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re: Hurricane/Tropical Storm Idalia Discussion Thread
Posted on 8/28/23 at 7:48 am to Palmetto08
Posted on 8/28/23 at 7:48 am to Palmetto08
quote:
It's not the storm surge but all those oak trees and canopy roads in Tallahassee. Lots of downed trees and power loss if it comes near Tallahassee.
Yeah but from a dollar of damage and deaths standpoint wind is nothing compared to surge.
1
Posted on 8/28/23 at 7:50 am to udtiger
quote:
Don't like that M. Not one bit.
Excuse my ignorance but what “M” and what does that mean?
Posted on 8/28/23 at 7:52 am to baldona
quote:
Yeah but from a dollar of damage and deaths standpoint wind is nothing compared to surge.
Also, most surge losses are backed by FEMA up to a certain amount by the National Flood Insurance Program aka the federal government and US taxpayers, but wind damage isn’t. It is still a patch work of private companies and some state backed providers like Citzens in Louisiana.
That industry is teetering on the edge of insolvency to where they are drastically increasing rates making insurance unaffordable.
This post was edited on 8/28/23 at 7:57 am
Posted on 8/28/23 at 7:55 am to dukke v
quote:
I saw that. Has lots of water to work with.
Posted on 8/28/23 at 7:56 am to BottomlandBrew
Horseshoe beach is right near where landfall is projected. They are so fricked
Posted on 8/28/23 at 7:56 am to bbap
quote:
Major
Duh. I’m an idiot I knew that. Coffee hasn’t fully kicked in
Posted on 8/28/23 at 7:59 am to Sweep Da Leg
quote:
Excuse my ignorance but what “M” and what does that mean?
Might be bad
Posted on 8/28/23 at 8:00 am to rds dc
Over/ under on how many times
“Rapid Intensification “ is said on TWC
+200
“Rapid Intensification “ is said on TWC
+200
Posted on 8/28/23 at 8:01 am to CarolinaGamecock99
Lord, the surge would level that
Posted on 8/28/23 at 8:03 am to SippyCup
quote:
Tallahassee is far enough inland that they wouldn't have a storm surge issue
No but they’re close enough that if it’s a major at landfall they’ll still get a lot of hurricane level wind damage
Posted on 8/28/23 at 8:07 am to Tarps99
quote:
That industry is teetering on the edge of insolvency to where they are drastically increasing rates making insurance unaffordable.
I fear in the next decade you won’t be able to get insurance on the coast and it’ll only be the Uber wealthy who can afford to replace a beach house and big corporations with high rises. Local residents will be pushed out and create a major problem for staffing all the hotels and tourism jobs
Posted on 8/28/23 at 8:12 am to Tarps99
quote:
Also, most surge losses are backed by FEMA up to a certain amount by the National Flood Insurance Program aka the federal government and US taxpayers, but wind damage isn’t.
How do you figure that?
Posted on 8/28/23 at 8:14 am to deltaland
quote:
Local residents will be pushed out and create a major problem for staffing all the hotels and tourism jobs
This is already happening in three places I know of: Jackson Wy, Duck, NC and Charleston, SC.
Rich Cali folks are buying up property in Jackson, NY/Jersey types are buying up property in the outerbanks all the way down to Charleston.
This post was edited on 8/28/23 at 8:15 am
Posted on 8/28/23 at 8:17 am to CarolinaGamecock99
quote:
Horseshoe beach
The next Mexico Beach. Paradise—right up until it isn’t!
Posted on 8/28/23 at 8:17 am to deltaland
quote:
Local residents will be pushed out and create a major problem for staffing all the hotels and tourism jobs
Welcome to ski country currently.
Posted on 8/28/23 at 8:17 am to crimsonsaint
quote:
How do you figure that?
Because wind damage is handled by private insurance.
Posted on 8/28/23 at 8:21 am to CarolinaGamecock99
quote:
Horseshoe beach is right near where landfall is projected. They are so fricked
I'm sure Reed Timmer is already on his way there.
Posted on 8/28/23 at 8:27 am to slackster
quote:
Because wind damage is handled by private insurance.
If it’s a declared event, FEMA Public Assistance will reimburse for any damages caused by the event. Regardless if it’s from storm surge, high winds, flash flooding, power surge, whatever.
Maybe Individual Assistance (homeowners) is different. I don’t know about that.
Posted on 8/28/23 at 8:27 am to deltaland
quote:
I fear in the next decade you won’t be able to get insurance on the coast
The insurance industry has to fundamentally change or it will happen. The insurance providers, adjusters, umpires, commissioners, etc have all played a part in its downfall.
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