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Started By
Message
Rate my truck purchase
Posted on 12/29/17 at 10:28 pm
Posted on 12/29/17 at 10:28 pm
I purchased my first vehicle today. I’ve been fortunate enough to not have to purchase a vehicle on my own in my 30 years. So, I’m curious how I did:
I owned a 2008 z71 Silverado with 140k miles. I’ve been looking for a slightly used truck for a couple months now, but didn’t find anything I was ready to jump on until today.
2018 Silverado z71 4wd LT2
-crew cab
-5miles, still had plastic on doors etc.
-no leather
-bose sound
-Sticker $50,770
Manufacturer incentives for year end brought it to $36,770.
They offered $7,500 on my trade, but I later countered. KBB was ~$8,500 for trade value.
Got them to take off all fees and “additional equipment.”
Ended up financing $31,337 with TT&L. My credit score was 824, but the best interest rate was through my bank at 3.09%. Felt like this was a little high, but I rent and have never financed a large purchase before.
Overall, salesmen of the OT, how would you rate my purchase?
I owned a 2008 z71 Silverado with 140k miles. I’ve been looking for a slightly used truck for a couple months now, but didn’t find anything I was ready to jump on until today.
2018 Silverado z71 4wd LT2
-crew cab
-5miles, still had plastic on doors etc.
-no leather
-bose sound
-Sticker $50,770
Manufacturer incentives for year end brought it to $36,770.
They offered $7,500 on my trade, but I later countered. KBB was ~$8,500 for trade value.
Got them to take off all fees and “additional equipment.”
Ended up financing $31,337 with TT&L. My credit score was 824, but the best interest rate was through my bank at 3.09%. Felt like this was a little high, but I rent and have never financed a large purchase before.
Overall, salesmen of the OT, how would you rate my purchase?
This post was edited on 12/29/17 at 11:10 pm
52
Posted on 12/29/17 at 10:29 pm to beauxkner
No Ford No Care
Posted on 12/29/17 at 10:31 pm to beauxkner
How many months on the finance?
I just bought 2 months ago and got 2.7% with worse credit on a 75month
I just bought 2 months ago and got 2.7% with worse credit on a 75month
Posted on 12/29/17 at 10:32 pm to beauxkner
Epic. Fail
Posted on 12/29/17 at 10:32 pm to beauxkner
Not overly impressive but not bad. GM and Ford knock $15K off the sticker as soon as they say hi.
Posted on 12/29/17 at 10:32 pm to beauxkner
Nice. Take it to a local credit union and refinance down to .9% or so. Other than that good work.
Posted on 12/29/17 at 10:32 pm to beauxkner
Didnt negotiate a set of free truck nuts? Bad deal
Posted on 12/29/17 at 10:33 pm to beauxkner
Nice truck. Sounds like you did a good job negotiating. Don't worry what others may say. You were in the arena. They weren't.
Posted on 12/29/17 at 10:33 pm to beauxkner
quote:
Ended up financing $31,337
quote:
but I rent
Posted on 12/29/17 at 10:35 pm to BRgetthenet
It’s blue.
Posted on 12/29/17 at 10:36 pm to Obtuse1
You know lots of very successful real estate investors don't own their primary residence.
Posted on 12/29/17 at 10:38 pm to beauxkner
What? No step bars On a truck w/LT2 pkg and it was STILL 50k?
Posted on 12/29/17 at 10:40 pm to beauxkner
I think you did good. Congrats.
Typical. Next time get pre approval from a bank for lower. 3.09 still isn't bad if you got incentives. They probably could've done better.
quote:
but the best interest rate was through my bank at 3.09
Typical. Next time get pre approval from a bank for lower. 3.09 still isn't bad if you got incentives. They probably could've done better.
Posted on 12/29/17 at 10:40 pm to beauxkner
Nothin to do with what you paid, but how does a 51k sticker truck not have leather.
Posted on 12/29/17 at 10:42 pm to partsman103
Ok,,, yeah, I read it wrong.
This post was edited on 12/29/17 at 10:44 pm
Posted on 12/29/17 at 10:44 pm to beauxkner
quote:
financing
hope you got it in repo blue
if you can't pay cash you can't afford it
Posted on 12/29/17 at 10:45 pm to KG6
Doesn't add up. Leather, step bars and the 20" alloy wheels are standard with LT2 package.
The only way I can see that truck having a sticker price over 50k is dealer add ons like fabric protector (which is nothing but a money maker because the fabric is already stain resistant from the factory) or some made up crap by the selling dealer.
The only way I can see that truck having a sticker price over 50k is dealer add ons like fabric protector (which is nothing but a money maker because the fabric is already stain resistant from the factory) or some made up crap by the selling dealer.
Posted on 12/29/17 at 10:45 pm to Chucktown_Badger
You read it wrong. That was his trade.
I have a 15 that's paid off and honestly been thinking about trying to see if there are any new 17's left, possibly '18, that I could get a good deal on.
Damn you OP for making this thread !! Lol
I have a 15 that's paid off and honestly been thinking about trying to see if there are any new 17's left, possibly '18, that I could get a good deal on.
Damn you OP for making this thread !! Lol
Posted on 12/29/17 at 10:47 pm to MrSpock
quote:
You know lots of very successful real estate investors don't own their primary residence.
When he relates he is parking his truck in a garage on 5th Ave or Central Park West my opinion MIGHT change but we both know that is not the case...
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