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re: ‘Going to college ruined my life.’ I have $85K in student loan debt with a useless degree

Posted on 4/7/22 at 4:36 pm to
Posted by Baldy
Member since May 2020
443 posts
Posted on 4/7/22 at 4:36 pm to
I dated a girl/woman that used student loans to live on for years. Took just enough classes to maintain her status.

Ended up with a masters at least. But basically the only thing she can do is be a high school counselor.

Current girlfriend graduated with every intention of going to vetinary school. But realized it wasn't for her after working at a vet's one summer. Turned down pretty good opportunities and now works in loans and makes no use of her degree.
Posted by dchog
Pea Ridge
Member since Nov 2012
27210 posts
Posted on 4/7/22 at 4:43 pm to
That and find one that you know could like instead of hating it.
Posted by Pettifogger
I don't really care, Margaret
Member since Feb 2012
87383 posts
Posted on 4/7/22 at 4:49 pm to
quote:

So associates in OT from a private institution most likely means associates from something like DeVry or some other version of those diploma mills…



Yep, the only possible answer here is "great private school" means "absolute dogshit for-profit diploma mill"

Nothing else makes sense, and it's idiotic/irresponsible to publish a piece like this and not acknowledge that reality.
Posted by ItNeverRains
Offugeaux
Member since Oct 2007
28166 posts
Posted on 4/7/22 at 4:50 pm to
Meanwhile guys sneak in this country on Monday jump on a construction crew on Tuesday and are making 6 figures in less than 12 months with zero debt.

And they get a free phone

Posted by WildTchoupitoulas
Member since Jan 2010
44071 posts
Posted on 4/7/22 at 4:52 pm to
quote:

I have low IQ

This, but should it be open season on stupid people?

Doesn't she have parents that are aware of her "challenges" and could steer her away from making decisions in her life that will have future devastating consequences?
Posted by TigerAlum1982
Member since Sep 2011
1562 posts
Posted on 4/7/22 at 4:55 pm to
It’s probably something like an OT technician or some vague term and a job she could have gotten with on the job training. The schools are a huge part of the problem.
Posted by Teddy Ruxpin
Member since Oct 2006
40868 posts
Posted on 4/7/22 at 4:58 pm to
quote:

but also the university for having classes like this.


It's a little more complicated. Colleges weren't necessarily supposed to be big business minor leagues or free job training for companies. A shift occurred in society and no one dealt with it.
This post was edited on 4/7/22 at 4:59 pm
Posted by LSUnation78
Northshore
Member since Aug 2012
14230 posts
Posted on 4/7/22 at 4:58 pm to
quote:

Going to college ruined my life.’ I have $85K in student loan debt with a useless degree


Sounds more like being a worthless braindead zombie ruined your life.
Posted by SouthEasternKaiju
SouthEast... you figure it out
Member since Aug 2021
47224 posts
Posted on 4/7/22 at 5:10 pm to
She got laid at enough keggers to last a life time though, so...
Posted by TBoy
Kalamazoo
Member since Dec 2007
28596 posts
Posted on 4/7/22 at 5:10 pm to
quote:

$85K in student loan debt

I'm wondering how much of her educational costs did she actually pay, because this is a lot of debt for a "useless degree." She clearly isn't a clear thinker. But also, how much skin did she have in the game when she was playing? It sounds like this person was playing entirely with house money.
Posted by Diamondawg
Mississippi
Member since Oct 2006
38423 posts
Posted on 4/7/22 at 5:17 pm to
quote:

It’s probably something like an OT technician or some vague term and a job she could have gotten with on the job training. The schools are a huge part of the problem.

I don't know what she did but if she didn't go to one of these, then you are correct. But OT Assistant schools have to be approved https://www.otcareerpath.com/assistant/schools They are trained but must work under the oversight of an OT. I suspect she fell victim to some glossy brochure she found at somewhere
Posted by Geaux-2-L-O-Miss
Between Your Ears
Member since Aug 2005
3911 posts
Posted on 4/7/22 at 5:27 pm to
I think it is a bullshite story that she made up.

Let's point out the years.

Currently 32

In 2018 professor told her good luck finding a job. So she was 28 working on her associates degree.

Graduated and pandemic hit so 2020 she was 30 getting her associate degree.

Looked for a job for 2 years - get's us to present day.

And now she is goin on 8 years at same job.

Alison is either a liar and one of the dumbest bitches out there.
Posted by TigerAlum1982
Member since Sep 2011
1562 posts
Posted on 4/7/22 at 5:31 pm to
That sounds like what she may done. Absolutely not worth that level of debt.
Posted by GeauxxxTigers23
TeamBunt General Manager
Member since Apr 2013
62514 posts
Posted on 4/7/22 at 5:33 pm to
For only 85K more he could’ve had a bachelors in a useless degree. What an underachiever
Posted by Stumpknocker
SWLA
Member since Mar 2021
815 posts
Posted on 4/7/22 at 5:34 pm to
A degree in lesbian rain dancing would have been a better choice!
Posted by Flashback
reading the chicken bones
Member since Apr 2008
8479 posts
Posted on 4/7/22 at 5:34 pm to
She paid way too much for that degree.
She could move somewhere in demand for that degree and make over 50k yearly with a lower cost of living.
Posted by jimmarley
Southeast
Member since May 2020
1601 posts
Posted on 4/7/22 at 5:37 pm to
So rude. Don't you have any compassion?
Posted by real turf fan
East Tennessee
Member since Dec 2016
11941 posts
Posted on 4/7/22 at 5:38 pm to
The person she mentions who is on 100% disability is,doubtless, getting a monthly check that Ms. 2 year degree conveniently doesn't mention.
She says she has medical bills. She or the other person?

Credit card bills? WhoTF would give this person a credit card?
Posted by Flashback
reading the chicken bones
Member since Apr 2008
8479 posts
Posted on 4/7/22 at 5:40 pm to
quote:

The only solution I am in favor of for folks like this to help them is to allow them to discharge their debt through bankruptcy.


Nah, frick that. They would all do it then.

Are you a bankruptcy lawyer?
Posted by imjustafatkid
Alabama
Member since Dec 2011
65884 posts
Posted on 4/7/22 at 5:44 pm to
quote:

despite having my mom as a co-signer


Her mom is as stupid as she is. This is the point when she was supposed to say, "sorry honey, but we're not going to do that."

quote:

I am 32 and got my associates degree in occupational therapy.


$85k, and she doesn't even have a Bachelor's? My wife and I have 3 degrees between us, with less in loans.

quote:

my professors told me that by the time my classmates and I graduated, we would likely struggle to get jobs because of changes in the profession


She didn't take that as a clue to change course...?
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