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Number of Posts:406
Registered on:1/24/2012
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re: DJT from truth social

Posted by LStU on 7/21/24 at 2:16 pm
[quote]Trump never calls people Hitler[/quote] But JD Vance did... My 2 cents is there are a significant amount of Americans that support typical Republican policies; however, they are not MAGA. Whoever wins these votes, wins the presidency. The recent trend was Trump was the lessor of two...

re: Joe Biden is dropping out of the race

Posted by LStU on 7/21/24 at 1:55 pm
It'll be Harris-Shapiro or Harris-Beshear....
The article says: "Graves hasn't said what he plans to do after finishing his term on Dec. 31." I do not believe he is stepping down before his term ends....
Will Davis. Former LSU Catcher and current Lamar Head Coach, comes to mind as a potential mentor/inspiration....
Key questions are: 1) what's the daycare situation? Is it affordable and high-quality where you are? How would it compare to moving back "home"? 2) Are the grandparents willing to visit often throughout the year? One or two weeks every 2 to 3 months when the kids are under 5 is ideal IMO. Do you h...
Puerto Rico homes typically have 6" block. In the continental US, 8" block is the norm for concrete blocks....
Puerto Rico houses are typically concrete because of fire insurance....

re: I need help from OT real estate experts

Posted by LStU on 4/26/24 at 6:25 pm
5% is typical in my area. I'd do 5% and 3 months with a 3 month option to extend. Sellers have some control right now in many areas. If you're in many parts of Florida though, do 6% and 6 months....
Fed keeping rates too low for too long. PPP giving "extra" cash to many wealthy or savvy individuals that leveraged it with low interest loans. ARPA giving local govt cash that threw out fiscal responsibility. Jobs and Tax Act of 2017 that enabled 100% accelerated deductions and QOZ. Inc...

re: Mulkey article is online

Posted by LStU on 3/30/24 at 1:20 pm
This was way overblown. It's an article about a public figure that is the defending national champion leading her team in the NCAA Tournament. It talks about her coaching and personality style. Mulkey's press conference made this a big deal. It wasn't....
Bond markets as well as materials and labor costs are just as impactful on the rates....
NFIP is government backed flood insurance that is subsidized below private market rates. NFIP has government controls on how it can calculate risk and also on the policy rates and coverage amounts. NFIP will state that it's rates are actuarial sound - but that's based on constraints like $250k max c...
It's $500k for the structure, not the land, correct?...
Handshake must be something new in the past 10 years. Many of the folks who are hiring graduated in before 2010....
+1 I have three job ads out right now for the following: Structural Engineer Certified Building Official Senior Planner remote work is allowed for highly qualified staff. Offices in BR, NOLA and throughout the nation....

re: Today's lesson: Inflation

Posted by LStU on 3/19/24 at 3:22 pm
Low interest rates combined with excess spending was a huge reason. Give someone $100k in additional discretionary income when the fed rates are at 0%. They'll turn it into a $1M loan. Now do this 1M times. Also increase for many it was $1M+ in extra income that then result in $10M+ in low-interest...
Biden and Trump are notorious for going off-topic....

re: .

Posted by LStU on 3/10/24 at 10:11 pm
$28k/yr for all-year daycare for a toddler. #2 on the way will make it $56k/yr for two in daycare. This is a DC suburb in not the nicest or most affluent area. We're looking to move to back to the South in the next year. Almost solely bc of childcare costs....
Trump and Biden are not good candidates to control inflation. Both have shown inflationary policies that were ignited by Covid and the Fed. Trump has the 2017 Jobs and Tax Act and PPP. Both have fueled inflation. Biden has had ARPA, IRA, and IIJA (Infrastructure). All have fueled inflation eve...