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re: There are people whose land is lost to the river and creek changes from Helene
Posted on 10/3/24 at 8:27 pm to Cycledude
Posted on 10/3/24 at 8:27 pm to Cycledude
quote:
Seems like these storms are traveling inland more and more.
Please tell us more about your expertise in this area of climate study?
0
Posted on 10/3/24 at 8:33 pm to TJack
quote:
Yeh, lots of folks gonna get ripped.
By the time the old owners and new owners get through haggling over it, it'll all be owned by their respective law firms.
Posted on 10/3/24 at 8:50 pm to Cycledude
quote:Camille says hi from 1969.
I would have thought Western North Carolina would have been safe from a hurricane! Seems like these storms are traveling inland more and more.
Almost the same situation. Gulf storm turns northeast, dumps 20+ inches into a mountainous area (Virginia this time) and 150+ people died.
Posted on 10/3/24 at 10:35 pm to chrome_daddy
quote:
Camille says hi from 1969.
Almost the same situation. Gulf storm turns northeast, dumps 20+ inches into a mountainous area (Virginia this time) and 150+ people died
It was said that birds drowned in trees from the rainfall
Posted on 10/3/24 at 10:56 pm to Rick9Plus
quote:
I’m no geologist or whatever, but once the excess water drains or evaporates, won’t there be about the same amount of water as before the storm?
First, it depends on whether the ground was scoured lower than the elevation of the original creek bed. If it is then the water will stay in that new path. The highest level of scouring will be on the outside of curves where the flow velocity is the highest and can keep larger particles in suspension as it passes. However, if local restrictions allow or variances are obtainable then you can force the creek back to its former boundaries with soil, rip rap, concrete, and/or bulkhead. This won't be economically feasible for some or possibly most lots but it is physically doable for a price.
Posted on 10/3/24 at 11:19 pm to stout
A notable portion of historic, downtown Lahaina in Maui that burned is within the erosion zone and rebuilding is technically not allowed in their regulations.
Federal government has to generally defer to the locals on land use decisions unless the NFIP takes precedent or federal funds are used in a project.
Federal government has to generally defer to the locals on land use decisions unless the NFIP takes precedent or federal funds are used in a project.
Posted on 10/3/24 at 11:19 pm to stout
Lenders will likely start requiring Flood Insurance for most properties even if flooding is a slim chance. Only good thing is maybe if most borrowers are forced to buy it, the price will come down for everyone
Posted on 10/3/24 at 11:22 pm to stout
And how many Billions toward illegals! Got to get Biden and KamaLaLa out of there.
Posted on 10/3/24 at 11:22 pm to TJack
Gonna be a lot of loan defaults for people with no flood insurance. People will have to walk away and start over somewhere else. Sucks, but nobody is going to make them whole unless they bought flood insurance.
Posted on 10/3/24 at 11:42 pm to DCtiger1
quote:
There are no insurance companies, just NFIP which is the federal government
I wonder how many people up there carry flood insurance through the NFIP. Wouldn’t seem like the mountains would be a place to buy a policy. Does NFIP cover people that don’t have policies through them?
Posted on 10/4/24 at 6:40 am to Big Jim Slade
NFIP does not cover uninsured property owners.
Posted on 10/4/24 at 6:51 am to LStU
It’s really sad the amount of attention this is actually getting. This area is going to be in a nightmare scenario for years to come.
Posted on 10/4/24 at 6:58 am to AbitaFan08
quote:
Can’t wait to see how insurance companies get out of paying anything to these poor people.
Because typical homeowners insurance doesn't cover "Flooding" or "Earth movement".
That's how. Many, many folks are going to lose everything they own.
Posted on 10/4/24 at 7:05 am to Camijoe
quote:NFIP Policy Limits:
Sucks, but nobody is going to make them whole unless they bought flood insurance.
“Residential properties: The maximum building coverage is $250,000 for properties with one to four units, and $500,000 for properties with five or more units. The maximum contents coverage is $100,000 for all residential properties.”
$250k doesn’t get you too far when you have to first remediate the lot.
There’s going to be a bunch of folks walking away from stuff.
Posted on 10/4/24 at 7:08 am to Camijoe
If they have little equity, then the bank is going to be the one hurting.
Posted on 10/4/24 at 1:42 pm to stout
Loading Twitter/X Embed...
If tweet fails to load, click here.This post was edited on 10/4/24 at 1:45 pm
Posted on 10/4/24 at 2:22 pm to Big Jim Slade
Although they were “in the mountains,” the flooding I’ve seen was places at the bottom of the mountain. That wouldn’t strike me as a place that was unlikely ever to flash flood. I hope the same is true for the owners.
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