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Number of Posts:3535
Registered on:10/4/2019
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quote:

the disproportionate role physical desirability plays in the social value assigned to women


Just stop. It’s common knowledge nowadays that most women are looking for men 6’ tall with a six figure income. It goes both ways.
Only on TD can you have a thread that discusses both the Devil’s Triangle and Milton Friedman.
I wonder if the boyfriend is new, and her past came back to haunt her. She might be doing damage control to prove she wasn’t a slut.

re: Lexington Weekend Trip

Posted by Free888 on 10/2/26 at 5:39 pm to
If into horse racing, visit Claiborne Farm. They have daily tours, and the cemetery where Secretariat is buried.

re: Rick Santelli retires

Posted by Free888 on 10/2/26 at 5:28 pm to
I remember watching Santelli’s rant live during the 2008 financial crisis. It created the Tea Party movement, still on YouTube if you haven’t seen it.

re: Modular home mortgage

Posted by Free888 on 10/2/26 at 5:24 pm to
quote:

You use the income approach on owner occupied homes? /s


Jesus Christ dude give it a rest.
This episode explains why young men are tired of dealing with women. There’s nothing to prevent a woman from willingly sleeping with a guy and deciding a week later she was assaulted. Even if the guy is cleared, the stain is there forever. You need to have a woman sign an affidavit nowadays before you sleep with her.
quote:

It is quite the bizarre dichotomy I think Le Pen may actually win this time however


No it’s not. The voters wanted government handouts. The officials that would give them that also support open borders.
quote:

Sales are tanking but look at home prices. They’re still holding up and not coming down much at all.


Wife and I are waiting for the drop. Our house is paid off and we want to move closer to the grandkids. Hopefully in the drivers seat come early next year.

Regarding rates, I’m surprised the government hasn’t looked into some type of incentive program that would encourage “blended” mortgages. For example, assume you’re currently in a $400k home with $200k remaining at 3%. You want to buy a larger home ($800k) and need to borrow $400k (for easy math assume at 7%). If there were a way to roll the existing mortgage into the new mortgage, your loan would effectively be $400k at 5%. This would free up lower priced homes for new homeowners, and keep the McMansions selling. Otherwise people will just sit on their houses.

re: Modular home mortgage

Posted by Free888 on 10/1/26 at 5:54 pm to
lol fair point. At current rates I’d be careful It’s bad enough for traditional builds.

ETA: how much are we talking? Depending on your investments etc. there may be alternatives.

re: Modular home mortgage

Posted by Free888 on 10/1/26 at 5:36 pm to
You’re actually supposed to use three approaches when doing an appraisal. Sales approach, cost approach and income approach.

The increases for land are market dependent. Land in rural Kentucky is going to appreciate at a much lower rate than Northern New Jersey.

And to answer your smart arse question about type of appraiser, my father actually turned away a significant amount of business because he refused to match what some banks may have wanted, and I was trained that way as well.
My ggg grandfather ended up as POW in Camp Asylum during the Civil War trying to free their sorry asses. They can F off.

re: Modular home mortgage

Posted by Free888 on 10/1/26 at 8:09 am to
I did dozens of appraisals when younger (father was an appraiser for 50 years). While land value increases, it doesn’t increase nearly enough to account for total increase in value (especially in suburban areas). Inflation in labor and materials costs are significant factors. That house that cost $50k in materials and labor 40 years ago costs a heck of a lot more to build now. Not to mention, it’s probably better quality.
What if this happened in a state that caps damages (Texas)? Would she be able to get reasonable compensation?
When my in laws lived with us, my mother in law had Fox News cranked up. I bought her these Sony TV headphones.


One of the best purchases I ever made. Plug right into the RCA jack.

re: MNF: Eagles vs. Bears

Posted by Free888 on 9/28/26 at 8:17 pm to
It’s complete bullshite. Hurts was running for the marker, the defender was out of bounds before making the hit, and it was helmet to helmet on top of it.
Been to Europe dozens of times, booked the tickets through the appropriate channels.

The manager at the station where the train didn’t stop even radio’s them to ask them why they didn’t stop.

As for the one that stopped in a random station requiring a cab? It was the right train, it simply stopped because they had traffic on the tracks and had no idea when it would be cleared. Even the locals were pissed off.

Congratulations on not having problems. Compared to the UK, Germany, Austria, Switzerland etc, Italian rail is a shite show.
quote:

Yeah, no


Older trains, and on my last trip the following happened
1)stopped at a random station in the middle of nowhere requiring a 30 minute cab ride to my hotel, which was 5 minutes from the station we were supposed to stop at
2) train to Milan runs straight through the station without stopping, even though we had reserved business class seats. 200 euro car ride to Milan to catch our connection
3) had reserved tickets Rome to Stresa direct. Train stops at some random town, need to board a bus that adds 1 1/2 hours to the travel time.

This is all on one trip, so yeah.
The train systems in Europe are generally good to great(Switzerland). The Italian train service is borderline third world.
Our area is starting to get overrun by them, and this is a pretty affluent area. We’re looking to move in the next year or two to get away from it.
Have they tested his brother’s hair? His brother was known to party with the slaves.