Started By
Message

re: OT Married Folk: do you and your spouse keep separate checking accounts?

Posted on 11/14/19 at 11:00 am to
Posted by UGATiger26
Jacksonville, FL
Member since Dec 2009
9128 posts
Posted on 11/14/19 at 11:00 am to
Sort of.

Both our paychecks are deposited into our joint account, where the majority of it stays.

But we have an agreed upon amount each month that we transfer to our personal accounts. This is our "no questions asked" money.

If she wants to use her portion to buy a $250 piece of clothing, fantastic. If I want to buy an expensive bottle of bourbon, that's my prerogative. Nobody is allowed to bitch about how that money gets spent.

It works really well for us.

Posted by munchman
Baton Rouge
Member since Feb 2006
10371 posts
Posted on 11/14/19 at 11:01 am to
quote:

ge
OT Married Folk: do you and your spouse keep separate checking accounts?



No.
Posted by Triple Bogey
19th Green
Member since May 2017
6853 posts
Posted on 11/14/19 at 11:01 am to
We have separate accounts. Things are too easy with Venmo etc. and if she needs something, she can always just come get my credit card, but she at least has to ask me first.

If I had to see her stupid online purchases coming out of my checking account every day we would have serious arguments all the time.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53816 posts
Posted on 11/14/19 at 11:01 am to
quote:

But we have an agreed upon amount each month that we transfer to our personal accounts. This is our "no questions asked" money.

If she wants to use her portion to buy a $250 piece of clothing, fantastic. If I want to buy an expensive bottle of bourbon, that's my prerogative. Nobody is allowed to bitch about how that money gets spent.

This is pretty much what we do. It works well for us.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59450 posts
Posted on 11/14/19 at 11:02 am to
Nope
Posted by Nicky Parrish
Member since Apr 2016
7098 posts
Posted on 11/14/19 at 11:02 am to
We have separate accounts but she makes sure I always have money in it.
There’s an automatic deposit made to my account at the beginning of the month.
I just watch the balance, but if I need more, she transfers more from the household account.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45542 posts
Posted on 11/14/19 at 11:03 am to
quote:

Nobody is allowed to bitch about how that money gets spent.


What if she buys a jiggalo?
Posted by HoustonGumbeauxGuy
Member since Jul 2011
33744 posts
Posted on 11/14/19 at 11:04 am to
quote:

Never. We have nothing to hide from each other. Both of our paychecks get deposited into one account and we pay bills from it then have fun with it. I see what she spends and she sees what I spend.


Same here.
Posted by UGATiger26
Jacksonville, FL
Member since Dec 2009
9128 posts
Posted on 11/14/19 at 11:04 am to
quote:

What if she buys a jiggalo?


That's a discussion for another thread.
Posted by Displaced
Member since Dec 2011
33054 posts
Posted on 11/14/19 at 11:05 am to
Yeah, we have separate checking accounts and credit cards, but a shared savings account.

All through the same bank though.

We each already had direct deposits and autodrafts set up and it was too much of a headache to change all that.

Has worked well for us for 5+ years

We aren't poor and neither has a spending problem though.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59450 posts
Posted on 11/14/19 at 11:05 am to
A gigolo or a juggalo?
Posted by 777Tiger
Member since Mar 2011
93541 posts
Posted on 11/14/19 at 11:06 am to
quote:

We each already had direct deposits and autodrafts set up and it was too much of a headache to change all that.


yep, that would be 5 minutes of your life you'd never see again
Posted by fallguy_1978
Best States #50
Member since Feb 2018
53816 posts
Posted on 11/14/19 at 11:06 am to
quote:

What if she buys a jiggalo?

As long as she stays on budget.
Posted by Displaced
Member since Dec 2011
33054 posts
Posted on 11/14/19 at 11:07 am to
quote:

We both have access to all accounts

This is important. We have no secrecy in our finances.
Posted by lsujunky
Down By The River
Member since Jun 2011
2714 posts
Posted on 11/14/19 at 11:07 am to
The only thing we have separate is credit cards and retirement accounts. The only reason for separate credit cards is when we travel and if something was to happen to one of our cards the other would have a different card.
Posted by Displaced
Member since Dec 2011
33054 posts
Posted on 11/14/19 at 11:07 am to
quote:


yep, that would be 5 minutes of your life you'd never see again

Probably, but there is no point for us to do it.
Posted by 777Tiger
Member since Mar 2011
93541 posts
Posted on 11/14/19 at 11:07 am to
quote:

This is important. We have no secrecy in our finances.


don't ask, don't tell
Posted by Displaced
Member since Dec 2011
33054 posts
Posted on 11/14/19 at 11:09 am to
How did you k ow I was a gay marine?
Posted by NorthGwinnettTiger
Member since Jun 2006
53362 posts
Posted on 11/14/19 at 11:09 am to
No.
Posted by 777Tiger
Member since Mar 2011
93541 posts
Posted on 11/14/19 at 11:09 am to
quote:

How did you k ow I was a gay marine?


dick tastes like shite?
first pageprev pagePage 2 of 5Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram