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re: Would you shiite your pants if you had a $700+ car note?
Posted on 11/25/17 at 1:50 pm to lsu xman
Posted on 11/25/17 at 1:50 pm to lsu xman
If I was single with no kids, a $700 note would be easy. That’s what it would have been when I tried to go get a Tundra a while back. I left it there.
I’m married with kids, so my paid off jeep Cherokee will be used until it doesn’t run anymore.
I’m married with kids, so my paid off jeep Cherokee will be used until it doesn’t run anymore.
This post was edited on 11/25/17 at 1:51 pm
1
Posted on 11/25/17 at 1:51 pm to lsu xman
What kind of a car would you need a $700 car note on? Ferrari?
Posted on 11/25/17 at 1:57 pm to kywildcatfanone
50k @ 3% for 5 years is $900 a month
So no not a Ferrari
So no not a Ferrari
Posted on 11/25/17 at 2:00 pm to lsu xman
My limit is $500/month
My old roommate had a $1200/month car not and made $33k a year working at Chase and always complained about having to have a 2nd job
My old roommate had a $1200/month car not and made $33k a year working at Chase and always complained about having to have a 2nd job
Posted on 11/25/17 at 2:05 pm to lsu xman
Have two now over that amount.
Had one for less than 265 for two years and that epher broke down on me too much. Put 36-45k miles per year on a vehicle. Want it to be reliable. Wife is at home while I am out of town 100+ nights per year. Want hers to be reliable, too. If I traveled 10 miles to and from work, I would definitely drive a POS that was paid for.
Had one for less than 265 for two years and that epher broke down on me too much. Put 36-45k miles per year on a vehicle. Want it to be reliable. Wife is at home while I am out of town 100+ nights per year. Want hers to be reliable, too. If I traveled 10 miles to and from work, I would definitely drive a POS that was paid for.
This post was edited on 11/25/17 at 2:11 pm
Posted on 11/25/17 at 2:07 pm to Salmon
quote:
My old roommate had a $1200/month car not and made $33k a year working at Chase and always complained about having to have a 2nd job
What an idiot
$700 isn’t terrible if you make good money, but we choose to spend differently. My vehicle is paid off and my wife’s is less than $400/mo.
Posted on 11/25/17 at 2:07 pm to kywildcatfanone
quote:
What kind of a car would you need a $700 car note on? Ferrari?
Hahaha! You are kidding, right? A Ferrari would be more like 6500$ per month. A 700$ note is more like a GMC Sierra or a Yukon XL with a pretty decent 10k$ down payment.
Posted on 11/25/17 at 2:11 pm to Fight4LSU
quote:
That’s what it would have been when I tried to go get a Tundra a while back. I left it there.
Wow. Why was it so high? New Tundras are about $43-48 sticker. A low mileage used one is low $30s
Posted on 11/25/17 at 2:27 pm to biglego
It's not real difficult.
$43K+ttl = $47K.
$7K down, finance $40K.
$43K+ttl = $47K.
$7K down, finance $40K.
Posted on 11/25/17 at 2:31 pm to PolyPusher86
quote:
Leasing is like renting housing, a total loss
That's a categorical stament. Let's say I am 72 years old. Move to Florida. I can rent a place for $800 per month, have a landlord that makes all repairs, or I can "own" that same house for 900$ per month for 30 years, make all of my repairs and have my estate be on the hook for the next 30 years if I die tomorrow.
Alternatively, I am a newly wed living in BR. I can buy a house with a 30 year mortgage and save 50-100$ per month, but I am unsure of when I will get a better job. Better job arises in Austin TX, two months after I take PolyPusher's advice to prevent the "total loss". Now I cannot get rid of my BR home, which means I cannot qualify for my forever home in Austin because I am still paying a mortgage.
There are lots of good reasons to rent. There are also lots of good reasons to own. Nothing is as simple as you suggest.
My company will pay for my car lease, but will not pay any portion if I decide to buy my own vehicle. Is that a "total loss" situation, too?
This post was edited on 11/25/17 at 2:37 pm
Posted on 11/25/17 at 2:33 pm to lsu xman
No car notes in three years.
Bike note is 260.
Bike note is 260.
Posted on 11/25/17 at 2:45 pm to go ta hell ole miss
True, i was speaking more of my personal situation rather than everybody else. I can definitely see the advantages on renting for a short term knowing you’ll have to move or elderly like you suggested. Leasing a vehicle seems like a total waste to me. I understand why salesman do it but not for the normal everyday consumer, everybody’s situation is different i suppose
This post was edited on 11/25/17 at 2:46 pm
Posted on 11/25/17 at 2:48 pm to lsu xman
700 isn't horrible. Mine was 653 a month and it wasn't bad. I'm not OT rich either
Posted on 11/25/17 at 2:53 pm to PolyPusher86
Yeah renting sucks, but sometimes it does make sense.
We’ve been renting the last four years, because we aren’t sure how long we’re going to live where we do. But I’m getting close to needing to make a decision one way or another because I don’t want to rent much longer.
We’ve been renting the last four years, because we aren’t sure how long we’re going to live where we do. But I’m getting close to needing to make a decision one way or another because I don’t want to rent much longer.
Posted on 11/25/17 at 2:59 pm to biglego
quote:
A low mileage used one is low $30s
A Tundra? Yeah no.
Used Tundras with low mileage aren't much cheaper than brand new.
The prices you listed look like you are comparing the 4WD, Crew Max to the base model 2WD Double Cab
Posted on 11/25/17 at 3:03 pm to lsu xman
Why would I shite my pants? I go in knowing approx what my car note is going to be.
Posted on 11/25/17 at 3:03 pm to go ta hell ole miss
quote:
Hahaha! You are kidding, right? A Ferrari would be more like 6500$ per month. A 700$ note is more like a GMC Sierra or a Yukon XL with a pretty decent 10k$ down payment.
Some of you guys have a $700 payment per month for a domestic vehicle? Are you serious?
Posted on 11/25/17 at 3:16 pm to lsu xman
I know someone who started their first full time job about 2 months ago after graduating from college. Their car note is in the $700 range. Kind of dumb.
Posted on 11/25/17 at 3:19 pm to lsu xman
No. Sorry you’re poor son
Posted on 11/25/17 at 3:53 pm to lsu xman
(no message)
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