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3
Posted on 10/6/24 at 5:01 pm to rds dc
quote:
but it might be too far south
A huge 4-5 pushing a ton of water on a northeast track with landfall just north of TB at high tide is pretty much the worst case scenario for them. Onshore flow will fill up the bay and the surge will bring it right into town. Tampastan gonna hafta relocate, USAA might go bankrupt.
Posted on 10/6/24 at 5:03 pm to RummelTiger
Probably one of epstein's rape islands
Or maybe that is where tupac has been living all these years
Or maybe that is where tupac has been living all these years
This post was edited on 10/6/24 at 5:04 pm
Posted on 10/6/24 at 5:04 pm to Hangit
We are still new to this storm deal and learning as we go. We have State Farm here in South Florida on our new home and have not made any insurance claims in over 25 years.
Could someone who has been through a claim process give us some kind of advice on what to do to prepare for the possibility of that. Other than bending over. My Meaning, What kind of pictures/videos should we be taking of our home and possesions and how detailed do we need to be with them? We are planning on doing that tomorrow as we have not since we moved in back in January. I have a box with copies of our important information, including our policy, as well as passports/ etc. I also have most of the recipts of our electronics and furniture as we pretty much moved here with a clean slate. We sold everything when we moved since we rented a furnished home for 2 years waiting for our build to be complete
Id appreciate any advice you could give that we could do ahead of time.
Thanks in advance.
Could someone who has been through a claim process give us some kind of advice on what to do to prepare for the possibility of that. Other than bending over. My Meaning, What kind of pictures/videos should we be taking of our home and possesions and how detailed do we need to be with them? We are planning on doing that tomorrow as we have not since we moved in back in January. I have a box with copies of our important information, including our policy, as well as passports/ etc. I also have most of the recipts of our electronics and furniture as we pretty much moved here with a clean slate. We sold everything when we moved since we rented a furnished home for 2 years waiting for our build to be complete
Id appreciate any advice you could give that we could do ahead of time.
Thanks in advance.
Posted on 10/6/24 at 5:05 pm to Duke
quote:
The note about it growing in size is important. Impacts will spread out and it brings more surge. Even if it does weaken b4 land.
I remember the night before Katrina hit, an ERC hit which weakened the storm but broadened the wind field, and we know what did to surge…
Posted on 10/6/24 at 5:08 pm to LanierSpots
Went through this after Ian demolished a bunch of our rentals. Not much you can do other than take pictures of anything valuable. Have the claims adjuster come out as soon as possible so you can start ripping out the drywall and prevent mold. Make sure to air out your place as soon as possible if it floods. If your roof is fricked, have some mexicans tarp it.
Also, don't pay someone to rip out your drywall. It is insanely easy with a sawzall
Also, don't pay someone to rip out your drywall. It is insanely easy with a sawzall
This post was edited on 10/6/24 at 5:13 pm
Posted on 10/6/24 at 5:09 pm to rds dc
18z gfs comes in near Homassas Springs it’s the most northern model
solution. I think the curry lies in the middle and Tampa area could be the landfall. Like you said the NHC track is too far south.
solution. I think the curry lies in the middle and Tampa area could be the landfall. Like you said the NHC track is too far south.
Posted on 10/6/24 at 5:09 pm to LanierSpots
quote:
What kind of pictures/videos should we be taking of our home and possesions and how detailed do we need to be with them? We are planning on doing that tomorrow as we have not since we moved in back in January. I have a box with copies of our important information, including our policy, as well as passports/ etc. I also have most of the recipts of our electronics and furniture as we pretty much moved here with a clean slate.
Document everything you have worth any value, from TVs to large furniture. Try to write down S/Ns, make and model, year purchased, etc. I would take a video of the house, pictures of the floor, including outside stuff.
If you are peeling out, I would recommend getting a few hours North and take as much as you can. Maybe get the hotel a day early and do a drive up with stuff and store it in your hotel, then load up again when you leave.
Posted on 10/6/24 at 5:10 pm to VABuckeye
quote:
$3M plus properties. Right off of Vanderbilt on the canals.
I care a lot more about someone's $250k properties than a $3m property.
$3m probably means your house could be turned into tookpicks and you'd still be OK. Destroyed 250k house might mean someone is going to live the rest of their life in an RV.
Posted on 10/6/24 at 5:11 pm to LanierSpots
Do a video inventory of each room, and also video the exterior of the house by walking around. Zoom in on the video all high value items. Talk your way through the video.., “this is a 55 inch tv, this is a custom built in” etc.
Take pictures of important documents and email them to yourself.
Hit the bank tomorrow and get sone cash… especially small bills.
Keep your gas tank on Full.
Take pictures of important documents and email them to yourself.
Hit the bank tomorrow and get sone cash… especially small bills.
Keep your gas tank on Full.
This post was edited on 10/6/24 at 5:13 pm
Posted on 10/6/24 at 5:12 pm to LanierSpots
quote:
Could someone who has been through a claim process give us some kind of advice on what to do to prepare for the possibility
I hear the car/golf cart batteries can catch fire after salt water exposure. Linseed oil on rags may catch fire also, if not allowed to”breath”. Be careful.
It always amazes me, that home catch fire after hurricanes. Seems unlikely, but it’s even happened to numerous police officers and firemen after Sandy…
Seriously though- good advice above. Also, if possible, consider an attorney to negotiate w them after the storms.
This post was edited on 10/6/24 at 5:14 pm
Posted on 10/6/24 at 5:19 pm to LanierSpots
quote:good luck, friend
We have State Farm
quote:the more detail the better, obviously, it helps that you seem to have a good handle on your possessions since the move
What kind of pictures/videos should we be taking of our home and possesions and how detailed do we need to be with them?
quote:i’d put these in a safe, secure place, perhaps even in a safety deposit box at your financial institution - and don’t forget your vehicles
I have a box with copies of our important information, including our policy, as well as passports/ etc. I also have most of the recipts of our electronics and furniture as we pretty much moved here with a clean slate.
i would be especially concerned about your business, make sure you keep all those records in a safe place as well
here’s hoping you and your neighbors don’t need any of these precautions
Posted on 10/6/24 at 5:22 pm to im4LSU
quote:
Nobody is creating and steering the hurricanes.
Posted on 10/6/24 at 5:22 pm to junior
quote:
I hear the car/golf cart batteries can catch fire after salt water exposure. Linseed oil on rags may catch fire also, if not allowed to”breath”. Be careful.
It always amazes me, that home catch fire after hurricanes. Seems unlikely, but it’s even happened to numerous police officers and firemen after Sandy…
Sounds like the homeowners insurance would retort, "SORRY, THIS IS A FLOOD CLAIM!"
Posted on 10/6/24 at 5:26 pm to LanierSpots
quote:
Id appreciate any advice
If roof is damaged, tarp as soon as possible but take pics before tarping and after. If you hire someone to tarp it because it is too dangerous or difficult to do it yourself, get a receipt. Cost may be somewhat exorbitant but as long as it is not totally unreasonable adjuster will cover cost for limiting additional damage.
Some roofing companies may offer to tarp it with an offer to also repair it once they can acquire materials. Be careful that it is a reputable company that really can fix your roof if you decide to do that. Or you can tell them you will get your own roofers.
Act quickly on (1) contacting your insurance company about a claim (as soon as you know you have damage just to get your claim in their system so that they assign an adjuster quickly; you can always get back with them with more details later) and (2) trying to find a roofing etc. contractor for repairs. Both those lists fill up quickly.
Good luck and I hope you have minimal damage,
Posted on 10/6/24 at 5:31 pm to LegendInMyMind
Easy big fella…
Posted on 10/6/24 at 5:33 pm to NorthEndZone
GFS - Thursday 8 AM EDT / 7 AM CDT - 959 mb
This post was edited on 10/6/24 at 5:35 pm
Posted on 10/6/24 at 5:36 pm to NorthEndZone
quote:look for a roofing company thats been doing business in the area for years, stay away from gypsy roofers if possible
If roof is damaged, tarp as soon as possible but take pics before tarping and after. If you hire someone to tarp it because it is too dangerous or difficult to do it yourself, get a receipt. Cost may be somewhat exorbitant but as long as it is not totally unreasonable adjuster will cover cost for limiting additional damage.
quote:also look into a law office that handles insurance claims when State Farm inevitably tries to lowball you
Act quickly on (1) contacting your insurance company about a claim (as soon as you know you have damage just to get your claim in their system so that they assign an adjuster quickly; you can always get back with them with more details later) and (2) trying to find a roofing etc. contractor for repairs. Both those lists fill up quickly.
Posted on 10/6/24 at 5:44 pm to dukke v
quote:
Easy big fella…
Listen, I've seen enough of the crackpot shite to last a while. If someone wants to come in this thread and start with the government creating hurricanes shite, I reserve the right to tell them to frick off.
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