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re: So the uninsured ahole who ran a red light and hit me...

Posted on 2/19/18 at 10:16 pm to
Posted by GeorgeTheGreek
Sparta, Greece
Member since Mar 2008
66446 posts
Posted on 2/19/18 at 10:16 pm to
LA is so fricked. You can drive with no insurance and yet sue the other person after a wreck? That’s gay.
This post was edited on 2/19/18 at 10:17 pm
Posted by YoungManOldMan
Member since Dec 2017
1882 posts
Posted on 2/19/18 at 10:16 pm to
No kidding. Pretty sure they’re liable if you’re on company business
Posted by Tigereye10005
New York, NY
Member since Sep 2016
1592 posts
Posted on 2/19/18 at 10:17 pm to
quote:

uninsured ahole who ran a red light and hit me...

quote:

I do this for a living

If that is true and you let this happen:
quote:

The cops wrote a bull shite report and didn’t assign fault

You're a frickin idiot
Posted by boosiebadazz
Member since Feb 2008
80272 posts
Posted on 2/19/18 at 10:19 pm to
Anyone can sue. Winning is another thing.
This post was edited on 2/19/18 at 10:20 pm
Posted by Napoleon
Kenna
Member since Dec 2007
69108 posts
Posted on 2/19/18 at 10:20 pm to
He likely won't get anything.
Posted by Napoleon
Kenna
Member since Dec 2007
69108 posts
Posted on 2/19/18 at 10:21 pm to
Any pi who takes on a client with no insurance should be disbarred.
Posted by boosiebadazz
Member since Feb 2008
80272 posts
Posted on 2/19/18 at 10:22 pm to
That’s not really accurate

The reason it’s only the first $15,000 forfeited and not a complete bar to recovery is that we don’t want to place the burden on the State. My coverage lapses and I’m rear ended by a commercial vehicle and it snaps my neck and makes me a quadriplegic... public policy is we want the burden to stay with the private tortfeasor and their insurer rather than shift me on to the public dole.
This post was edited on 2/19/18 at 10:29 pm
Posted by GeorgeTheGreek
Sparta, Greece
Member since Mar 2008
66446 posts
Posted on 2/19/18 at 10:22 pm to
Gayyyyyyyy
Posted by HarryBalzack
Member since Oct 2012
15226 posts
Posted on 2/19/18 at 10:23 pm to
quote:

You have a jillion PTO hours?
i have zero, but I work online, so as long as I've got electricity and internet, I'm good. Plus, I have LTD & STD, plus a $300k private life insurance policy that pays out as a LTD, now.

Is dissability insurance the main consideration on UM, then?

Eta: coverage for deductibles and extra medical coverage for limits on your hc plan coverage.

Bet bc/bs will try to not pay once they find out Allstate is am insurer, too.
This post was edited on 2/19/18 at 10:28 pm
Posted by YoungManOldMan
Member since Dec 2017
1882 posts
Posted on 2/19/18 at 10:24 pm to
If I hit someone and mess them up. I hope they get every penny my insurance policy holds. Very rarely will PI lawyers go for judgements above your policy limits unless you’re underinsured or the client is seriously messed up or dead.
Posted by Martini
Near Athens
Member since Mar 2005
48853 posts
Posted on 2/19/18 at 10:29 pm to
Sue the state because the timing was off on the red Light or the view was obscured or the pothole made someone bounce through while trying to brake.

Profit.
Posted by Slippy
Across the rivah
Member since Aug 2005
6584 posts
Posted on 2/19/18 at 10:30 pm to
You bunch of dumb fricks. I’m a defense attorney. And I handed the deputy a piece of paper with the name, address and phone number of the eyewitness, and I pointed to him. The black female deputy had already made up her mind that she wasn’t giving this old black man a ticket (except for no insurance). She said to me “I’ve got all the eyewitnesse I need” and turned and walked away.

You would be lucky to have me as your lawyer, dude. I promise you that.
Posted by YoungManOldMan
Member since Dec 2017
1882 posts
Posted on 2/19/18 at 10:31 pm to
Scratch that.

Really salty
Posted by Martini
Near Athens
Member since Mar 2005
48853 posts
Posted on 2/19/18 at 10:33 pm to
#racist
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 2/19/18 at 10:36 pm to
quote:

I agree with her. I don't have it

You better hope you're never hit by an uninsured driver then...


I don't have it and have been hit by a uninsured motorist. My collision covered repairing my vehicle, no passengers were injured, but if they had been I have liability coverage, if I had been injured I have medical coverage, I don't work, so income remains the same, when I did work I carried sufficient disability insurance. And as in the case of the OP if I were to get sued, again I have auto liability coverage and a large umbrella policy. The lack of the additional premium for uninsured motorist more than offsets my deductibles if I go a year without using any of my insurance.
Posted by Catman88
Baton Rouge, LA
Member since Dec 2004
49125 posts
Posted on 2/19/18 at 10:38 pm to
Were all the witnesses white?
Posted by Smart Post
Member since Feb 2018
3539 posts
Posted on 2/19/18 at 10:42 pm to
quote:

New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find out coverage lapsed for nonpayment.

I would've figured that's been going on a long time.

Texas has an insurance database the cops can access to confirm coverage. Texas drivers still must carry proof of insurance (paper or cell phone) because the law never changed about requiring the driver to produce proof upon request.
Posted by baldona
Florida
Member since Feb 2016
20481 posts
Posted on 2/19/18 at 10:42 pm to
How do they not assign fault? I thought they always did to a degree unless it was on private property where there is no right of ways?

Im pretty sure I would have raged hell if someone hit me, it was clearly their fault, and the cops said I was equally at fault.
Posted by Crimson1st
Birmingham, AL
Member since Nov 2010
20233 posts
Posted on 2/19/18 at 10:45 pm to
quote:

The cops wrote a bullshite report and didn’t assign fault.


Well if LA is like AL, they have a racket going. Here in AL, every crash that pulls in from an MVR lists as "at fault". So when I run a report and an MVR pulls an accident, even if the driver was rear ended at a stop sign like one I processed today, it shows as at fault and jacks the rate up. Then it has to be disputed...well of all things shocking, you basically have to pay $15 to get an accident report to clear things up. What a bunch of crap...listing shitty, bad info then charging $15 to clear the bs up. Your government doing work!
Posted by saintsfan225
Member since Aug 2014
174 posts
Posted on 2/19/18 at 10:46 pm to
you are complaining and you are a lawyer?????? Your profession caused this shite show. Dont bitch to us go bitch to Morris Bart and Gordon. Blame them not the uninsured motorist, you all created the problem so live with it. I dont feel the least bit sorry for you.
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