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OT Married Folk: do you and your spouse keep separate checking accounts?

Posted on 11/14/19 at 10:49 am
Posted by HoustonGumbeauxGuy
Member since Jul 2011
33744 posts
Posted on 11/14/19 at 10:49 am
I mean the one she knows about, not the $millions you (and everyone else) have stashed in offshore accounts.

My neighbor and his wife both retired recently, and they now keep separate accounts so “they can spend their money how they each want”
Posted by Tigerbait357
Member since Jun 2011
71185 posts
Posted on 11/14/19 at 10:50 am to
Posted by TDsngumbo
Member since Oct 2011
51613 posts
Posted on 11/14/19 at 10:50 am to
Never. We have nothing to hide from each other. Both of our paychecks get deposited into one account and we pay bills from it then have fun with it. I see what she spends and she sees what I spend.

Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45540 posts
Posted on 11/14/19 at 10:51 am to
Separate checking accounts leads to joint Facebook accounts.
Posted by SouthEndzoneTiger
Louisiana
Member since Mar 2008
11676 posts
Posted on 11/14/19 at 10:51 am to
Yes
Posted by LSUBoo
Knoxville, TN
Member since Mar 2006
104456 posts
Posted on 11/14/19 at 10:51 am to
Nope.

We have separate retirement accounts, but everything else is joint.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53816 posts
Posted on 11/14/19 at 10:52 am to
We have separate spending accounts but joint bill and savings accounts.
Posted by Aubie Spr96
lolwut?
Member since Dec 2009
44829 posts
Posted on 11/14/19 at 10:53 am to
quote:

We have separate spending accounts but joint bill and savings accounts.
Posted by donRANDOMnumbers
Hub City
Member since Nov 2006
17535 posts
Posted on 11/14/19 at 10:53 am to
she has an account that i control, and i have an account.

she has a separate play account that she gets $300 a month to do whatever she wants with.
Posted by Puffoluffagus
Savannah, GA
Member since Feb 2009
6504 posts
Posted on 11/14/19 at 10:53 am to
We did initially, but we eventually joined everything. Makes more sense for us anyway. Too much shuffling around money to pay for bills, distribute to retirement, etc. I basically manage everything anyway so made more sense to lump it into one pot.
Posted by 777Tiger
Member since Mar 2011
93541 posts
Posted on 11/14/19 at 10:54 am to
quote:

stashed in offshore accounts.


I actually do have one although there's no need to have it anymore


and yes we do
Posted by reddman
Member since Jul 2005
78195 posts
Posted on 11/14/19 at 10:55 am to
Yes, but we also have a joint account that most of our money goes in to. The separate checking accounts are just stuff that we spend on shite that we individually like to do. For me, its mostly golf and our annual guys golfing trip. For her, it's mostly for her MUSES related shite like dues and other events they have throughout the year.

Been together almost 15 years and have never had an issue.
Posted by MrFreakinMiyagi
Reseda
Member since Feb 2007
20152 posts
Posted on 11/14/19 at 10:56 am to
Yup

I paid all the bills, and she pissed her money away on nothing. She made more than me in 2018. I kicked her out in June. She’s hit me and my parents up for more than $5000 in loans since then.

This is a woman that describes herself as “low maintenance”.



Posted by Fun Bunch
New Orleans
Member since May 2008
131731 posts
Posted on 11/14/19 at 10:56 am to
HA.

My wife would never go for this in a million years
Posted by GATORGAR247
Member since Aug 2017
994 posts
Posted on 11/14/19 at 10:56 am to
Yes we have separate accounts. Been that way for 15 years. I'm good with money she isn't. She has a degree and good job so she can spend her money and I can spend mine..
Posted by LSUJuice
Back in Houston
Member since Apr 2004
18053 posts
Posted on 11/14/19 at 10:56 am to
quote:

We have nothing to hide from each other. Both of our paychecks get deposited into one account and we pay bills from it then have fun with it. I see what she spends and she sees what I spend.

This
Posted by 32 29 36
Baton Rouge
Member since May 2018
1305 posts
Posted on 11/14/19 at 10:57 am to
I find most couples that do have something to hide.
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17754 posts
Posted on 11/14/19 at 10:57 am to
We have 2 checking and multiple savings accounts. Only reason we have 2 checking accounts is because my divorce lawyer advised we keep her payroll direct deposits in a separate account.

We both have access to all accounts
Posted by geaux88
Northshore, LA
Member since Oct 2003
16355 posts
Posted on 11/14/19 at 10:57 am to
No.

But I have zero problem with those that do, it's live and let live and do whatcha want.

I guess it's just my generation, I was born in the mid '60's and mom and pops and now me and my wife have never had a separate checking account.
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
26127 posts
Posted on 11/14/19 at 10:59 am to
Same account for us. Having separate accounts in a marriage is just weird. I know a few people that have it though. Most of them that do are Millennials, not really bashing the generation, just the facts of it.

Gen X people I know doing it are usually on marriage number 2.

I was talking to one woman at Halloween who wanted her husband to take her car, so he could make the payments from his account. My wife and I were just


There is no reason for separate accounts in a real marriage. With the exception being self-employment/taxes simplicity.
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