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re: Is This A Realistic Budget For Someone Living Off Of $2060 A Month
Posted on 8/9/18 at 7:51 pm to OweO
Posted on 8/9/18 at 7:51 pm to OweO
quote:
and it makes you look even dumber.
Said by the guy that posts the most idiotic things on this site. By hey, at least your last two posts weren't giant walls of text. So you're at least making some progress.
1
Posted on 8/9/18 at 8:02 pm to LNCHBOX
Upvote.
To be fair, it's not like I could get any worse.
quote:
So you're at least making some progress.
To be fair, it's not like I could get any worse.
Posted on 8/9/18 at 8:03 pm to OweO
Anyone competent enough to make a budget and live by it wouldnt be making just minimum wage for very long
Posted on 8/9/18 at 8:03 pm to OweO
I always give credit where it's due.
Posted on 8/9/18 at 8:04 pm to OweO
quote:
But $20 for health insurance?
I fricking wish.
Posted on 8/9/18 at 8:04 pm to LNCHBOX
And I appreciate it.
Posted on 8/9/18 at 8:15 pm to StringedInstruments
quote:But, that 1200 will be a perfect emergency fund...hit a curb and need to buy a tire (cash) or got a big event and need a new suit (cash). Its smart. If he's saving a hundred monthly at that income level, he won't be a min wage very long.
Maybe the Money Talk guys would scoff, but I’m probably not thinking savings if I’m stuck in a minimum wage job. $1200/year won’t save you from homelessness if you’re so low skilled that you’re only worth 7.25/hour.
Posted on 8/9/18 at 8:27 pm to OweO
Who the frick has a $90 electric bill?? Mine was $400 last month 
Posted on 8/11/18 at 12:57 am to OweO
Posted on 8/11/18 at 1:17 am to OweO
quote:
Not sure if this was really put together by McDonalds and Visa,
if someone on FB said it was, then it definitely was.
Posted on 8/11/18 at 8:08 am to OweO
They left the main part off, all of their employees are being supported by the Government.
Mortgage $600.00 Government Subsidized Housing
Uncle Sam Pays the other $600,00
Health Insurance - none, they just go to the ER for everything then don't pay the bill.
Phone - Obama gots that tree fity
EBT card for food
Living large on 20K a year
Mortgage $600.00 Government Subsidized Housing
Uncle Sam Pays the other $600,00
Health Insurance - none, they just go to the ER for everything then don't pay the bill.
Phone - Obama gots that tree fity
EBT card for food
Living large on 20K a year
Posted on 8/11/18 at 8:12 am to OweO
$20 health insurance. I wish I had $200 health insurance.
Posted on 8/11/18 at 9:02 am to OweO
By my calculation, you’d have to work 73 hours per week to net $2060 at $7/hr minimum wage.
Posted on 8/11/18 at 11:38 am to PrivatePublic
quote:
Edit: just noticed no food budget. frick this thing entirely.
Yes there is.
They follow a model I do as well.
Income minus fixed expenses/savings gives you a number.
Then you work out how much you have per day.
It rolls over, so a sacrifice one day directly associates to a splurge on another. All of the non budgeted items, food, clothes, etc fall under 27 dollars a day of free expenses.
Posted on 8/11/18 at 12:29 pm to Eli Goldfinger
quote:
By my calculation, you’d have to work 73 hours per week to net $2060 at $7/hr minimum wage.
which doesn't really happen bc most people don't have all those hours available to work... they'd work more if they could
Posted on 8/11/18 at 1:04 pm to OweO
All I know is that when I made 50k back in the day I only took home like 2,750 a month,
Posted on 8/11/18 at 4:45 pm to TDcline
quote:
Where did they factor in the extra $... in the free healthcare,
$2060 X 12 = $24,720.
If it is just an individual, with no kids, you are only allowed to make $16,040 per year. A couple, with no kids can't make more than $21,599.
Household Size* Maximum Income Level (Per Year)
1 $16,040
2 $21,599
3 $27,159
4 $32,718
5 $38,277
6 $43,837
7 $49,396
8 $54,956
https://www.benefits.gov/benefits/benefit-details/1270
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