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Message
re: Lemonade Insurance to cut car rates up to 50% if you drive a Tesla
Posted on 1/21/26 at 2:46 pm to notsince98
Posted on 1/21/26 at 2:46 pm to notsince98
quote:
sounds odd. Every other insurer out there is raising rates on tesla vehicles. They have the highest death rate of any manufacturer out there right now.
As I have posted several times in these threads, Tesla has had over 7B fsd miles and the data to back it up. The deaths in a lot of those cases were from idiots that did things to intentionally screw with the fsd safety features. Also, because they were too stupid to know that the vehicle had a manual exit handle.
According to the Tesla safety stats, the fsd cars are over 12x safer than a human driver.
1
Posted on 1/21/26 at 2:51 pm to Oates Mustache
I’ve had a ton of quality control issues with my model X, (in the shop a ton), but I still have it because I use the full self driving so much and I’ve gotten very used to it. It is way safer than me driving.
This post was edited on 1/21/26 at 2:52 pm
Posted on 1/21/26 at 3:02 pm to MrLSU
I think Elon/Tesla will start their own insurance company soon. FSD is absolutely amazing. I will take it over people driving on their own anyday.
Posted on 1/21/26 at 3:04 pm to TimeOutdoors
I haven't been using FSD as much because sometimes it drives super slow. How are yall dealing with tailgaters?
Posted on 1/21/26 at 3:07 pm to MrLSU
Wonder if Fruit Punch will reduce rates on my Cutless Supreme
Posted on 1/21/26 at 3:07 pm to TimeOutdoors
quote:
I think Elon/Tesla will start their own insurance company soon. FSD is absolutely amazing. I will take it over people driving on their own anyday.
There is already Tesla insurance company and they have been raising rates, not just inflation raises.
Posted on 1/21/26 at 3:13 pm to notsince98
quote:
There is already Tesla insurance company and they have been raising rates, not just inflation raises.
You think all tesla owners use FSD?
Posted on 1/21/26 at 3:16 pm to Shexter
I only know them because their stock is fun to trade. Never seen them in the wild with any actual insurance.
Posted on 1/21/26 at 4:42 pm to GCTigahs
quote:
was betting that Elon owned Lemonade Insurance.
Tesla has their own insurance company, but it ain’t doing well.
Turns out, not even Elon can navigate the bullshite of insurance.
This post was edited on 1/21/26 at 4:45 pm
Posted on 1/21/26 at 4:54 pm to notsince98
quote:Umm what?
sounds odd. Every other insurer out there is raising rates on tesla vehicles. They have the highest death rate of any manufacturer out there right now.
Posted on 1/21/26 at 4:58 pm to Dadren
quote:
Once cars are mostly autonomous, You’ll have predictable cars assessing other predictable cars’ behavior and they will almost never hit each other.
Until one goes rogue or out AI's the others and starts wrecking into crap.
Posted on 1/21/26 at 4:58 pm to notsince98
Neither of your links stated what you claim of "They have the highest death rate of any manufacturer out there right now."
Everyone knows Tesla insurance is rising fast and that can be attributed to the cost of repairs. It is not rising because they have the highest death rate. They are however the safest vehicles on the road and exponentially safer when FSD is engaged
Everyone knows Tesla insurance is rising fast and that can be attributed to the cost of repairs. It is not rising because they have the highest death rate. They are however the safest vehicles on the road and exponentially safer when FSD is engaged
Posted on 1/21/26 at 8:35 pm to 6R12
quote:
that's just a dumb statement.
Why is it dumb? Some rebuttal would be useful otherwise you are just spamming the thread.
Posted on 1/22/26 at 7:17 am to notsince98
quote:
Every other insurer out there is raising rates on tesla vehicles. They have the highest death rate of any manufacturer out there right now.
Its pretty early to have already read the absolute dumbest post on the internet. I may take the rest of the day off
Posted on 1/22/26 at 7:29 am to Giantkiller
quote:
My Tesla is on FSD at almost all times
My model 3 swerved and avoided an accident in manual driving mode.
We were both merging into the same lane and the work truck was coming up fast from behind, apparently about to miss his exit.
Having not even traded paint with another car since my teenage years, I would say the technology is remarkable.
Posted on 1/22/26 at 9:42 am to MrLSU
Good luck getting paid out when someone hits you and doesn’t have insurance.
Posted on 1/22/26 at 9:54 am to MrLSU
My wife exclusively lets her Tesla drive for her on FSD and you should all thank me for that
Posted on 1/22/26 at 10:35 am to supadave3
quote:
What happens when my self driving car hits your self driving car? Can they scan both cars computers, see which one made the error and assign responsibility off of that?
This situation will be so rare, it will basically become irrelevant.
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