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Started By
Message
Who is your auto insurance with, and what do you pay?
Posted on 2/23/17 at 8:47 am
Posted on 2/23/17 at 8:47 am
Getting my shite switched over from parents (State Farm) and the difference from each company is absurd
Almost 24, never been in accident
Bodily 100k/300k
Property 100k
Uninsured Motorist Bodily 100k/300k
Uninsured Motorist Property 25k/$250 deductible
Geico $60/mo
StateFarm $182/mo
Allstate $230
My aunt is our SF agent and she kicks arse, but that's a massive jump up from Geico. Does Geico crank up the rates down the road or something? Is their service dogshit? Insurance is such a frickin racket smh
Tell me who y'all use
Almost 24, never been in accident
Bodily 100k/300k
Property 100k
Uninsured Motorist Bodily 100k/300k
Uninsured Motorist Property 25k/$250 deductible
Geico $60/mo
StateFarm $182/mo
Allstate $230
My aunt is our SF agent and she kicks arse, but that's a massive jump up from Geico. Does Geico crank up the rates down the road or something? Is their service dogshit? Insurance is such a frickin racket smh
Tell me who y'all use
43
Posted on 2/23/17 at 8:48 am to Carson123987
Progressive
tree fiddy
tree fiddy
Posted on 2/23/17 at 8:48 am to Carson123987
Nunya
Posted on 2/23/17 at 8:49 am to Carson123987
I don't have the exact premium but it's around 1300 for 6 months. I'm with Geico in New Orleans. 40 years old and wife 250/500/250 bi and um 500 comp and collision.
Geico was about 25% lower than Progressive and State Farm.
Geico was about 25% lower than Progressive and State Farm.
Posted on 2/23/17 at 8:50 am to Carson123987
I've had GEICO for a decade with nothing but great service & no crazy rate jumps (except for after a minor accident).
That difference is extreme. It sounds like something isn't right with the quote.
That difference is extreme. It sounds like something isn't right with the quote.
Posted on 2/23/17 at 8:52 am to Carson123987
I was with state Farm for the longest. Switched to prudential after learning state Farm is high as giraffe pussy compared to other companies.
2 vehicles cost around 2400 a year for 100/300/100.
2 vehicles cost around 2400 a year for 100/300/100.
Posted on 2/23/17 at 8:53 am to Carson123987
We are with Geico. Been with 'em for many years. Much cheaper. They are also quick and thorough with their claim processing also. Can't say a bad thing about 'em.
Within the past two months I shopped around for auto and homeowners and they were still (by far) the cheapest.
Within the past two months I shopped around for auto and homeowners and they were still (by far) the cheapest.
Posted on 2/23/17 at 8:53 am to Carson123987
My experience with insurance is that they are all incredibly shitty. As long as you are covered if your car is totaled, you will be fine. You get screwed with almost all small claims. So always go with the cheapest and then shop around once a year.
Posted on 2/23/17 at 8:56 am to Carson123987
I recently switched to farm bureau from start farm and went from $135 to $113
Posted on 2/23/17 at 8:59 am to Carson123987
This thread is stupid without telling what type of car you drive.
Posted on 2/23/17 at 8:59 am to Chazzy McRamzee
quote:
This thread is stupid without telling what type of car you drive.
and your license plate number.
Posted on 2/23/17 at 9:00 am to Chazzy McRamzee
07 F150 Lariat
Posted on 2/23/17 at 9:01 am to Carson123987
I have a '89 Civic hatchback which I do not insure.
Posted on 2/23/17 at 9:03 am to Carson123987
USAA
2 cars - $700 every 6 months
2 cars - $700 every 6 months
Posted on 2/23/17 at 9:05 am to Carson123987
quote:
Geico $60/mo
no way.
Posted on 2/23/17 at 9:06 am to Carson123987
I use state farm because I have an actual agent I can pick up the phone and call when I need something.
Posted on 2/23/17 at 9:07 am to Carson123987
Geico gets a bad rap and lumped in with the shitty insurance companies like the general and go auto because they are so cheap...but the reality is they have their shite together and are excellent.
FYI...Geico stands for Government Employee Insurance Company
FYI...Geico stands for Government Employee Insurance Company
Posted on 2/23/17 at 9:07 am to Carson123987
quote:
Almost 24, never been in accident
Bodily 100k/300k
Property 100k
Uninsured Motorist Bodily 100k/300k
Uninsured Motorist Property 25k/$250 deductible
Geico $60/mo
StateFarm $182/mo
Allstate $230
Something seems too good to be true about that Geico rate...especially for a 24 year old.
And you didn't mention anything about comprehensive or collision coverage. You doing liability only or did you forget to put it in your post? Better look over those quotes closely and make sure agent didn't mess up and leave comp/coll out.
ETA: Nvmd, I see you have UMPD $25K on there....that tells me there you don't have collision coverage because you can't get both UMPD and Collision
This post was edited on 2/23/17 at 9:08 am
Posted on 2/23/17 at 9:07 am to Carson123987
Remember this with insurance.... you pay for what you get. If your cost are that low on the front end you will get to an avg cost of everyone eventually.
You are 24 man, still considered a young driver. You kids are expensive
Take this as constructive criticism. Don't you expect loyalty from your good customers at the shop? I know y'all aren't the cheapest all the time. Don't they come to you b/c they know you will take care of their shite? Wouldn't you be pissed if they shopped you every chance they get? Always looking for the cheapest route?
How would you feel if your aunt or good clients decided to start buying from shooters, jims, bass pro etc b/c they are cheaper?
Have a little loyalty man, you are about to turn 25. It will get better. But, if you want to talk to some jack leg that could give 2 rats asses about you when you really need them feel free to change.
I'm not a State Farm guy and definitely not your aunt!
You are 24 man, still considered a young driver. You kids are expensive
Take this as constructive criticism. Don't you expect loyalty from your good customers at the shop? I know y'all aren't the cheapest all the time. Don't they come to you b/c they know you will take care of their shite? Wouldn't you be pissed if they shopped you every chance they get? Always looking for the cheapest route?
How would you feel if your aunt or good clients decided to start buying from shooters, jims, bass pro etc b/c they are cheaper?
Have a little loyalty man, you are about to turn 25. It will get better. But, if you want to talk to some jack leg that could give 2 rats asses about you when you really need them feel free to change.
I'm not a State Farm guy and definitely not your aunt!
Posted on 2/23/17 at 9:07 am to Chad504boy
It doesn't pass the smell test, $120 a month would be one thing but 1/3 the price makes no sense at all.
Just to give you guys in LA hell I pay $800/ 6 months in Florida for 3 vehicles given two of my vehicles are liability only.
Just to give you guys in LA hell I pay $800/ 6 months in Florida for 3 vehicles given two of my vehicles are liability only.
This post was edited on 2/23/17 at 9:09 am
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