- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: OT Married Folk: do you and your spouse keep separate checking accounts?
Posted on 11/14/19 at 11:10 am to HoustonGumbeauxGuy
Posted on 11/14/19 at 11:10 am to HoustonGumbeauxGuy
Joint checking and savings and log everything into the budgeting app, makes for a happy marriage.
0
Posted on 11/14/19 at 11:10 am to HoustonGumbeauxGuy
We have a joint checking that both checks get deposited into.
Our vacation fund is a joint savings that my OT goes into.
We each have a personal checking that we only use during Christmas/birthdays/gifts for one another so we can’t see what we bought.
Our vacation fund is a joint savings that my OT goes into.
We each have a personal checking that we only use during Christmas/birthdays/gifts for one another so we can’t see what we bought.
Posted on 11/14/19 at 11:12 am to HoustonGumbeauxGuy
Sort of We have two joint accounts. One gets her paycheck and she manages, the other gets my paycheck and I manage.
We both have debit cards on each account and have access to each account. But we generally only spend from our own accounts.
Her account pays her car note and related expenses, and the vast majority of "spending" as she is the one who usually buys groceries, clothes, household items, etc. We usually use her account for most dining out and entertaining expenses when we are together. Anything she spends on her own, comes out of her account.
My account pays for the vast majority of household bills, my car and related expenses, the occasional grocery shopping / household shopping I do, and any expenses I have on my own.
It works for us. We know what the other is doing, but it lets us each be responsible for something. I might use my debit card for "her account" 3-4 times a year and she the same for "my account".
We both have debit cards on each account and have access to each account. But we generally only spend from our own accounts.
Her account pays her car note and related expenses, and the vast majority of "spending" as she is the one who usually buys groceries, clothes, household items, etc. We usually use her account for most dining out and entertaining expenses when we are together. Anything she spends on her own, comes out of her account.
My account pays for the vast majority of household bills, my car and related expenses, the occasional grocery shopping / household shopping I do, and any expenses I have on my own.
It works for us. We know what the other is doing, but it lets us each be responsible for something. I might use my debit card for "her account" 3-4 times a year and she the same for "my account".
Posted on 11/14/19 at 11:14 am to HoustonGumbeauxGuy
My wife and I have separate checking accounts. All of our credit cards are joint, and our savings, investment and retirement accounts are joint except 401(k).
Posted on 11/14/19 at 11:14 am to HoustonGumbeauxGuy
yes
she has hers, i have mine
she has hers, i have mine
Posted on 11/14/19 at 11:21 am to Tigerbait357
Yes. They were already setup before we married.
She has access to mine, and me to hers.
She has access to mine, and me to hers.
Posted on 11/14/19 at 11:23 am to TDsngumbo
quote:
Never. We have nothing to hide from each other. Both of our paychecks get deposited into one account and we pay bills from it then have fun with it. I see what she spends and she sees what I spend.
Same here. We trust each other and it's worked for 22 years so far.
Posted on 11/14/19 at 11:23 am to HoustonGumbeauxGuy
Been married 9 years always had separate checking accounts and credit cards, I pay all the bills... mortgage, insurance, car, utilities, private school...except one kids daycare. She pays for her own credit card bills, but She can use one of my credit cards for family stuff as needed. Has worked good for us
This post was edited on 11/14/19 at 11:38 am
Posted on 11/14/19 at 11:25 am to HoustonGumbeauxGuy
completely
Posted on 11/14/19 at 11:25 am to HoustonGumbeauxGuy
quote:
OT Married Folk: do you and your spouse keep separate checking accounts?
We each have our own separate checking and savings accounts as well as a joint checking and a joint savings account. We have a dedicated amount that goes from our checks into joint checking with a portion going to joint savings (when a deposit over x amount is made into joint checking).
Joint checking is used for things like mortgage, insurance, groceries, house maintenance and Christmas cards/gifts to the family.
Our personal checking and savings is just that but we have the login info for each others' accounts (that's called "trust" and it's damned hard to have a good relationship without it).
I know lots of people with different setups and as long as it works for them, that's great. This is what works for us.
This post was edited on 11/14/19 at 11:27 am
Posted on 11/14/19 at 11:26 am to donRANDOMnumbers
quote:
she has a separate play account that she gets $300 a month to do whatever she wants with.
Lucky lady
Posted on 11/14/19 at 11:27 am to HoustonGumbeauxGuy
No, I trust my wife.
Posted on 11/14/19 at 11:27 am to shawnlsu
quote:
she has a separate play account that she gets $300 a month to do whatever she wants with.
quote:
Lucky lady
chuckled at that too, thinking it was a joke?
Posted on 11/14/19 at 11:27 am to Slingscode
Yeah we have separate but they're tied together with full access.
Will probably get around to joint as some point.
Will probably get around to joint as some point.
Posted on 11/14/19 at 11:29 am to TDsngumbo
quote:
Never. We have nothing to hide from each other. Both of our paychecks get deposited into one account and we pay bills from it then have fun with it. I see what she spends and she sees what I spend.
Same here. The only separate account either of us have is I’ve got a credit card for business expenses.
Posted on 11/14/19 at 11:29 am to HoustonGumbeauxGuy
Yes we still have our individual savings and checking accounts from before we got married 16 years ago
Posted on 11/14/19 at 11:32 am to Darth_Vader
quote:
Same here. The only separate account either of us have is I’ve got a credit card for business expenses.
ours isn't a trust issue and wasn't really planned, we both had stuff prior to marriage, she needs a separate account for her work, and not by design but she has no idea how much money we have in retirement accounts or stocks, I don't try to hide it but she never asks
Posted on 11/14/19 at 11:32 am to LSUBoo
quote:
Nope.
We have separate retirement accounts, but everything else is joint.
Posted on 11/14/19 at 11:34 am to HoustonGumbeauxGuy
quote:<————
offshore account
She knows about that one.
Too many attendant tax documents.
I’ve got an account at Capital One she doesn’t have access to, I guess I could do something nefarious through it but I don’t.
We have separate Retirement accounts & 401(k)s.
I know what’s in her’s she doesn’t know what’s in mine.
Posted on 11/14/19 at 11:34 am to HoustonGumbeauxGuy
Yes. She spends her money on what she wants and I on what I want. Then we basically split living expenses 50/50.
Page 3 of 5
Popular
Back to top
Follow TigerDroppings for LSU Football News