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Started By
Message
re: Vehicle insurance cost question for you La baws with kids
Posted on 8/16/23 at 2:56 pm to LSURussian
Posted on 8/16/23 at 2:56 pm to LSURussian
quote:
That used to be creative...maybe for the first three of four THOUSAND times somebody posted it.
Now? Not so much...
350
0
Posted on 8/16/23 at 2:57 pm to Death Before Disco
Insure the car under your name, pray they don't wreck.
Posted on 8/16/23 at 2:58 pm to KemoSabe65
I was paying $100 a month for just me. A newer suv . Bought my teenager a camry, and it’s now over 500 a month. Frick Louisiana.,
Posted on 8/16/23 at 3:02 pm to notiger1997
$390 total for me, husband, 17 year old girl and 3 cars.
Posted on 8/16/23 at 3:04 pm to RougeDawg
quote:
I'm sure lots of people are on the verge of just not paying.
Isn't that how we got here in the first place?
Posted on 8/16/23 at 3:05 pm to notiger1997
3 teenage boys 16,18,19
All with state farm
All have older trucks, 2001, 2004, 2013 with high mileage.
I pay $68, $115, and $238 per month, all with high limits(500k, 250k) b/c I carry an umbrella. Really not that bad.
The nicer the car the higher the cost, I carry colision and comp but with high deductable($1000). The $238 went up $120 from a few months ago due to an accident. Get the "drive safe and save ap", it saves us a lot of money..also good student helps a ton too.
my agent does some voodoo on the assigned drivers though, meaning she assigns the kid to the car that yields the cheapest premium, and I am listed as primary on all of them...
All with state farm
All have older trucks, 2001, 2004, 2013 with high mileage.
I pay $68, $115, and $238 per month, all with high limits(500k, 250k) b/c I carry an umbrella. Really not that bad.
The nicer the car the higher the cost, I carry colision and comp but with high deductable($1000). The $238 went up $120 from a few months ago due to an accident. Get the "drive safe and save ap", it saves us a lot of money..also good student helps a ton too.
my agent does some voodoo on the assigned drivers though, meaning she assigns the kid to the car that yields the cheapest premium, and I am listed as primary on all of them...
Posted on 8/16/23 at 3:06 pm to Kracka
quote:
I'm sure lots of people are on the verge of just not paying.
Isn't that how we got here in the first place?
I'm sure that's a huge part of the problem. And no politician or anyone in any law enforcement capacity wants to do a damn thing about it.
I wonder what the percentage in this state is of uninsured drivers.
Posted on 8/16/23 at 3:31 pm to notiger1997
We just found the cheapest we could get. In this case Geico , under our name and just listed him as a driver. Insurance is about 135.
Posted on 8/16/23 at 3:39 pm to notiger1997
quote:
I wonder what the percentage in this state is of uninsured drivers.
WAG would be 30% uninsured and 30% underinsured, leaving the rest of us to pay their claims or ours when they crash and call G-man.
Posted on 8/16/23 at 3:57 pm to RougeDawg
quote:
It's fricking legalized theft. Insurance payment is damn near the same as his car note. I'm sure lots of people are on the verge of just not paying.
Can't renew registration without proof of insurance. My parents insurance went up by $317 a month to add me to their plan. It would've cost me $475 a month if I purchased on my own as a 20 yo.
Posted on 8/16/23 at 6:18 pm to notiger1997
My friend paid her son 300 dollars a month not to drive. He took the deal. Lololol
Posted on 8/16/23 at 6:19 pm to notiger1997
Whatever your current rate is, just go ahead and double it. Especially if adding another vehicle.
Posted on 8/16/23 at 8:34 pm to tgrbaitn08
quote:
Not true across the board. That was the max, not everyone’s went up 17%
They applied for a 17% rate increase.
It was approved.
Posted on 8/16/23 at 8:41 pm to tigafan4life
quote:Them billboards don't pay for themselves. Texas passed tort reform.
My husband was looking at possibly getting another mustang and I told him not until all kids are out the house and on their own insurance, because it is THEFT here in Louisiana
Posted on 8/16/23 at 8:49 pm to BamaCoaster
Correct, but not all policies are subject to the same rate increase. Better risk means less of a rate increase
Posted on 8/16/23 at 9:09 pm to notiger1997
How high is giraffe pussy?
Posted on 8/16/23 at 9:25 pm to LSURussian
The 350th time it was posted was gold.
Posted on 8/16/23 at 9:35 pm to bayouvette
quote:
I don't see how people are surviving right now
Who says they are…
Posted on 8/16/23 at 9:40 pm to SaintEB
quote:
Son is 23
quote:
We are on State Farm
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