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Employer provided retirement healthcare coverage
Posted on 6/6/25 at 8:34 am
Posted on 6/6/25 at 8:34 am
My employer does not offer. Was talking to other co workers and was amazed about how many did know that this was the case. Is this common? Both questions, employers offering and employees not understanding that they basically have to work till 65/medicare to continue having healthcare.
This post was edited on 6/6/25 at 8:38 am
29
Posted on 6/6/25 at 8:35 am to crownroyaltiger
Real men don’t go to the doctor
Posted on 6/6/25 at 8:36 am to el Gaucho
You must see your doctor a lot then.
Posted on 6/6/25 at 8:36 am to crownroyaltiger
How many employees are working for this company?
Nevermind, I just noticed you're from Livingston Parish.
quote:
crownroyaltiger
The Good Ole L.P.
Nevermind, I just noticed you're from Livingston Parish.
This post was edited on 6/6/25 at 8:52 am
Posted on 6/6/25 at 8:37 am to crownroyaltiger
You can always marry your boyfriend and get on his insurance.
But it’s only common if you have under 50 employees.
But it’s only common if you have under 50 employees.
quote:
companies with 50 or more full-time equivalent (FTE) employees are required to offer health insurance under the Affordable Care Act (ACA).
Posted on 6/6/25 at 8:37 am to crownroyaltiger
Find a new job.
This is a part of compensation IMO. Especially when factoring in my wife and kids.
This is a part of compensation IMO. Especially when factoring in my wife and kids.
Posted on 6/6/25 at 8:37 am to PsychTiger
I’ve never been
Sorry you millenials “need healthcare” so you can get your ssris and ozlimpdick
Sorry you millenials “need healthcare” so you can get your ssris and ozlimpdick
Posted on 6/6/25 at 8:37 am to crownroyaltiger
Is what common, for employers to not offer healthcare or for employees to not know their employer doesnt offer healthcare? I am not sure I understand what you're asking.
Posted on 6/6/25 at 8:37 am to crownroyaltiger
quote:
employees not understanding that they basically have to work till 65/medicare to continue having healthcare.
This isn’t true, at all
Posted on 6/6/25 at 8:38 am to LSUfan4444
Go somewhere else.
That’s pretty standard to offer health insurance.. even shitty HDHP plans at minimum.
That should tell you everything about that company.
That’s pretty standard to offer health insurance.. even shitty HDHP plans at minimum.
That should tell you everything about that company.
Posted on 6/6/25 at 8:45 am to Yaboylsu63
quote:
That’s pretty standard to offer health insurance.
Is it really standard for companies to offer access to their health plans to employees who have left the company? That’s news to me. I know ERISA has some provisions that allow for continued coverage for a short time.
Posted on 6/6/25 at 8:45 am to crownroyaltiger
quote:
My employer does not offer. Was talking to other co workers and was amazed about how many did know that this was the case. Is this common? Both questions, employers offering and employees not understanding that they basically have to work till 65/medicare to continue having healthcare.
Not really sure what you're trying to say or ask
Posted on 6/6/25 at 8:47 am to crownroyaltiger
quote:
My employer does not offer. Was talking to other co workers and was amazed about how many did know that this was the case. Is this common? Both questions, employers offering and employees not understanding that they basically have to work till 65/medicare to continue having healthcare.
I’m in the same situation.
This used to be a benefit most employers offered, but that’s no longer the case. It’s a benefit that would be valuable to employees that want to retire in their late 50’s or early 60’s. And I work for a global company that has many thousands of employees.
The solution is to just buy an ACA insurance policy (or similar). If anyone knows of another option, post it here.
I’m not working til 65. No chance of that.
Posted on 6/6/25 at 8:50 am to crownroyaltiger
Very rarely do companies offer that. This is nothing new. You have to buy your own if you retire early.
Posted on 6/6/25 at 8:51 am to Grinder
quote:
This used to be a benefit most employers offered, but that’s no longer the case. It’s a benefit that would be valuable to employees that want to retire in their late 50’s or early 60’s. And I work for a global company that has many thousands of employees. The solution is to just buy an ACA insurance policy (or similar). If anyone knows of another option, post it here. I’m not working til 65. No chance
This is what I mean, don’t want to work till 65, but healthcare plans on the open market are high!!
Posted on 6/6/25 at 8:56 am to crownroyaltiger
quote:
healthcare plans on the open market are high!
No shite. You're shielded from the actual cost because your employer usually pays a significant chunk of it. It's sad that you've gotten this old and are just now figuring this out.
Posted on 6/6/25 at 8:58 am to el Gaucho
quote:
Real men don’t go to the doctor
Or retire
Posted on 6/6/25 at 8:58 am to crownroyaltiger
quote:
This is what I mean, don’t want to work till 65, but healthcare plans on the open market are high!!
How many years have you worked with your company? Did you not read your benefits package closely or talk with someone in HR about it?
Posted on 6/6/25 at 8:58 am to crownroyaltiger
Yes, that's common and part of the reason a lot of people stick around until they're 65. Many can afford to retire before then, but the insurance takes a huge hit of their monthly income.
Posted on 6/6/25 at 8:58 am to Grinder
quote:
I’m not working til 65
quote:
Grinder
Fitting that you’d name yourself after your favorite app
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