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Started By
Message
re: Sage Sure Insurance? UPDATE page 3
Posted on 7/1/25 at 6:21 pm to LSUFanHouston
Posted on 7/1/25 at 6:21 pm to LSUFanHouston
quote:
I’ve talked to two contractors who both have said it’s impossible to know this without ripping the roof off,
There are lots of contractors out there who are doing fortified retrofit. The dept of insurance can point you in the right direction
0
Posted on 7/1/25 at 6:25 pm to Jj283
quote:
Sage Sure Insurance?
by Jj283
Had Sage Sure for Ida, and still have them. No issues having my claims paid. Rates have gone up just like everyone else. Nothing bad to say about them in my limited experience.
Good to know. I just switched to them (actually Auros but they are affiliated). Had been with Progressive who had gone up substantially in the last couple years and my premiums went way down after the switch.
Posted on 7/1/25 at 6:36 pm to LSUFanHouston
We just enrolled with Sage.
They sent an agent to our home to take pictures. They wanted to see inside and out. It was awkward that after 19 years of being insured, in the same house, this was the first time we had to “show our home” for insurance purposes.
Also they made me cut the tree’s to where no limbs were near or over the roof. The trees are mostly Crape Myrtle’s. We had to submit pictures for their approval. I guess if it’s not approved then we will look elsewhere.
Insurance has been a true burden.
They sent an agent to our home to take pictures. They wanted to see inside and out. It was awkward that after 19 years of being insured, in the same house, this was the first time we had to “show our home” for insurance purposes.
Also they made me cut the tree’s to where no limbs were near or over the roof. The trees are mostly Crape Myrtle’s. We had to submit pictures for their approval. I guess if it’s not approved then we will look elsewhere.
Insurance has been a true burden.
This post was edited on 7/1/25 at 6:51 pm
Posted on 7/1/25 at 6:37 pm to Tenfold
quote:
They sent an agent to our home to take pictures
They ordered an inspection. It was not the insurance agent.
Posted on 7/1/25 at 6:41 pm to Chad504boy
They being the insurance company not the agent we use. Regardless I don’t know how you title these people, inspector or whatever, it was awkward to have to show our home.
Posted on 7/1/25 at 6:42 pm to lsupride87
quote:
They will get you in for cheaper than absolutely fly to the moon on increases after year 1
Had similar problem couple years ago. About a 60% increase between year 1 and 2 without a claim. Called All State and they said they'd match the original premium and haven't changed since.
Posted on 7/1/25 at 6:42 pm to el Gaucho
quote:
If you can’t pay cash you can’t afford it
Post a picture of the card board box you live in.
Posted on 7/1/25 at 7:06 pm to jrobic4
quote:
My premium went from $4500 to $11k in two years
Hope you found a good local insurance broker to help out.
Posted on 7/1/25 at 7:22 pm to LSUFanHouston
Just renewed with Sage Sure, first renewal with them. Premium went up a total of $3. Pleasantly surprised after getting four 40% increases in a row with my last company.
Posted on 7/1/25 at 7:23 pm to LSUFanHouston
I had them but thought they went out of business
Posted on 7/1/25 at 8:15 pm to LSUFanHouston
Had for Ida. They suck arse. Would answer calls or emails. Just wanted me to F off. Had to hire an attorney and go after them. Finally got my money after house had been repaired and sold. Special place in hell for those c0c@ $uckers!
Posted on 7/1/25 at 8:25 pm to LSUFanHouston
We have them for homeowners. Easy claims process with IDA roof damage once we had adjustor assigned. No issues and just normal rate increases that everyone is doing.
Posted on 7/1/25 at 8:30 pm to TutHillTiger
quote:
I had them but thought they went out of business
They’ve had papers that have folded but it’s magical that the new companies then appear w a different name
Posted on 7/1/25 at 8:31 pm to Tygermanjohn
Had them. Dropped them
Started at 6500
Renewed at 9000
Renewed again at 14000
Dropped at next renewal, they wanted 24000
2.4 in coverage.
Started at 6500
Renewed at 9000
Renewed again at 14000
Dropped at next renewal, they wanted 24000
2.4 in coverage.
Posted on 7/1/25 at 9:02 pm to AtlantaLSUfan
Allstate can be very difficult in claim situations and generally, they’re only offering in areas north of the interstate.
Nonetheless, we’re lucky to at least have them and Liberty too as they’re a quality insurer.
We need a lot more to create a real market where competition can do its thing
Nonetheless, we’re lucky to at least have them and Liberty too as they’re a quality insurer.
We need a lot more to create a real market where competition can do its thing
Posted on 7/1/25 at 9:02 pm to LSUFanHouston
Had them for 2 years at my old house. When we had a pipe under our tub flood our bedroom they paid out no problem after the deductible and were pretty easy to work with. Premium only went up $100 the second year.
I liked them and would have kept using them if we didn’t get a good deal with USAA at the new house. I was always a little nervous they would go under if there was a big storm since they were charging so little for premiums
I liked them and would have kept using them if we didn’t get a good deal with USAA at the new house. I was always a little nervous they would go under if there was a big storm since they were charging so little for premiums
Posted on 7/1/25 at 9:38 pm to LSUFanHouston
Used them. No issues.
Posted on 7/1/25 at 10:14 pm to Chad504boy
quote:
most of their products are admitted. They have 1 Wilshire HO3 that's AM Best A- rated that is non admitted. Sorry they also have Markel and Trium that are both non admitted.
English please. WTH are you talking about....I would have to guess 99.9% of the posters following this topic have no clue.
Posted on 7/1/25 at 10:20 pm to PaBon
Update
Thanks everyone for responses
So… apparently there is an issue with our neighborhood / zip code with Sage Sure as the quote came back over $12K.
Agent worked on it and we are going to go with a split with Cajun for wind and Allied for non-wind. About 5800 combined. 5% named storm ded, 2500 other ded. Coverage and deductible similar to what we had.
Also, it’s $800 less than Dover Bay was for the last 12 months,
Thanks everyone for responses
So… apparently there is an issue with our neighborhood / zip code with Sage Sure as the quote came back over $12K.
Agent worked on it and we are going to go with a split with Cajun for wind and Allied for non-wind. About 5800 combined. 5% named storm ded, 2500 other ded. Coverage and deductible similar to what we had.
Also, it’s $800 less than Dover Bay was for the last 12 months,
Posted on 7/1/25 at 10:37 pm to Tenfold
quote:
They sent an agent to our home to take pictures
It wasn’t an agent. It was a 3rd party company that does underwriting inspections
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