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re: Is This A Realistic Budget For Someone Living Off Of $2060 A Month

Posted on 8/8/18 at 4:00 pm to
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/8/18 at 4:00 pm to
quote:


If you make $2k a month it’s probably free


It would be.
Posted by CptRusty
Basket of Deplorables
Member since Aug 2011
11740 posts
Posted on 8/8/18 at 4:00 pm to
quote:

Desirable areas to live that would enable you to bike wherever you need to go tend to be more expensive.




Who said anything about desireable?

I said you should be able to bike wherever you need to go, read: Grocery store and Work.
Posted by Zappas Stache
Utility Muffin Research Kitchen
Member since Apr 2009
43536 posts
Posted on 8/8/18 at 4:00 pm to
quote:

I see commercials to lease stuff like new nissan sentras for $150.


With about $4k due at signing....so more like $250/mo.
Posted by ItNeverRains
Offugeaux
Member since Oct 2007
28166 posts
Posted on 8/8/18 at 4:03 pm to
Costco/Sams starts retail employees at $14/hr. ALDI around 12, Trader Joes 13.50, Nordstron, Nike, Home Depot & Lowes around 12. You can easily make $400-$500/week as Lyft/Uber driver.

Assuming 35/hr work week at Costco and 2-3 days week plus one weekend shift as Lyft/Uber I could easily pull 3500-4000/mo.

Is it ideal? Of course not. But if you only make 2060/mo its likely by choice, not by limited options to make more
Posted by Paul B Ammer
The Mecca of Tuscaloosa
Member since Jul 2017
2423 posts
Posted on 8/8/18 at 4:03 pm to
No money for condoms?
Posted by CptRusty
Basket of Deplorables
Member since Aug 2011
11740 posts
Posted on 8/8/18 at 4:04 pm to
quote:

You can easily make $400-$500/week as Lyft/Uber driver.


Very good point. That car note makes a lot more sense if you get your Uber on.
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/8/18 at 4:06 pm to
No one is working 70 hours per week at minimum wage. That's just a fact.

Hell, I worked retail sales jobs throughout college and I was never paid minimum wage. It's mostly a myth.
Posted by rowbear1922
Houston, TX
Member since Oct 2008
15825 posts
Posted on 8/8/18 at 4:06 pm to
quote:

You can easily make $400-$500/week as Lyft/Uber driver.


Very good point. That car note makes a lot more sense if you get your Uber on


I don't have a clue but I would think you can make more as a Waitr driver than an Uber driver only because of a higher ticket price. Also, you don't have to have strangers in your car.
Posted by Tiger Prawn
Member since Dec 2016
26325 posts
Posted on 8/8/18 at 4:07 pm to
Where's the child support payments for the 4 kids with 3 different baby mamas?
Posted by LNCHBOX
70448
Member since Jun 2009
89386 posts
Posted on 8/8/18 at 4:08 pm to
quote:

Very good point. That car note makes a lot more sense if you get your Uber on.



You can "lease" a car from Uber/Lyft for around $200 a week, but that includes insurance/maintenance and if you drive enough you can get discounts on it. Also there are no mileage limits, so you can use it as a personal vehicle too. You could make way more than the numbers in the OP doing Uber/Lyft 40 hours a week, even factoring in the weekly rental cost.
Posted by CptRusty
Basket of Deplorables
Member since Aug 2011
11740 posts
Posted on 8/8/18 at 4:08 pm to
Why not both?

Uber/Lyft during the day, Waitr during peak lunch/dinner hours.

I'm equally clueless, but I'm sure there's a way to optimize it.
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
39236 posts
Posted on 8/8/18 at 4:08 pm to
Not for someone who makes shitty financial and life decisions
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
59322 posts
Posted on 8/8/18 at 4:12 pm to
No, it's not realistic IMO.

I don't think you can find a decent apartment for $600 per month. Cable/phone will be much higher, granted cable is not a necessity. I know health insurance is much more than $20 per month if not employee sponsored.
Posted by rowbear1922
Houston, TX
Member since Oct 2008
15825 posts
Posted on 8/8/18 at 4:12 pm to
quote:

Why not both?

Uber/Lyft during the day, Waitr during peak lunch/dinner hours.

I'm equally clueless, but I'm sure there's a way to optimize it.


Although I take uber all the time, I would not feel comfortable having complete strangers in my truck...especially after some of the stories I have heard.
Posted by 03GeeTee
Oklahomastan
Member since Oct 2010
3426 posts
Posted on 8/8/18 at 4:14 pm to
If they’re that poor they probably qualify for a huge subsidy on the ObamaCare exchange. So in reality they’d probably be paying $20 or less per month for health insurance. Also, I have full coverage on a 2016 F-150 and my auto insurance is only $103/ month.

Not saying that it’s a completely realistic list for many other reasons though.
Posted by LNCHBOX
70448
Member since Jun 2009
89386 posts
Posted on 8/8/18 at 4:14 pm to
quote:

Although I take uber all the time, I would not feel comfortable having complete strangers in my truck...especially after some of the stories I have heard.



I've done almost 2000 rides in NOLA, mostly late night downtown. Maybe 20 trips have been anything less than perfect.

Posted by CptRusty
Basket of Deplorables
Member since Aug 2011
11740 posts
Posted on 8/8/18 at 4:15 pm to
Fair enough, although I think this is an appropriate time for the old adage "beggars can't be choosers"
Posted by BigPerm30
Member since Aug 2011
32432 posts
Posted on 8/8/18 at 4:16 pm to
I can’t live off of that for a week.
Posted by rowbear1922
Houston, TX
Member since Oct 2008
15825 posts
Posted on 8/8/18 at 4:18 pm to
quote:

I've done almost 2000 rides in NOLA, mostly late night downtown. Maybe 20 trips have been anything less than perfect.


I'm sure the bad rides are few and far between but I still don't want puke, 2 dudes jerking each other in the back, attempting to have sex, etc in my vehicle.
Posted by LNCHBOX
70448
Member since Jun 2009
89386 posts
Posted on 8/8/18 at 4:19 pm to
quote:

I'm sure the bad rides are few and far between but I still don't want puke, 2 dudes jerking each other in the back, attempting to have sex, etc in my vehicle.



None of those has happened in my car
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