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Posted on 9/8/22 at 11:07 am to BabyTac
A gigantic mortgage and about &9k in student loans at 1.875%. Needless to say I am dragging my feet to pay the student loan in one lump sum
Posted on 9/8/22 at 11:10 am to Fat and Happy
House. 1 vehicle. 1 boat.
Posted on 9/8/22 at 11:11 am to BabyTac
No consumer debt.
About 1.8 million over 7 houses. 1 of those is a flip.
About 1.8 million over 7 houses. 1 of those is a flip.
This post was edited on 9/8/22 at 11:13 am
Posted on 9/8/22 at 11:12 am to El Segundo Guy
quote:
Same here. 100% debt free allows you to live a great life. I'm 47 and retired.
What was your career?
Posted on 9/8/22 at 11:13 am to OysterPoBoy
a few $k on a tractor note. And alimony 
Posted on 9/8/22 at 11:14 am to 805tiger
quote:
What was your career?
His wife works.
Posted on 9/8/22 at 11:15 am to cubsfan5150
Posted on 9/8/22 at 11:17 am to BabyTac
22k on my truck and 45k on my ski boat
House is paid for
Fishing boat paid for
4 wheeler paid for
SO SUV paid for
No CC debt
House is paid for
Fishing boat paid for
4 wheeler paid for
SO SUV paid for
No CC debt
Posted on 9/8/22 at 11:17 am to BabyTac
None. Just monthly bills
Posted on 9/8/22 at 11:18 am to Wally Sparks
quote:
Just mortgage
Posted on 9/8/22 at 11:19 am to BabyTac
$0
Posted on 9/8/22 at 11:19 am to BabyTac
$0.00 outside of the credit card bills that get the balance paid in full at the end of each month (gas card, Fidelity card). Been debt free since 2017 and will never take out another mortgage. Credit score is 841 but don't plan on ever needing it. Would have stepped away at 51 next year but the markets this year have me thinking that I should wait until at least 53 now. FJB.
Posted on 9/8/22 at 11:20 am to BabyTac
Only a home mortgage with very low interest rate
Posted on 9/8/22 at 11:24 am to BabyTac
i only owe about 6k on a car with a trade in value of about 20k
BUT
i don't own anything (well, not myself)
BUT
i don't own anything (well, not myself)
Posted on 9/8/22 at 11:29 am to BabyTac
Depends if Biden is real or not on forgiveness
Posted on 9/8/22 at 11:33 am to BabyTac
quote:How many homes have you paid off in the last 14-15 months?
BabyTac
Posted on 9/8/22 at 11:37 am to BabyTac
A lot, but other than my mortgage (2.9%) and my truck note (0.0%) the debt makes me more money than it costs. I use to think living debt free was the answer, but I learned from self-made millionaires that debt can be good if its used properly.
This post was edited on 9/8/22 at 11:38 am
Posted on 9/8/22 at 11:37 am to dragboatscott
quote:
That ain't no shite. Learning that lesson the hard way. Been debt free for about a year and my score has gone down every month since.
Congratulation on successfully proving you can manage debt and repay the money you have borrowed. Now borrow more or we screw your credit score up. Makes zero sense.
Posted on 9/8/22 at 11:38 am to BabyTac
I now have a mortgage, but it's less than 20% of the home value, so I'm not too worried about it.
That's it. I keep no other debt.
That's it. I keep no other debt.
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