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re: Rate my truck purchase

Posted on 12/30/17 at 8:35 am to
Posted by TimeOutdoors
LA
Member since Sep 2014
13665 posts
Posted on 12/30/17 at 8:35 am to
Good job on the price.
Pretty piss poor job on the interest rate.
Poor job on the color.
Posted by BoogerEater
Lake Charles, La.
Member since Feb 2008
1598 posts
Posted on 12/30/17 at 8:43 am to
quote:

You know lots of very successful real estate investors don't own their primary residence.


Grant Cardone is the man
Posted by GaryMyMan
Shreveport
Member since May 2007
13499 posts
Posted on 12/30/17 at 8:51 am to
First rule after buying a new vehicle: forget about it. Don’t keep looking at prices. Don’t second guess yourself.
Posted by Tempratt
Member since Oct 2013
15339 posts
Posted on 12/30/17 at 8:53 am to
You'll like that apple car play.
You have your phone/-ipod plugged into one port and a jump drive in another port and switch between them.
Posted by OceanMan
Member since Mar 2010
23419 posts
Posted on 12/30/17 at 8:57 am to
Looks like you did pretty well. $36k for a full size 4wd is not bad at all.

If I could reference a MB thread though, vehicles are just crazy expensive. $50k vehicle with no leather is just insane to me.
Posted by PearlJam
NotBeardEaves
Member since Aug 2014
13908 posts
Posted on 12/30/17 at 9:02 am to
quote:

no leather
mistake

quote:

They offered $7,500 on my trade, but I later countered. KBB was ~$8,500 for trade value.
Should have sold on your own. Lost at least 2 grand (probably closer to 4) and selling on your own is pretty easy.
This post was edited on 12/30/17 at 10:13 am
Posted by birdieman
New Orleans
Member since Dec 2012
1647 posts
Posted on 12/30/17 at 9:10 am to
can someone tell me what a great cash price on this truck would be, with leather?
Posted by shawnlsu
Member since Nov 2011
23682 posts
Posted on 12/30/17 at 9:37 am to
quote:

bought that same truck....... in August ...... Haven’t towed my boat yet,


:smh:
Posted by LNCHBOX
70448
Member since Jun 2009
89412 posts
Posted on 12/30/17 at 9:45 am to
quote:

Considering MSRP is a made up number by the manufacturer to inflate the sales price of the vehicle, I can believe it.

And OP, many will say you didn't get the deal you posted, but I believe you.



You are so dumb in any thread about truck prices.
Posted by rintintin
Life is Life
Member since Nov 2008
17102 posts
Posted on 12/30/17 at 9:46 am to
quote:

My credit score was 824


quote:

but I rent and have never financed a large purchase before. 


I'm more interested in knowing how you pulled this off.
Posted by GreatLakesTiger24
Member since May 2012
61608 posts
Posted on 12/30/17 at 9:48 am to
quote:

My credit score was less than yours and I'm under 1.5% financing.
how much auto history do you have? That's a bigger factor than your CB score with most auto lenders.
Posted by the LSUSaint
Member since Nov 2009
15444 posts
Posted on 12/30/17 at 10:12 am to
I don't have as good of a credit score as you and I bought a car last week with a lower % on loan.
Take it to a solid credit union and lower your rate.
Posted by LSUwag
Florida man
Member since Jan 2007
18145 posts
Posted on 12/30/17 at 10:29 am to
Black paint.

You will grow to hate it due to it showing absolutely everything. I hope you have a garage that it fits into.

Otherwise, that’s a nice looking truck. Enjoy your new ride.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
117289 posts
Posted on 12/30/17 at 10:34 am to
Pretty good deal. Surprised rate wasn't better with that score, though.
Posted by HueyP
Lubbock
Member since Nov 2008
3155 posts
Posted on 12/30/17 at 10:35 am to
Congrats now you join the Gods of the Left Lane.
Rule with a heavy hand. You own it.
Posted by AUCE05
Member since Dec 2009
45428 posts
Posted on 12/30/17 at 10:36 am to
I love it. What did you do with that 08? I would have been interested

ETA:

Nvm.
This post was edited on 12/30/17 at 10:38 am
Posted by Bham Bammer
Member since Nov 2014
16765 posts
Posted on 12/30/17 at 10:40 am to
Thanks Dave Ramsey.
Posted by 3deadtrolls
lafayette
Member since Jan 2014
7092 posts
Posted on 12/30/17 at 11:27 am to
quote:

Ford offering 72 months 0% interest.


Yeah, but then you're stuck with a Ford for 6 years.
Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
70143 posts
Posted on 12/30/17 at 1:07 pm to
Ford sucks

I'd say the op did pretty well
Posted by Putty
Member since Oct 2003
25918 posts
Posted on 12/30/17 at 1:10 pm to
quote:

Ford offering 72 months 0% interest.


So is GM but they cut the dealer incentives to $1k if you take the financing. IMO each buyer needs to evaluate what’s better on a case by case, including amount financed, 3rd party rate available, term, etc.
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