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re: Is This A Realistic Budget For Someone Living Off Of $2060 A Month

Posted on 8/8/18 at 7:05 pm to
Posted by Powerman
Member since Jan 2004
175646 posts
Posted on 8/8/18 at 7:05 pm to
quote:

Car + residence insurance $100 lollllzzzzzzz



If it's a cheap car and you have liability only coverage and a good driving record this is absolutely easy to do

Unless you live in some fricking shite hole like NOLA where the insurance rates are obscene
Posted by TheHarahanian
Actually not Harahan as of 6/2023
Member since May 2017
24346 posts
Posted on 8/8/18 at 7:41 pm to
Preventing yourself from freezing to death during the winter is more important than saving $100. Pay the gas bill and put the remainder in savings.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
72797 posts
Posted on 8/8/18 at 7:48 pm to
My insurance was like $50 a month back when I drove a $1500 beater.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122527 posts
Posted on 8/8/18 at 7:59 pm to
What did you say in all those post that you had to bitch out and delete them?
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 8/8/18 at 8:20 pm to
quote:

What did you say in all those post that you had to bitch out and delete them?


I didn’t bitch out you fricking freak. I misunderstood Lunchbox, I didn’t realize he was an Uber driver. I thought his comment wer referring to being a passenger.
Posted by LCA131
Home of the Fake Sig lines
Member since Feb 2008
77695 posts
Posted on 8/8/18 at 8:23 pm to
quote:

misunderstood Lunchbox, I didn’t realize he was an Uber driver. I thought his comment wer referring to being a passenger.




It was pretty clear to me.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 8/8/18 at 8:29 pm to
quote:


It was pretty clear to me.


probably because you read the thread from the beginning

I did not. I jumped in the middle
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
82374 posts
Posted on 8/8/18 at 9:28 pm to
quote:

I see no water bill in there either.


Included in the rent?

The car note looks funny. I would expect it to be higher or nonexistent. $150 is a weird amount.
Posted by Tiguar
Montana
Member since Mar 2012
33131 posts
Posted on 8/8/18 at 9:42 pm to
I pay about 120/month for car insurance on a v8 muscle car as an unmarried male with a $0 comprehensive deductible and $500 collision in AL.

It's more than doable.
This post was edited on 8/8/18 at 9:42 pm
Posted by shotcaller1
Member since Oct 2014
7501 posts
Posted on 8/8/18 at 10:31 pm to
I haven’t paid less than 1500 rent since I graduated. Lol at 600 rent.
Posted by tigahbruh
Louisiana
Member since Jun 2014
2864 posts
Posted on 8/9/18 at 3:12 pm to
If you're making min wage, you should be living with a roommate, your parents, or your spouse should also be working.
Posted by Byron Bojangles III
Member since Nov 2012
52792 posts
Posted on 8/9/18 at 3:14 pm to
quote:

100 buck car insurance? not in LA.
I pay $73 through state farm
Posted by athenslife101
Member since Feb 2013
20645 posts
Posted on 8/9/18 at 6:15 pm to
quote:

thought public transportation was free?


Public transportation most certainly is not free. At least in cities where it is worth a shite. I spend around 90$ a month on public transportation,

Good news is i just found out I can get that as tax deductible!
Posted by Pico de Gallo
Member since Aug 2016
1894 posts
Posted on 8/9/18 at 6:17 pm to
Who the frick is paying $100/month for car AND home insurance?
Posted by JamalSanders
On a boat
Member since Jul 2015
12229 posts
Posted on 8/9/18 at 6:54 pm to
quote:

remember when I first got my job my insurance was like $27 a week. Course that was a quarter century ago. Thankfully we’re on my wife’s insurance now because now the same (more or less) insurance is just shy of $500 a month here where I work.



I have fantastic insurance and still pay $50 a month for just me with emplokyer provided.
Posted by LNCHBOX
70448
Member since Jun 2009
89386 posts
Posted on 8/9/18 at 6:56 pm to
Obviously the person this budget is set up for is renting, so at most they have vehicle and renters insurance. Renters was next to nothing when I had it while in college, maybe $20. That leaves $80 for the vehicle, which is reasonable.
Posted by Crow Pie
Neuro ICU - Tulane Med Center
Member since Feb 2010
27942 posts
Posted on 8/9/18 at 7:05 pm to
$20 health insurance!!! What's the deductible $14,000K? Out of pocket max $36,000?

Better hope you dont get sick because you cant afford to go the doctor, hospital or pharmacy.
Posted by tss22h8
30.4 N 90.9 W
Member since Jan 2007
18793 posts
Posted on 8/9/18 at 7:09 pm to
$600 a month for rent? Where do these people live??
Posted by OweO
Plaquemine, La
Member since Sep 2009
122527 posts
Posted on 8/9/18 at 7:47 pm to
quote:

I don’t see food listed?


It's assumed the person will not be eating.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122527 posts
Posted on 8/9/18 at 7:49 pm to
quote:

probably because you read the thread from the beginning

I did not. I jumped in the middle



This is your problem, you chime in without knowing the whole story and it makes you look even dumber.
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