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re: What’s the smartest financial decision you’ve ever made?
Posted on 8/5/26 at 1:41 am to FlyingTigerBo
Posted on 8/5/26 at 1:41 am to FlyingTigerBo
First is marrying my wife but I did t think of it as a financial decision at the time.
2) was selling our house in 2020 before covid caused crazy inflation and the interest rates were super low.
We got in at 25yr fixed sub 3%. House has done nothing but gain in value since then
2) was selling our house in 2020 before covid caused crazy inflation and the interest rates were super low.
We got in at 25yr fixed sub 3%. House has done nothing but gain in value since then
Posted on 8/5/26 at 1:52 am to soccerfüt
quote:
Marrying the right woman.
The single most important decision most of us will make in our lifetimes.
Posted on 8/5/26 at 4:35 am to FlyingTigerBo
I make anywhere from $10-$50k/year in bonuses. I budget as if i get $0. The bonuses go straight into a mutual fund when I get them. After 5 years I have a good bit piled up.
Posted on 8/5/26 at 4:43 am to lionward2014
quote:
Wife that has a high paying corporate job that covers insurance premiums for the whole family.
I think most guys would just choose the girl who's a waitress
Posted on 8/5/26 at 4:43 am to LSUneaux
quote:
It’s criminal that they don’t teach basic finance and compound interest in high school.
Government doesn’t want people thinking deeply about taxes.
Posted on 8/5/26 at 4:53 am to FlyingTigerBo
I bought ~$10k worth of JBL stock back in 2020…it’s now worth over $100k.
Posted on 8/5/26 at 5:08 am to FlyingTigerBo
Giving up alcohol. It’s mind blowing what you baws pay for drinks these days.
Posted on 8/5/26 at 5:10 am to FlyingTigerBo
Not having kids
Posted on 8/5/26 at 5:22 am to FlyingTigerBo
Marrying my wife and deciding to go over our comfort zone to purchase our house in June 2020.
Posted on 8/5/26 at 5:38 am to FlyingTigerBo
quote:
the joneses
these people are sheer racists.
Posted on 8/5/26 at 5:50 am to lionward2014
quote:
Wife that has a high paying corporate job that covers insurance premiums for the whole family.
It really is a cheat code. Talk about taking the stress off a person.
I will say the money board has helped me a ton. Up until 2.5 or 3 years ago I was the guy that didn’t have a HYSA and would let a good chunk of change sit in my checking earning nothing. Learned about back dooring a Roth from money board also and started that around 10 years ago but should have done it 15 years ago.
Posted on 8/5/26 at 5:51 am to FlyingTigerBo
Not getting married
Posted on 8/5/26 at 6:26 am to Tiger Attorney
quote:
If I had done this at 26 years old, I would be worth a lot more...a lot. I would probably be looking at retirement at 55.
I had 0 idea what a 401k was about when I turned 19 but I always thought it was some rich person thing. I had the opportunity to start contributing at that age and did. Been with my company for 20 years now and have participated in it all along. I think I have a shot at retiring at 55.
Marrying the right woman is also up there in smart decisions. I didn't know she would out-earn me one day, but here we are.
Posted on 8/5/26 at 6:38 am to WhiskeyThrottle
quote:
What’s the smartest financial decision you’ve ever made?
I've made a lot of them, but I'm not about to post them on here.
Posted on 8/5/26 at 6:50 am to FlyingTigerBo
Buying a primary home and 2 cars before covid.
Taking family on lots of trips.
Taking family on lots of trips.
Posted on 8/5/26 at 6:53 am to FlyingTigerBo
Buying a house in 2017
The fact that it was a financial stroke of genius was a total accident. Everything finacial move i have ever intentionally made has been a royal frickup. Man I like that boat though.
The fact that it was a financial stroke of genius was a total accident. Everything finacial move i have ever intentionally made has been a royal frickup. Man I like that boat though.
Posted on 8/5/26 at 6:58 am to FlyingTigerBo
Smartest decision: Bought $10k worth of Apple stock in 2007, a few months before the iPhone came out.
Dumbest decision: When it reached $20k value, I sold half of it for dollar cost averaging.
Smartest decision part II: Some time later, I sold $140k worth of Apple stock because they pissed me off for some reason, and bought Google. They pissed me off for some reason and sold it, bought Amazon. They pissed me off for some reason and sold it, bought Costco and Dollar General. Rinse and repeat.
Now, I have had some dogs along the way but have actually done well overall with individual stocks versus mutual funds.
Dumbest decision: When it reached $20k value, I sold half of it for dollar cost averaging.
Smartest decision part II: Some time later, I sold $140k worth of Apple stock because they pissed me off for some reason, and bought Google. They pissed me off for some reason and sold it, bought Amazon. They pissed me off for some reason and sold it, bought Costco and Dollar General. Rinse and repeat.
Now, I have had some dogs along the way but have actually done well overall with individual stocks versus mutual funds.
Posted on 8/5/26 at 6:59 am to FlyingTigerBo
Not getting married.
I know a lot of guys that have been financially destroyed by divorce.
Losing half of their assets, paying alimony etc.
I know a lot of guys that have been financially destroyed by divorce.
Losing half of their assets, paying alimony etc.
Posted on 8/5/26 at 7:03 am to FlyingTigerBo
quote:
Ignoring other people’s lifestyle- don’t keep up with the joneses.
This is absolutely crucial. Don’t run in friend groups in this criteria. Pretty much just avoid other people in general.
Stay in your bubble and off of social media. It’ll save a lot.
Posted on 8/5/26 at 7:03 am to FlyingTigerBo
To stop banging all of my coworkers.
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