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re: My MIL opened up a credit card in my wife’s name

Posted on 5/21/21 at 11:25 am to
Posted by TorchtheFlyingTiger
1st coast
Member since Jan 2008
2914 posts
Posted on 5/21/21 at 11:25 am to
How big is the hole she's dug for herself? She likely has maxed out her own credit cards, home equity line, etc... Where will she live when she sells the house? Doubtful she can get a home loan. Bankruptcy may be a better option than selling the house at least there may be some protection for home equity. Doubtful paying that credit card is going to be her top financial priority moving forward.

Did something trigger her behavior such as her husband's death or another tragedy? Or has she always been a degenerate gambler? People make some terrible mistakes when overwhelmed by grief etc... I might be slightly sympathetic if that's what precipitated her spiral but you still have to be firm or it will happen again and again.
Posted by madamsquirrel
The big somewhere out there
Member since Jul 2009
54918 posts
Posted on 5/21/21 at 11:25 am to
quote:

She STOLE from you.


That is

quote:

black and white


Bro
Posted by Chad504boy
4 posts
Member since Feb 2005
176034 posts
Posted on 5/21/21 at 11:25 am to
quote:

Why would she be fired?


i'm guessing felonies are frowned up. but it is just me spit balling here.
Posted by Slagathor
Makin' jokes about your teeny tiny
Member since Jul 2007
38952 posts
Posted on 5/21/21 at 11:27 am to
quote:

Why would she be fired? Wouldn’t that be up to the employer?


she might lose her job, nursing license, or DEA license for a crime of dishonesty and or any felony

if she gets help, she may be protected at least (and also highly watched)
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
58456 posts
Posted on 5/21/21 at 11:27 am to
quote:

i'm guessing felonies are frowned up. but it is just me spit balling here.


Yes - but if she does a good job at work and doesn’t have access to credit cards/money at work then there’s really no reason to fire her

But that’s totally up to the employer anyway, in some states it wouldn’t be legal to fire her anyway
Posted by RT1941
Member since May 2007
31664 posts
Posted on 5/21/21 at 11:27 am to
quote:


not sure why you are getting hung up on this. the sisters banding together is to relieve the temporary credit card interest insanity and share the burden collectively while getting mom on her feet to pay them back as she gets better. your high horse is awfully high right now.


Screw that. Protect your own damn wallet FIRST, then move on to the next step. Have that debt transferred into the mother's name immediately - TODAY.

A nurse anthesis is pulling +$165,000/yr minimum anywhere in the southern/mid-west US. She can damn well dig herself out of this shite and no one has to collectively sharing her gambling debt. She's obviously a smart women considering her profession. She has a serious problem but screw her, she lied and stole from her own child on her way to a felony offense.
Posted by DCtiger1
Member since Jul 2009
11112 posts
Posted on 5/21/21 at 11:27 am to
quote:

It’s in the upper teen thousands.


frick that she needs to be prosecuted for fraud. Don’t care if she’s your MIL or not that’s an absurd amount.
Posted by boosiebadazz
Member since Feb 2008
84488 posts
Posted on 5/21/21 at 11:28 am to
quote:

Life is not so black and white bro.


You need to work with MIL and credit card company to have her assume the debt and your wife clear of it. Credit card company can then get civil judgment against MIL and garnish her wages.

Keeps her out of criminal prosecution and danger of losing her job.

I’d also have her agree to counseling for the addiction before she sees me or my family again. Sounds like your wife is pissed and would be on board with that too. Other sisters also find out so they can check their own credit reports.
This post was edited on 5/21/21 at 11:31 am
Posted by Dam Guide
Member since Sep 2005
16540 posts
Posted on 5/21/21 at 11:29 am to
quote:

Does it matter?

ETA: I guess I should add that it’s the principle of the matter. It doesn’t matter if it’s $50 or $50,000.


Would to me. $50 and I will pay it off, $50000, I’m not taking on that debt and she is getting reported.

quote:

It’s in the upper teen thousands


Yep, have fun dealin with the cops MiL.
This post was edited on 5/21/21 at 11:32 am
Posted by MMauler
Primary This RINO Traitor
Member since Jun 2013
23900 posts
Posted on 5/21/21 at 11:30 am to
quote:

Yes - but if she does a good job at work and doesn’t have access to credit cards/money at work then there’s really no reason to fire her


As a nurse anesthesiologist, I'm guessing she has access to some pretty damn expensive drugs on the black market. Given that she's already stolen from her own f*cking child.......
Posted by Chad504boy
4 posts
Member since Feb 2005
176034 posts
Posted on 5/21/21 at 11:30 am to
quote:

Yes - but if she does a good job at work and doesn’t have access to credit cards/money at work then there’s really no reason to fire her

But that’s totally up to the employer anyway, in some states it wouldn’t be legal to fire her anyway




well i'm not sure. i asked the question earlier in a sincere way. someone with access to anesthesia and is a felon doesn't sound very good.

Posted by Oilfieldbiology
Member since Nov 2016
41370 posts
Posted on 5/21/21 at 11:33 am to
quote:

well yeah, not sure how long she'd be employed after OP takes the high horse suggestions of calling cc and report it as fraud.


By taking responsibility of her shoulders you’re just enabling her. Call it a high horse or whatever you want to justify your enabling actions. Your shifting the burden from the mom to the sisters has the very serious potential to ruin 4 relationships, not just one.

Of course the family needs to band together, but your assertion that they should all pay so that it’s easier on the mom and the wife is what’s got me all riled up. The other sisters shouldn’t pay a dime. The mother should
Liquidate her assets, sign them over power of attorney to an LLC run by the kids and have them control all her expenses.

This isn’t some one time mistake. She knowingly stole almost $20,000 from one of her daughters. This didn’t happen in one night
Posted by TorchtheFlyingTiger
1st coast
Member since Jan 2008
2914 posts
Posted on 5/21/21 at 11:33 am to
quote:

With your peacemaking, you are probably helping build the delusion in her that you felt she was really owed that with the baby sitting so “really, if you think about it, I didn’t do anything wrong.”


This! I've dealt with addicts and parasites and their delusions know no bounds. She will absolutely find a way to believe this is about her being the victim. She may even get family and friends to buy in even if partially.
Posted by LeroyBrown
South Side Of Chicago
Member since Jul 2017
578 posts
Posted on 5/21/21 at 11:34 am to
Request immediate payment, or connect her with YouPorn to start working it off.
Posted by Newrow
Member since Oct 2017
946 posts
Posted on 5/21/21 at 11:34 am to
quote:

Did your parents abandon you?


quote:

Probably the worst place to post this but I have 3 sisters and mom who are too emotional to give me advice.

Posted by Chad504boy
4 posts
Member since Feb 2005
176034 posts
Posted on 5/21/21 at 11:36 am to
so 3 sisters are yours, not your wife's? Does you wife have any siblings?
Posted by Globetrotter747
Member since Sep 2017
5313 posts
Posted on 5/21/21 at 11:36 am to
quote:

My wife and I just found out while looking to move that that my wife’s mom opened a credit card in her name and maxed it out. What sucks is we have a great relationship with her and she watches our kids but I’m confused how to move forward.

My MIL is super helpful with the kids and a great grandmother. I already called her out on it and she was apologetic and said she would pay it off but I know she can’t. My wife wants no relationship with her right now but people make mistakes and I want to work with her and fix the problem. I don’t mind helping her pay it off for the sake of keeping a sane household, but am I an idiot for trying to keep my MIL and wife at peace?

quote:

It’s in the upper teen thousands.

The first thing is I would be glad my wife's pissed because I certainly would be too. The second thing is I would immediately get in touch with a lawyer, explain the situation, and then tell him that protecting my family's finances is my sole priority and if my MIL burns for it, so be it.
Posted by LSUGrad9295
Baton Rouge
Member since May 2007
36962 posts
Posted on 5/21/21 at 11:37 am to
quote:

My MIL is super helpful with the kids and a great grandmother.


So your kids have kids? Kinda trashy.
Posted by Chad504boy
4 posts
Member since Feb 2005
176034 posts
Posted on 5/21/21 at 11:37 am to
quote:

so that it’s easier the wife is what’s got me all riled up.


the point was to help the sister, not doing it to help the mom.

if all siblings say frick it, report it as fraud, i don't have a problem with that. but if you have different siblings with different opinions, this is a means to put up or shut up.
This post was edited on 5/21/21 at 11:38 am
Posted by Newrow
Member since Oct 2017
946 posts
Posted on 5/21/21 at 11:39 am to
She has one sister who is a lot older and out of the picture.
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