, salad dressings, etc. that are “necessary” to cook an enjoyable meal. I think too what people aren’t factoring is other household items like tp, medicines, cleaners, tin foil, etc. all that shite adds up.
Posted on 10/14/17 at 7:25 pm to VerlanderBEAST
quote:
LINK
So you don't, and you were just talking out of your arse. OK.
Posted on 10/14/17 at 7:26 pm to VerlanderBEAST
quote:
What do you spend $600 on? Lets assume $30 postmates 12x a month that's $360. What are you spending the left over $240 on? Pancakes($10) coffee($25), snacks($50), fresh produce($15), beverages($15), meat from a butcher ($75). I still can't get to $600
postmates? Just stop, bro. You're embarrassing yourself.
Posted on 10/14/17 at 7:30 pm to Mo Jeaux
I spend almost a grand a month on food just for me
I eat lunch at work every day and cook at home most weeknights. Breakfast at work half of the time.
Yeah, I could be cheaper but I’m not worried about it. I’m surprised this thread is still going.
I eat lunch at work every day and cook at home most weeknights. Breakfast at work half of the time.
Yeah, I could be cheaper but I’m not worried about it. I’m surprised this thread is still going.
Posted on 10/14/17 at 7:33 pm to lynxcat
I was never clear if that number included restaurants
Posted on 10/14/17 at 7:53 pm to toohottie
quote:that's a sandwich in Dallas or Houston. I've never been to the Bay Area, but I would think they're more like $15-17.
Sandwiches for lunch in the city are more than 10 dollars
Posted on 10/14/17 at 8:02 pm to GreatLakesTiger24
Agreed. 10 is more like the lowest you can pay. If you get out under 15 we consider it a win.
Posted on 10/14/17 at 9:19 pm to Draconian Sanctions
quote:I have a family of 4, nd spend about 1300/mo
$1,000 a month on food??
Posted on 10/14/17 at 9:25 pm to Displaced
$8K for two vacations, must be going to Six flags over California.....
fricking trash
fricking trash
Posted on 10/14/17 at 9:44 pm to Displaced
Two vacations a year: $8k
Cut it to one: Save $4k
Clothes: $3k
Set a $2500 budget
Save $5oo
Charity $2k
Cut in half to $1k
Save $1k
That would save them $5500
$5500 + $5700 = $11200.
This would eliminate their consumer debt.. Not our fault they are bad at money management.
Cut it to one: Save $4k
Clothes: $3k
Set a $2500 budget
Save $5oo
Charity $2k
Cut in half to $1k
Save $1k
That would save them $5500
$5500 + $5700 = $11200.
This would eliminate their consumer debt.. Not our fault they are bad at money management.
Posted on 10/14/17 at 9:45 pm to OweO
Do people really spend 3 grand on clothes a year?
I am way behind the curve on that one.
I am way behind the curve on that one.
Posted on 10/14/17 at 11:42 pm to Bushmaster
quote:
Do people really spend 3 grand on clothes a year? I am way behind the curve on that one.
It's 3 people, one of which is a child that would constantly be outgrowing clothes. I'm guessing that would include all clothing, with shoes, belts and other accessories. For 2 professionals that wear professional clothing every day, 1-2K a year seems really reasonable. I'm sure a good suit set would run that alone. Same for a woman a nice dress combo.
The grocery bill doesn't shock me at all. That would include all the HBA type of stuff (toilet paper, toiletries, household cleaners, etc). Plus I'm sure they might eat out once or twice a week. I think 1K is actually a bit on the light side. I'm a single guy and I'm pretty close to that myself..
Posted on 10/15/17 at 7:13 am to OweO
quote:
This would eliminate their consumer debt.. Not our fault they are bad at money management.
I'd bet almost anything that this hypothetical family is managing their money better than you are.
Posted on 10/15/17 at 10:18 am to LNCHBOX
The only issue I have with the chart is 8k in vacations and 2k charity. That extra 10k realistically should be added to the $5700, leaving them with $15,700 disposable cash each year. I don’t know who the frick factors in 2k in donations to their annual budget; most people just donate here or there as they deem necessary. Vacationing is absolutely an important part of life, but it’s not fair to add that to a budget, to strengthen an argument of “just scraping by”.
Posted on 10/15/17 at 11:35 am to Displaced
Looks like a couple that doesn't know how to manage money. But 30% of your income being swept away by taxes is absolute bullshite.
ETA: They also live in San Francisco. It's one of the most expensive cities to live in in the United States.
ETA: They also live in San Francisco. It's one of the most expensive cities to live in in the United States.
This post was edited on 10/15/17 at 11:40 am
Posted on 10/16/17 at 8:15 am to Displaced
Looks about right to me. Hell if you've done all that shite and still have $5,700 left over I'd say that's $5,700 more than most people.
Posted on 10/16/17 at 8:17 am to OweO
These "people" make plenty of money, just need to work on their expenses. Very wealthy people overall.
Popular
Back to top
Follow TigerDroppings for LSU Football News