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Places that still have $X minimums to use a credit card
Posted on 2/15/17 at 2:02 pm
Posted on 2/15/17 at 2:02 pm
is this still acceptable? Should the consumer actually give a shite if it charges you supposedly 47 cents for me to swipe a card to get a less than $5 item? Cost of doing business, it's a plastic world. Deal with it.
25
Posted on 2/15/17 at 2:03 pm to Chad504boy
its against credit cards terms of service. If it really pisses you off, call and complain.
Posted on 2/15/17 at 2:03 pm to Chad504boy
You have the option not to shop there you know.
Posted on 2/15/17 at 2:03 pm to Hawkeye95
Not anymore
Posted on 2/15/17 at 2:04 pm to Chad504boy
here come the cash kings
Posted on 2/15/17 at 2:04 pm to Chad504boy
quote:Yes.
is this still acceptable?
Posted on 2/15/17 at 2:06 pm to Chad504boy
stores that typically have this policy all smell the same and they Patel their shite incense at the front counter.
Posted on 2/15/17 at 2:07 pm to Chad504boy
I agree. It's a card world. Businesses need to get on board and stop f'ing the consumer.
Posted on 2/15/17 at 2:07 pm to Chad504boy
quote:
Places that still have $X minimums to use a credit card
is this still acceptable?
why wouldn't it be? If the place of business has to pay more to the CC company than the cost of the pack of gum you're buying, they've basically paid you for that gum.
It's a business, they can set a minimum if they want and if you don't like it you don't have to use a CC there. Pretty simple.
Posted on 2/15/17 at 2:07 pm to Chad504boy
quote:
is this still acceptable?
Yes
quote:
Should the consumer actually give a shite if it charges you supposedly 47 cents for me to swipe a card to get a less than $5 item?
Then the consumer is a dumb arse who doesn't understand how business works. If it costs the business 47 cents minimum to swipe a credit card and someone is buying a $1.39 coke on credit, that 47 cent fee just ate up any profit margin the business would've made on the sale.
Posted on 2/15/17 at 2:08 pm to Chad504boy
Every place I've been that does this has been trashy.
Posted on 2/15/17 at 2:08 pm to Chad504boy
It's mostly Asian places
Posted on 2/15/17 at 2:09 pm to Hawkeye95
quote:
its against credit cards terms of service. If it really pisses you off, call and complain.
Yep.
Another pro tip: that 20% charge you get when you leave your tab open at a bar is also unsustainable. No one ever fights it though.
Posted on 2/15/17 at 2:09 pm to Tiger Prawn
business doesn't even offer a "we have to tack on the 47 cents on top of your $1.39 charge" which i would probably be more inclined to accept than a dumb $5 minimum.
Posted on 2/15/17 at 2:09 pm to The Boat
quote:
It's mostly Asian places
this one isn't. it's also not a gas station.
Posted on 2/15/17 at 2:10 pm to Chad504boy
quote:shoukf get more hate than Hitler and Stalin imo imho fwiw
Places that still have $X minimums to use a credit card
Posted on 2/15/17 at 2:11 pm to WG_Dawg
quote:
It's a business, they can set a minimum if they want and if you don't like it you don't have to use a CC there. Pretty simple.
While I get what you are saying and agree with it.
That's not the way it works. No, they can't set a minimum amount.
Posted on 2/15/17 at 2:16 pm to Chad504boy
As a small business owner this is something we're wrestling with at this very moment.
On one hand, the customer wants and deserves transparency in pricing. On the other hand, why should I give up 3% or more of my earnings simply because you wanted to use a card instead of cash? For the small transactions it's even worse if the processing company has a minimum fee.
I agree though, it's a plastic world nowadays. I think setting a minimum for card transactions is probably the right decision for convenience store type businesses. Locally in Tampa, it's becoming more common to see cash/credit pricing in effect even at restaurants/bars. YMMV...
On one hand, the customer wants and deserves transparency in pricing. On the other hand, why should I give up 3% or more of my earnings simply because you wanted to use a card instead of cash? For the small transactions it's even worse if the processing company has a minimum fee.
I agree though, it's a plastic world nowadays. I think setting a minimum for card transactions is probably the right decision for convenience store type businesses. Locally in Tampa, it's becoming more common to see cash/credit pricing in effect even at restaurants/bars. YMMV...
This post was edited on 2/15/17 at 2:19 pm
Posted on 2/15/17 at 2:18 pm to Chad504boy
I always carry $500-$600 in small denominations on me for this exact reason
Posted on 2/15/17 at 2:18 pm to wiltznucs
quote:
why should I give up 3% or more of my earnings simply because you wanted to use a card instead of cash?
You'll lose a lot more than 3% by only taking cash.
Just add it in to your prices.
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