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LoneStar23
Favorite team: | Southeastern LA ![]() |
Location: | USA |
Biography: | Tier 2 Poster |
Interests: | |
Occupation: | |
Number of Posts: | 5724 |
Registered on: | 8/25/2019 |
Online Status: | Not Online |
Recent Posts
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re: Best CC for rewards
Posted by LoneStar23 on 7/8/25 at 9:33 pm
If you don't want to chase categories fidelity 2% or sofi 2% back on all categories no caps
re: ULTY & MSTY Dividend announced
Posted by LoneStar23 on 7/8/25 at 8:36 pm
quote:
in a taxable brokerage account, Ordinary dividends get taxed at ordinary rates. Qualified get taxed at capital gains rates.
Aren't these dividends qualified and tax efficient for yeildmax?
re: What are this boards thoughts on MSTY/ULTY?
Posted by LoneStar23 on 7/8/25 at 7:22 pm
quote:
If that is the case then why not invest in the underlying security instead of capping your upside for the payout?
Truthfully because based on calculations if it remains even remotely close to the same returns/ distributions then I could almost have my annual income in dividends in 10 years with no additional investments
re: What’s your longest stay in a hotel?
Posted by LoneStar23 on 7/8/25 at 7:07 pm
Los Angeles for work, 10 days
What are this boards thoughts on MSTY/ULTY?
Posted by LoneStar23 on 7/8/25 at 6:55 pm
I started adding some into my brokerage account and have about $4,000 worth of MSTY. It's paying me around $250 in dividends MONTHLY that are being reinvested. With DRIP turned on over the last year I'm up way over the S&P with this ETF. It's a short term play and I'm considering turning DRIP off and diverting the dividends to something safer each month until I am able to return my initial investment (probably around 2 years time to totally cover my initial investment based on my calculations). I know it gets a lot of hate but seeing those fat dividends each month in my account im a believer.
ETA: this is all in a Roth. A small percentage of my investment. I am young and have time to have riskier investments
ETA: this is all in a Roth. A small percentage of my investment. I am young and have time to have riskier investments
re: Imagine living in the USA and choosing to not start your day with a lift
Posted by LoneStar23 on 7/4/25 at 7:48 am
How many donuts did you eat this morning
re: Any good areas to stay in Houston for a good family trip weekend?
Posted by LoneStar23 on 7/2/25 at 2:56 pm
The new great wolf lodge in Webster
Best budget friendly all inclusive in Cancun?
Posted by LoneStar23 on 6/28/25 at 9:00 am
I've never been and wanted to give it a try. I don't need a 5 star resort but don't want a dump somewhere in the middle, TIA
re: Is it time to bet against carnival(CCL)?
Posted by LoneStar23 on 6/20/25 at 8:13 am
quote:
Isn't the average carnival customer completely price focused? Where are they going to get a cheaper cruise?
MSC cruises is heavily targeting the American market. Expanding into the Galveston port later this year and already in Florida and west coast. For reference a Interior room on carnival is priced the same as a balcony room on MSC with the drink package and wifi for the same week in 2026 when I looked. They also honor loyalty status match so they are pushing to take that market
re: Best company to open a Roth IRA with
Posted by LoneStar23 on 6/20/25 at 6:41 am
Robinhood for the match. Fidelity if you're a boomer who "doesn't trust Robinhood"
Is it time to bet against carnival(CCL)?
Posted by LoneStar23 on 6/20/25 at 6:37 am
This is a good Forbes article on the changes they made to the loyalty program this week. This move is going to frustrate a lot of long time loyal cruisers who will be looking for other cruise lines to match their loyalty status. You used to earn loyalty status by number of cruise days spent at sea but now it is changing to total dollar amount spent.
forbes
quote:
Carnival Cruise Line, part of the Carnival Corporation family of cruise brands, is conducting a huge, real-time experiment in customer loyalty. And, it's not going to be pretty.
The cruise line announced this week that it’s scrapping its 13-year-old loyalty program in favor of a spend-based system that will require customers to shell out tens of thousands of dollars to maintain their elite status. Diamond members, the highest level in the program, will retain their status for six years. Then, the math becomes daunting: spend $33,334 every two years or lose your perks.
quote:
Carnival loyalists knew a change was coming. Speculation ranged from a modest increase in nights required to reach each level to status matching with Carnival brands like Princess and Cunard. Nobody expected such a dramatic set of changes.
forbes
re: Are you off for Juneteenth?
Posted by LoneStar23 on 6/19/25 at 5:47 am
No. I don't work for the federal government or a bank
re: What do you typically pay on your water bill each month?
Posted by LoneStar23 on 6/17/25 at 7:12 pm
$140. Magnolia water is pathetic
re: Hammond Man Arrested for Murder After Toddler Dies in Hot Car
Posted by LoneStar23 on 6/10/25 at 4:40 pm
Death penalty by hot car with no AC in August
re: So you are telling me - MSTY
Posted by LoneStar23 on 6/7/25 at 11:01 pm
I bought $5000 in my Roth and $2000 in my individual account and turned on DRIP and letting it ride.
re: UFC 316, omalley vs merab 2, pena vs harrison
Posted by LoneStar23 on 6/7/25 at 8:03 pm
That was a robbery, wrong winner for sure
re: TMZ believes they have evidence of a fifth plane on 9/11
Posted by LoneStar23 on 6/4/25 at 9:47 pm
Inside job
re: Los Angeles really is the fricking worst place on Earth.
Posted by LoneStar23 on 6/2/25 at 5:58 am
I just spent 2 of the last 4 weeks in LA for work. I stayed near LAX and spent most of my time in Santa Monica/long Beach. I was very pleasantly surprised by how much I enjoyed it. I never had to go downtown so I can't comment on that part but I definitely had a different experience than you. I think it all depends where you stay
re: NOLA Jailbreak Update: Two inmates still on the run
Posted by LoneStar23 on 5/16/25 at 7:04 pm
quote:
I was running against her, I would have billboards going up with her glasses picture with my new slogan, To easy LOL
I'll donate to that campaign
re: NOLA Jailbreak Update: Two inmates still on the run
Posted by LoneStar23 on 5/16/25 at 11:25 am
1 captured, 10 missing
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