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Posted on 12/21/18 at 2:54 pm to Mingo Was His NameO
quote:
I'm sorry you're too stupid to understand that's a less advantageous strategy.
Keep telling yourself that, boy. You’ll learn how stupid you are when you get older... if you’re lucky.
Posted on 12/21/18 at 2:55 pm to Lacour
I pay cash for everything. My credit score is excellent. The less I use a credit card, the less chance of it being breached. My husband has had two breached and it is a pain in the arse. I am educated and not trashy.
Besides, it is really none of your business how people choose to pay for their shite. As long as they pay it, it's all good.
Besides, it is really none of your business how people choose to pay for their shite. As long as they pay it, it's all good.
Posted on 12/21/18 at 2:55 pm to Darth_Vader
quote:
Keep telling yourself that, boy. You’ll learn how stupid you are when you get older... if you’re lucky.
It's math, it can't be argued. One produces a larger number than the other.
Posted on 12/21/18 at 2:55 pm to ChenierauTigre
quote:
it is really none of your business how people choose to pay for their shite. As long as they pay it, it's all good.
crazy talk
Posted on 12/21/18 at 2:56 pm to Darth_Vader
quote:
I’m sorry you’re too poor and trashy to actually pay for your shite when you get it.
Lol
Posted on 12/21/18 at 2:56 pm to ChenierauTigre
quote:
The less I use a credit card, the less chance of it being breached. My husband has had two breached and it is a pain in the arse. I am educated and not trashy.
This makes no sense, you cancel and get another one. That's it. Takes 5 minutes.
Posted on 12/21/18 at 2:57 pm to Lacour
Cash discounts and do not rely upon the credit card companies to fulfil/fund their lifestyles. What a bunch of idiots, right?
Is the Money Board broken? Geez it seems like we need to repair it more often than a dang ice cream machine at McDonalds.
Is the Money Board broken? Geez it seems like we need to repair it more often than a dang ice cream machine at McDonalds.
This post was edited on 12/21/18 at 2:58 pm
Posted on 12/21/18 at 2:58 pm to Lacour
quote:
Trashy?
Poor?
Uneducated?
Or just OT ballers and no need for quality credit?
It's kind of funny to see people perplexed at the concept of not using credit to function.
The smartest people are able to spend within their means.
Posted on 12/21/18 at 2:58 pm to go ta hell ole miss
quote:
Cash discounts and do not rely upon the credit card companies to fulfil/fund their lifestyles. What a bunch of idiots, right?
That's cute.
Posted on 12/21/18 at 2:58 pm to Darth_Vader
quote:
Keep telling yourself that, boy. You’ll learn how stupid you are when you get older... if you’re lucky.
This is one of those times where you just act like you’re a genius just cause you’re old.
Posted on 12/21/18 at 2:58 pm to Mingo Was His NameO
quote:
It's math, it can't be argued. One produces a larger number than the other.
That's the whole premise of FPU. If you plan ahead and only buy when you have the money, your credit score is a moot point.
We use a CC occasionally but pay it of every month. I used it recently to buy my wifes christmas present so she wouldn't see it on Mint.
Posted on 12/21/18 at 2:58 pm to Darth_Vader
quote:
Keep telling yourself that, boy. You’ll learn how stupid you are when you get older... if you’re lucky.
Why are we acting like all credit card users are credit abusers?
Posted on 12/21/18 at 2:59 pm to ChenierauTigre
quote:
I pay cash for everything. My credit score is excellent. The less I use a credit card, the less chance of it being breached. My husband has had two breached and it is a pain in the arse. I am educated and not trashy.
What happens when you lose a wallet full of cash vs. losing a credit card?
Posted on 12/21/18 at 2:59 pm to moneyg
quote:
The smartest people are able to spend within their means.
The smartest people do this while utilizing credit to maximize the value of their dollar
Posted on 12/21/18 at 2:59 pm to Mingo Was His NameO
quote:
This makes no sense, you cancel and get another one. That's it. Takes 5 minutes.
playing with fire with this philosophy
Posted on 12/21/18 at 3:00 pm to sicboy
quote:
That's the whole premise of FPU. If you plan ahead and only buy when you have the money, your credit score is a moot point.
It has nothing to do with a credit score and everything to do with deferring payment until the invoice is due and reward points.
If used responsibly, a credit card is better than cash/debit in every conceivable way.
Posted on 12/21/18 at 3:00 pm to slackster
quote:
Why are we acting like all credit card users are credit abusers?
Because darth is being darth.
Posted on 12/21/18 at 3:00 pm to Mingo Was His NameO
Guess the OP was right, at least about the uneducated part...
Posted on 12/21/18 at 3:01 pm to Harry Caray
quote:
quote:
5 cents.
of $350 is roughly 0.014%. Can't wait to save roughly 0.014% of my lifetime purchases via my credit cards and the time value of money
quote:
You'd also get the rewards on the card and probably have more free cash flow.
Which I currently do. That and the added layer of security between a damn gas pump and my bank account is why I have a credit card.
But definitely not time fricking value of money
How's your winter break going?
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