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re: Is This A Realistic Budget For Someone Living Off Of $2060 A Month
Posted on 8/8/18 at 3:42 pm to Commandeaux
Posted on 8/8/18 at 3:42 pm to Commandeaux
Naw. I see commercials to lease stuff like new nissan sentras for $150.
$150 car note is definitely realistic
$150 car note is definitely realistic
Posted on 8/8/18 at 3:43 pm to OweO
I take great issue with this...
$150/mo for a car payment? Did they finance a skate board?
$150/mo for a car payment? Did they finance a skate board?
Posted on 8/8/18 at 3:43 pm to OweO
Making minimum wage, you shouldn't have a car note.
Save your money until you can buy a cheap vehicle if you really need one (you probably don't).
Same for cable, cut that shite.
Save your money until you can buy a cheap vehicle if you really need one (you probably don't).
Same for cable, cut that shite.
Posted on 8/8/18 at 3:43 pm to OweO
I guess they expect you to work at McDonald's and steal food.
Posted on 8/8/18 at 3:44 pm to OweO
Several of those numbers don't look realistic. I also don't see food mentioned anywhere. Gas for the car. I guess that's covered under "spending money."
Posted on 8/8/18 at 3:44 pm to Commandeaux
quote:
For $150 a month, he/she must be going to the Credit Clown to get a '95 Neon.
If you make 24000 a year and have to have a car, it should cost under 10k and reliability is your chief concern.
I used to live on 13k s year.
My suv at the time was 2k
Posted on 8/8/18 at 3:45 pm to CptRusty
quote:
Making minimum wage, you shouldn't have a car note.
Save your money until you can buy a cheap vehicle if you really need one (you probably don't).
With a note that small, you're likely spending more than that on public transportation each month. At least in areas with shitty public transportation (ahem, Louisiana
Posted on 8/8/18 at 3:45 pm to Centinel
quote:
You sure that image isn't from 1998 instead of 2018?
For real. It looks like they filled it in with the numbers that they remembered from college 20 years ago.
Posted on 8/8/18 at 3:45 pm to Cosmo
quote:
Health insurance $20 lolllllzzzzzz
If you make $2k a month it’s probably free
Posted on 8/8/18 at 3:49 pm to NoHoTiger
quote:
$150/mo for a car payment?
After a quick google search, you can lease a 2017 Mazda3 for $159. That's the cheapest I found.
Posted on 8/8/18 at 3:50 pm to OweO
My food and drink budget is more than that.
Posted on 8/8/18 at 3:51 pm to LNCHBOX
quote:
With a note that small, you're likely spending more than that on public transportation each month. At least in areas with shitty public transportation (ahem, Louisiana )
I thought public transportation was free? Maybe I'm just an out of touch OT baller
But yes you bring up a good point. When you make so little money, choosing your location and workplace are very important. Ideally you would be able to bike anywhere you need to go.
Posted on 8/8/18 at 3:52 pm to CptRusty
quote:
I thought public transportation was free?
Sometimes. Usually not.
Posted on 8/8/18 at 3:52 pm to Cosmo
quote:
Health insurance $20 lolllllzzzzzz
That's the amount they pay for Obamacare. We pay the other $620.00
Posted on 8/8/18 at 3:53 pm to Peazey
Also, does not factor in taxes of any kind, and even assuming no taxes that's working a little over 70 hours a week.
Posted on 8/8/18 at 3:56 pm to OweO
This shite makes no sense. The budget is asinine, starting with the income.
Point out one person in this country working 70 hours a week between two jobs at $7.25 for both places.
Point out one person in this country working 70 hours a week between two jobs at $7.25 for both places.
This post was edited on 8/8/18 at 3:59 pm
Posted on 8/8/18 at 3:57 pm to CptRusty
Yes, you seem very out of touch with basic real life things. Desirable areas to live that would enable you to bike wherever you need to go tend to be more expensive.
This post was edited on 8/8/18 at 3:58 pm
Posted on 8/8/18 at 3:58 pm to slackster
I was going to point that out as well...if you have the work ethic to have two jobs and work 70 hours per week, there is basically zero chance you make minimum wage.
You might not make much, but I don't think $10-$12 / hour is out of reach for most reasonably hard working people.
You might not make much, but I don't think $10-$12 / hour is out of reach for most reasonably hard working people.
Posted on 8/8/18 at 3:58 pm to Peazey
quote:
Also, does not factor in taxes of any kind, and even assuming no taxes that's working a little over 70 hours a week.
Working backwards with FICA and federal taxes is roughly 75 hours per week for 52 weeks a year.
Not a single human does that in this country.
Posted on 8/8/18 at 3:59 pm to Cosmo
quote:
El Cid is still around $600 i think
I wouldn't live there
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