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re: My MIL opened up a credit card in my wife’s name
Posted on 5/21/21 at 12:00 pm to shel311
Posted on 5/21/21 at 12:00 pm to shel311
quote:
and if an account is opened (new) I get an email. Immediately.
How do you get that?
Experian Identity Theft. $9.99 a month.. Small cost to protect yourself.... Ask OP.
LINK
there are multiple companies that will monitor. Credit Karma is damn good and it's free..
This post was edited on 5/21/21 at 12:04 pm
1
Posted on 5/21/21 at 12:06 pm to Newrow
Top pic is from slums of Beverly Hills.
Posted on 5/21/21 at 12:11 pm to Tempratt
OP, she can also put herself on a State Police list where she gets arrested if she enters a casino. Karen Carter Peterson did it. That would also be a prerequisite to any reconciliation if I were you.
Posted on 5/21/21 at 12:12 pm to boosiebadazz
quote:
OP, she can also put herself on a State Police list where she gets arrested if she enters a casino.
Wow... Never heard of this.
Posted on 5/21/21 at 12:15 pm to JDPndahizzy
Posted on 5/21/21 at 12:17 pm to Nguyener
quote:
Gambling? She stole 5 figures from you to gamble with despite having her own job and her own money and your response is to just pay it and do nothing?
She’s an addict. And if you enable her she will destroy your life. All addicts do that. Every single one of them. And after a certain point they are all sociopaths who will prey upon their closest relationships to feed their addiction. She’s at that point. You should seriously talk to an addiction counselor and have them explain that to you.
Get your children the hell away from her and press criminal charges. Immediately. She will not stop on her own, if ever, and this will snowball out of control rapidly.
This. Gambling and probably substance abuse.
If you actually want to help her, you let her suffer the consequences of her actions. If you keep her from the consequences you are an enabler.
Posted on 5/21/21 at 12:20 pm to GreenRockTiger
quote:
Yes - but if she does a good job at work and doesn’t have access to credit cards/money at work then there’s really no reason to fire her
But that’s totally up to the employer anyway, in some states it wouldn’t be legal to fire her anyway
You would be ok with someone who stole somewhere over $15K from their own daughter working for you? I'm going to go out on a limb and guess you don't own a business
Posted on 5/21/21 at 12:24 pm to Newrow
quote:
people make mistakes
That's not a fricking mistake. A mistake is oversleeping, missing a stop sign, etc. Your MIL is a thieving count, and your wife is correct in wanting nothing to do with her.
Posted on 5/21/21 at 12:24 pm to RT1941
quote:
quote: ou need to work with MIL and credit card company to have her assume the debt and your wife clear of it. Credit card company can then get civil judgment against MIL and garnish her wages. Keeps her out of criminal prosecution and danger of losing her job. This ^^ is not difficult. MAKE her assume the debt or get law enforcement involved.
This isn’t going to work. If the debt burden is shifted it won’t be on at the MIL’s request. CC will gladly clear the debt, but in return the wife will be required to file a police report. It’s pretty apparent the OP isn’t interested in that approach.
Posted on 5/21/21 at 12:25 pm to shel311
quote:
This guy just got done saying she has a good job. She can damn well pay off the debt.
quote:If OP is being honest, the MIL has a lucrative job and she easily brings in close to $200,000/yr in salary. She should've already been made to assume the $20,000 debt she ran up in her daughter's name. Who says she has to pay it in full?
If she has a gambling problem so deep that she committed a felony to run up nearly $20k of debt on a credit card in her own daughter's name, what in the world makes you think she has money saved up?
She can take her entire life to pay that shite off with compounding interest - in her name. But by God she should be forced to clear her daughter.
Posted on 5/21/21 at 12:25 pm to Oilfieldbiology
quote:
What the hell?
Yeah it tanked my wife’s credit for a year or two but she was back in the 700’s pretty quick. and all the debt was settled. We waited to do it until we had moved here from Charlotte and didn’t need to use credit because of the new vehicles and house.
It sucks that they wouldn’t work with us until we fell way behind on payments. I think all and all my wife was paying $1,000 to $1,200 a month just to pay the minimums and wasn’t making a dent on the principal. After about 8 years of her doing this before we got married and after we got married I told don’t pay another penny.
In 15 years I’ve only met my MIL once.
Posted on 5/21/21 at 12:25 pm to 14&Counting
quote:
This guy just got done saying she has a good job. She can damn well pay off the debt.
I suspect this isn't her only debt. Why would she open an account in her daughter's name? Probably because she owes on her own already and can get no more credit. I'm curious as to her current financial status.
Posted on 5/21/21 at 12:26 pm to Newrow
quote:
It’s in the upper teen thousands.
Looks like the MIL better be finding a second job, standing on the street corner or whatever it takes. I think your wife has the right idea. If it was my MIL I damn sure wouldn’t be helping her out of the jam it would be pay it off or go to jail that shite is just wrong on so many levels…
Posted on 5/21/21 at 12:27 pm to Newrow
I cba to read this entire thread, but has MIL's vice (gambling, drugs, beanie babies) been outed yet? Because there's definitely a vice.
Posted on 5/21/21 at 12:28 pm to Joshjrn
quote:
has MIL's vice (gambling, drugs, beanie babies) been outed yet?
Gambling.
Posted on 5/21/21 at 12:30 pm to Roll Tide Ravens
quote:
Gambling.
If OP pays off this debt, he's an absolute fricking moron.
Seriously OP, don't do it.
Posted on 5/21/21 at 12:39 pm to Newrow
quote:
She has a great job as a nurse anesthetist.
Now wait a damn minute. I'm thinking she's like retired and on only social security or something. Nurse anesthetist makes like $150k+ per year. Something isn't adding up here
Posted on 5/21/21 at 12:42 pm to GreenRockTiger
I knew a nurse anesthetist in MN who made $200 per hour being at home on call doing whatever she wanted at home and even more when at the hospital.
She should be made to pay for it.
She should be made to pay for it.
Posted on 5/21/21 at 12:42 pm to Sterling Archer
quote:
Nurse anesthetist makes like $150k+ per year. Something isn't adding up here
She blows it all on gambling. Duh.
Guarantee you she’s got a mountain of debt and not a penny to her name.
Posted on 5/21/21 at 12:42 pm to Sterling Archer
quote:
Something isn't adding up here
Gamblers spend all the money, regardless of quantity.
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