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re: Rate my truck purchase

Posted on 12/30/17 at 12:28 am to
Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 12/30/17 at 12:28 am to
quote:

I’ve been fortunate enough to not have to purchase a vehicle on my own in my 30 years.

I just want an explanation on this one. Your first vehicle purchase was at 30 baw?
Posted by Finch
Member since Jun 2015
3768 posts
Posted on 12/30/17 at 12:29 am to
quote:


I just bought 2 months ago and got 2.7% with worse credit on a 75month


You financed a truck for over 6 years?

Idiot
Posted by Hook Em Horns
350000 posts
Member since Sep 2010
15708 posts
Posted on 12/30/17 at 12:32 am to
wait, daddy has payed your truck till you was 30?

get a fricking job succubus.
Posted by TennesseeFan25
Honolulu
Member since May 2016
8391 posts
Posted on 12/30/17 at 12:38 am to
How much were tax/title/tags?
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14616 posts
Posted on 12/30/17 at 12:49 am to
quote:

I just want an explanation on this one. Your first vehicle purchase was at 30 baw?

Can’t speak for the OP, but I am 30 and have never bought a vehicle. I bought a house at 25, but still driving the same truck my parents gave me 10 years ago..
Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 12/30/17 at 12:50 am to
quote:

Can’t speak for the OP, but I am 30 and have never bought a vehicle. I bought a house at 25, but still driving the same truck my parents gave me 10 years ago..

So you started driving at 20?
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14616 posts
Posted on 12/30/17 at 12:55 am to
No. But I didn’t buy the vehicle they gave me at 16 either.
Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 12/30/17 at 12:58 am to
Gotcha. I misread your OP. My parents bought my first 2 also so I'm not hating. I bought 2 more before 30.
Posted by Tempratt
Member since Oct 2013
15339 posts
Posted on 12/30/17 at 1:28 am to
Beautiful truck. I would've gotten leather seats if it were me. They're much easier to clean when you have kids.
Posted by Man4others
Member since Aug 2017
2515 posts
Posted on 12/30/17 at 2:44 am to
$36k and no leather?
Posted by carguymatt
Member since Aug 1998
Member since Jun 2015
1127 posts
Posted on 12/30/17 at 4:13 am to
quote:

I purchased my first vehicle today. I’ve been fortunate enough to not have to purchase a vehicle on my own in my 30 years. So, I’m curious how I did: I owned a 2008 z71 Silverado with 140k miles. I’ve been looking for a slightly used truck for a couple months now, but didn’t find anything I was ready to jump on until today. 2018 Silverado z71 4wd LT2 -crew cab -5miles, still had plastic on doors etc. -no leather -bose sound -Sticker $50,770 Manufacturer incentives for year end brought it to $36,770. They offered $7,500 on my trade, but I later countered. KBB was ~$8,500 for trade value. Got them to take off all fees and “additional equipment.” Ended up financing $31,337 with TT&L. My credit score was 824, but the best interest rate was through my bank at 3.09%. Felt like this was a little high, but I rent and have never financed a large purchase before. Overall, salesmen of the OT, how would you rate my purchase?


you didn't do that great. Not many people know this but GM built waaay more of those trucks then there was a demand for. I know of places in the Usa there's about 5000 sitting out in fields. They are also running them through dealer auctions and they are selling for about 20-25k a pop. You got jacked up.
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
61823 posts
Posted on 12/30/17 at 4:24 am to
I think he did great. And it’s not like he could get into one of those dealer auctions for the prices you state.

Where are these places in the USA where I can find multi-thousands sitting in a field? Makes no sense unless it is a transportation hub where they are waiting to be shipped out to the stealerships.
This post was edited on 12/30/17 at 4:27 am
Posted by Macfly
BR & DS
Member since Jan 2016
10681 posts
Posted on 12/30/17 at 5:15 am to
Congrats in that doing it yourself gets you on the learning curve.
It won't be your last purchase and receiving feedback helps.
Posted by LanierSpots
Gulf of America / Sarasota FL
Member since Sep 2010
71857 posts
Posted on 12/30/17 at 5:28 am to
Great looking truck
Posted by civiltiger07
Baton Rouge
Member since Dec 2011
15105 posts
Posted on 12/30/17 at 5:46 am to
Black, epic fail
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141250 posts
Posted on 12/30/17 at 5:58 am to
Considering MSRP is a made up number by the manufacturer to inflate the sales price of the vehicle, I can believe it.

And OP, many will say you didn't get the deal you posted, but I believe you.
Posted by Ponchy Tiger
Ponchatoula
Member since Aug 2004
50051 posts
Posted on 12/30/17 at 7:08 am to
quote:

My credit score was 824, but the best interest rate was through my bank at 3.09%. Felt like this was a little high, but I rent and have never financed a large purchase before.


I am thinking that interest rate is high. How is your credit score so high without having made a big purchase before? My score is similar and have always been told it is better to have a large purchase on your credit because it shows long term reliability and boost your score high.
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 12/30/17 at 7:14 am to
Thread hijack

What kind of rates are you guys getting and where?

OP, sorry for the hijack.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 12/30/17 at 7:15 am to
My credit score was less than yours and I'm under 1.5% financing.
Posted by Ponchy Tiger
Ponchatoula
Member since Aug 2004
50051 posts
Posted on 12/30/17 at 7:41 am to
quote:

What kind of rates are you guys getting and where?


Not sure where rates are at these days. When I bought mine I got 1.9 with a 800+ credit score
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