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How much credit card debt are you in?

Posted on 10/19/15 at 5:59 pm
Posted by John88
Member since Sep 2015
6241 posts
Posted on 10/19/15 at 5:59 pm
I gotta get these credit cards paid off. About a thousand dollars. What about you?
Posted by GoldenD
Houston
Member since Jan 2015
934 posts
Posted on 10/19/15 at 6:02 pm to
Most people on money talk will not have credit card debt due to the posters here being more financially aware.

$0 paid off monthly.
Posted by wfallstiger
Wichita Falls, Texas
Member since Jun 2006
11710 posts
Posted on 10/19/15 at 6:15 pm to
None....was off the charts about six months ago
Posted by tenderfoot tigah
Red Stick
Member since Sep 2004
10448 posts
Posted on 10/19/15 at 6:15 pm to
0 currently, but the wife quit working in June and money is tight.
Posted by TigerDeBaiter
Member since Dec 2010
10275 posts
Posted on 10/19/15 at 6:16 pm to
I guess technically a couple grand. Payment isn't due to process for a week or so, but the statement balance will be paid in full at that time - as it is every month. I charge everything. Never pay interest.
This post was edited on 10/19/15 at 6:21 pm
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
49186 posts
Posted on 10/19/15 at 6:23 pm to
Finally got mine wiped this summer. Paying off monthly now
Posted by ItNeverRains
37069
Member since Oct 2007
25896 posts
Posted on 10/19/15 at 6:51 pm to
During the month a couple grand, end of month zero
Posted by tigeraddict
Baton Rouge
Member since Mar 2007
11879 posts
Posted on 10/19/15 at 6:58 pm to
quote:

guess technically a couple grand. Payment isn't due to process for a week or so, but the statement balance will be paid in full at that time - as it is every month. I charge everything. Never pay interest.


charge everything and earn the rewards
Posted by DaBeerz
Member since Sep 2004
17056 posts
Posted on 10/19/15 at 7:09 pm to
0. put about 3k on credit card every month, pay in full
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 10/19/15 at 7:10 pm to
I have ~$750 on a 0% interest card but I just bought a house. More for liquidity than necessity


If my SO has anything to do with it, I'm going to be broke soon
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 10/19/15 at 7:10 pm to
$0.00
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/19/15 at 7:13 pm to
About $16,000.

But it is all at 0% APR and I have the cash to pay it off before that rate expires, so I'm good.
Posted by Da Hammer
Folsom
Member since May 2008
5783 posts
Posted on 10/19/15 at 7:44 pm to
Zero
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80856 posts
Posted on 10/19/15 at 7:47 pm to
Why are you in CC debt is the better question. You should never spend more than you can pay off that month unless an extreme emergency
Posted by Porker Face
Eden Isle
Member since Feb 2012
15415 posts
Posted on 10/19/15 at 7:50 pm to
0
Posted by I Love Bama
Alabama
Member since Nov 2007
37764 posts
Posted on 10/19/15 at 7:54 pm to
I just got a 95 dollar credit not to cancel so -$95.00
Posted by jclem11
Neoliberal Shill
Member since Nov 2011
7940 posts
Posted on 10/19/15 at 8:12 pm to
I charge about $400 a month but pay it off at the end of the month.
Posted by Amory Blaine
New Orleans
Member since Aug 2015
17 posts
Posted on 10/19/15 at 8:35 pm to
quote:

I just got a 95 dollar credit not to cancel so -$95.00


What card? I haven't found a way to avoid the annual fee on Chase Sapphire Preferred or Chase United...
Posted by PlanoPrivateer
Frisco, TX
Member since Jan 2004
2812 posts
Posted on 10/19/15 at 8:36 pm to
Don't use a credit card to buy anything you can't afford. Pay the charges off in full every month.
Posted by Jag_Warrior
Virginia
Member since May 2015
4180 posts
Posted on 10/19/15 at 8:41 pm to
I pay mine off monthly as well. But technically, Citibank, Chase, Amex and Discover owe me money because I haven't redeemed my reward dollars in forever. I guess my lady friend will get a nice Christmas gift afterall (that's right, I am a cheap, selfish bastage ).
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