re: Just got my letter from Blue Cross

Yeah ACA didn't fix the one that is wrong....insurance companies and pharmaceuticals control all the shite

quote:

---

I feel like I am the only person I know that health ins went down. My company switched from blue cross blue shield to united. My premium went down $35 per month, deductible stayed the same at 4,000 and my out of pocket max went from 13,100 to $7200. This is for a me and one child plan, high desuctible plan. I pay $148 per paycheck. Guess I should feel lucky after hearing all of these crazy rates.

---

You're on a group plan through employer then right? The major increases are for individual and family plans that have to be bought through the Obamacare marketplace for anyone who doesn't have insurance through their job. Haven't gotten mine yet to see how much its going up

My blue Cross Blue Shield is going up nine dollars per month for the entire family.

National universal healthcare now

quote:

---

Jo Blow, how much do you pay out of pocket every month for your health insurance?

---

I bet he's a former "public servant" living off gubment insurance and a pension

quote:

---

How did they do that? Democrats had a super majority when they passed the ACA. They chose not to pass the public option.

---

Devil's advocate here because I'm no Democrat and hate my premium as much as the next guy but Ted Cruz and company held it hostage by prolonging the government shutdown when they had to pass one of a few emergency spending bills. Blocking the emergency spending bill had nothing to do with the money, it was to get what they wanted out of the ACA. That's my understanding from what I remember but I could be wrong and it's been a while but to pretend the Act is wholly intact because they had super majority isn't being entirely truthful.

quote:

---

My premiums are going to increase by over 100%!! Anybody else been informed yet? I thought Louisiana was only going up about 17%.

---

The Affordable Care Act was nothing more than a huge transference of wealth. It is amazing that a benefit which was previously provided by employers on a voluntary basis has now been placed under governmental control, forcing certain employers to provide the benefits or be fined, while telling them how the benefits are to be paid, how much they must pay, what is covered and deciding which of their employees lifestyles are to be subsidized by other employees.

In addition we were also being forced to subsidize health insurers through reimbursement corridors and subsidies when they were required to discard actuarial prognostications to assume any all risks with the knowledge that if their profits dropped accordingly the taxpayers would make up the difference. Now the courts have finally reigned in this assault on our constitution by this administration by ruling these subsidies can only be paid when authorized by Congress. Congress has refused to allocate the funding and the carriers have elected to abandon this sinking vessel.

Yes, the " uninsured rate " may have dropped . Much of this is due to the mandate to purchase ( the first time in the history of this country the populace is forced to purchase a product just for existing) and those who would have been eligible for Medicaid even without the Affordable Care Act. Yet, the new insureds really are no better off as they must absorb large deductibles and co-payments to access their coverage. This is prohibitive for many. When the Democrats were passing the ACA we were told, depending on the audience that there were 30,000,000 to 50,000,000 uninsured people in the country who would benefit from passing the ACA. Lets split it and call it 40 million uninsured. If those numbers were true then there should have been a stampede to sign up for coverage last year and this year.

The Health and Human Services claims the number of signups this year is 12.8 million Remember, though we were not told the truth about 2014 signups and it was eventually uncovered and finally admitted by the administration that they had lied and the number of signups was actually 6.3 million and not the 8.7 million they touted until they were exposed. There was no confirmation of how many of the current 12.8 million were previously insured and lost their coverage due to the ACA. In reality there may have been only 5 million newly insured.. Now we learn that 1.7 million have dropped coverage and the year is only half over.. The total is now down to 11 million if we can believe the administration's numbers. The total may be well below 10 million by the end of the year.

My premiums have increased 64% since 2013 with higher deductibles and co-payments while I am also forced to subsidize the insurance of others. The president claimed premiums would be reduced $2,500 per family by the Affordable Care Act. The president knew this was not true and deliberately lied to the American people to push for the passage of the act.

The Democrats can be proud of themselves. They gave Obama his signature accomplishment and now the Democrats own it. It has already cost them the Congress and it may yet be a significant factor in costing them the Presidency.

It would have been better for Congress to have allocated an assigned risk pool of funds to assist those who were shut out of the standard insurance markets by pre-existing conditions instead of this giant exercise in absurdity and lunacy. The Democrats had to resort to unconstitutional deception and bribery of reluctant Congresspersons from Nebraska, Louisiana and Michigan to get the law passed. We were lied to again and again and again by this administration.

Jonathan Gruber, one of the plan's major architects confirmed the level of deceit by the Democrats. Hard working tax paying citizens are being forced to subsidize health care for others, meanwhile many have lost their own coverage and are being forced to purchase insurance with higher premiums and higher deductibles and copayments. Despite Obama's claim it would reduce premiums an average of $2,500.00 per family this year's true numbers of participants will continue to drop, primarily due to the cost. A recent report stated more and more Obamacare recipients cancelled their policies even after being afforded great leniency by the very liberal rules set by this administration.

So we had to totally disrupt health coverage that many were happy with, had to endure a total revision of the healthcare system all for less than 3% of the population of this country. This continues to prove how incompetent this administration is and so ill prepared to govern. This is yet another example of how liberals operate. They will take what they can get at first. Then having gotten their foot in the door they return to press for the rest at a later date in the guise of fairness. Then anyone who objects is waging a war on those beneficiaries, a meme which their media minions is always willing to trumpet. Look no further than this current push for single payer option and the recent movement in California to cover illegal immigrants.

The Democrat Congress and President Obama passed a defective bill and will continue to pay the price for it. The Democrat Congress had to assure Obama got his signature accomplishment. You Democrats now own it lock, stock and barrel

You have a year

I categorically agree with you.
Healthcare coats are just simply too high.

And it's those in that industry who are killing it.
Why do pharmaceutical sales reps need to make 6 digits? I know medical device sales reps making quarter mill a year. On and on.

quote:

---

Topwater Trout

---

No, everything stayed the same, outside of my premium going up minimally.