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Started By
Message
re: .
Posted on 12/21/18 at 2:28 pm to AbitaFan08
Posted on 12/21/18 at 2:28 pm to AbitaFan08
The only non trashy way to pay is on credit cards that you pay off I guess
0
Posted on 12/21/18 at 2:28 pm to Lacour
quote:
You evidently do not know how to properly use a credit card
Yes it's a very complicated process. I wasn't just posting a hypothetical or anything. Please explain how to properly use a credit card, I could really use your help.
Posted on 12/21/18 at 2:28 pm to Lacour
I use my CC on most of my purchases. I pay it off each month with no interest and get points which leads to free money. A few hundred every year, so If that’s trashy, well I’m fricking Oscar The Grouch. Dump it on me.
Posted on 12/21/18 at 2:29 pm to Harry Caray
I'm glad you asked it because I sure wanted to and said "frick it". 
Junior just finished up his finance elective and feels like he can stick his chest out about something he learned (but doesn't really apply here).
Junior just finished up his finance elective and feels like he can stick his chest out about something he learned (but doesn't really apply here).
Posted on 12/21/18 at 2:29 pm to Lacour
We're gonna brag about credit scores?? congrats on being a responsible adult?! I'm super impressed
Posted on 12/21/18 at 2:30 pm to ClientNumber9
Breaking news:
quote:
Time value of money usually doesn't overcome 14% interest
Posted on 12/21/18 at 2:31 pm to Harry Caray
quote:
How much you expecting the value of a dollar to fluctuate between statements?
The value of a dollar compared to other currency is not time value of money doofus
This post was edited on 12/21/18 at 2:32 pm
Posted on 12/21/18 at 2:32 pm to Breauxsif
This thread has told me the vast majority of the OT is at the very least uneducated and at the worst under the influence of pastor Tim and his Dave Ramsey Course
Posted on 12/21/18 at 2:35 pm to Lacour
What a weird rant.
Posted on 12/21/18 at 2:35 pm to Lacour
Why would you go into debt when you have the cash available?
Posted on 12/21/18 at 2:36 pm to Mingo Was His NameO
quote:Did I say compared to other currency?
The value of a dollar compared to other currency is not time value of money doofus
Regardless, you seem to have a pretty good grasp on all of this. Help me out, I plan on buying a $350 tv. How much money would I be saving by putting it on a credit card and paying the $350 a month from now?
Posted on 12/21/18 at 2:37 pm to Lacour
People still use USD?
Posted on 12/21/18 at 2:37 pm to Lacour
So do you put everything on a CC and then pay that balance off at the end of the month?
Posted on 12/21/18 at 2:37 pm to Harry Caray
.035
Posted on 12/21/18 at 2:38 pm to Harry Caray
quote:
Regardless, you seem to have a pretty good grasp on all of this. Help me out, I plan on buying a $350 tv. How much money would I be saving by putting it on a credit card and paying the $350 a month from now?
5 cents. You'd also get the rewards on the card and probably have more free cash flow. Now let's extrapolate that over a lifetime.
quote:
Did I say compared to other currency?
And yes that's what you said. Time value of money doesn't fluctuate, currency does.
Eta: **assuming 2% inflation per year
This post was edited on 12/21/18 at 2:41 pm
Posted on 12/21/18 at 2:39 pm to rowbear1922
quote:
Still an Oweo runaway for the 9th year in a row.
No it isn’t.
Posted on 12/21/18 at 2:40 pm to BrohemAlem11
quote:
Isn't it more of a poor person move to put shite on credit??
I'm still amazed at how many people don't understand about credit card rewards by earning points and miles. To each his own I guess.
Posted on 12/21/18 at 2:40 pm to Lacour
The main reason for me is if my card number is stolen I have alot more protections if it is a credit card than a debit card.
Posted on 12/21/18 at 2:40 pm to Lacour
Do you even Dave Ramsay, baw?
frick you, aight?
quote:
Lacour
frick you, aight?
Posted on 12/21/18 at 2:41 pm to Lacour
Personal checks only for me.
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