- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How much am I getting sued for with this much damage?
Posted on 1/20/24 at 6:06 pm to Meauxjeaux
Posted on 1/20/24 at 6:06 pm to Meauxjeaux
quote:
so insurance going up probably some fraudulent claims , raising rates, and dealing with a ticket all over that incredibly small amount of damage.
Try paying attention when driving
0
Posted on 1/20/24 at 6:09 pm to Meauxjeaux
I hit a car load of scrumbags about 15 years ago. Heavy traffic and couldn’t see and guy waves me out. White chick with 5 brothers in a 100 yr old Mazda 323 is coming and I hit it. Minor damage but they all go to the hospital in an ambulance. Two passengers had open warrants and were arrested on discharge at the hospital. They called my insurance agent the next day wanting a check. One dude called one of his buddies while in the gurney going into the bus and said I’m bout to get paid. I was like FML.
Insurance adjuster told me she would offer them $500 each to go away. All did but the driver. She got 20K.
My BIL is my agent. When they started calling his office he called me and asked who the frick did you hit? He said he had 10 people call his office claiming to be in the car and wanting a check.
Insurance adjuster told me she would offer them $500 each to go away. All did but the driver. She got 20K.
My BIL is my agent. When they started calling his office he called me and asked who the frick did you hit? He said he had 10 people call his office claiming to be in the car and wanting a check.
This post was edited on 1/20/24 at 6:15 pm
Posted on 1/20/24 at 6:10 pm to Meauxjeaux
A lady with 8 passengers in an older loooong Cadillac called cops when she started to pull through an intersection but hit the brakes and I tapped her bumper. All but 2 of the passengers left the scene and started walking off before the cops got there. No damage to speak of but her lawyer, James T. Cash, got her $4,500 for pain because of the accident report. This was in 1996.
Posted on 1/20/24 at 6:11 pm to Meauxjeaux
quote:
just a little freaked out about the quick calling of the police, and need for a police report
You're a tard, dude. You ALWAYS get a police report when possible. I ain't dealing with he-said-she-said bullshite when somebody starts trying to duck responsibility. More than happy to let somebody pay out-of-pocket to not hit their insurance but...
quote:
there’s barely more damage than a shopping cart running into a car in a lot.
I got news for you, you don't know shite. That's a MINIMUM $1,000 repair, and that's just to repaint it. If she's got parking sensors in that bumper that you damaged (which you can't tell from just looking at it), you can add several hundred dollars more. Fortunately for your family member, it doesn't appear to.
Sack up. Your family member hit her, not the other way around.
This post was edited on 1/20/24 at 6:19 pm
Posted on 1/20/24 at 6:20 pm to lsu for the win
quote:
Her lawyer will sue your insurance company up to your policy limits - and they will win. It's the game they all play these days. No fight on your behalf, they just roll over and take it.
Let’s say you’re rocking a $15,000 minimum liability policy. You rear end someone, no liability dispute. Plaintiff presents evidence that he’s got a $25,000 claim, but offers to accept your policy limits in exchange for releasing you from further liability. They’ll probably set a time limit for the insurance company to accept their offer.
Let’s say your insurer decides to “fight on your behalf” and deny the claim because you don’t think the guy you hit was really hurt. You go to trial, call the plaintiff a liar and accuse him of faking his symptoms to generate a bodily injury claim. The judge, elected with strong support from plaintiff attorneys, or the jurors, many of whom would otherwise be sitting at home watching their stories amid commercials about the evil insurance companies and how many hundreds of thousands of dollars all these people seem to get by just calling a lawyer after an accident, decides the guy you hit must have been hurt and awards him $50,000. After all, they’d hope a jury would be generous for their own claim when they get in their next accident.
So now you have a judgment against you for the excess portion, $35,000. Are you going to suck it up, be glad that your insurer “fought on your behalf” and cough up $35,000? No, you’re going to blame your insurance company for not settling the claim when they had the chance to protect you. Conveniently, Louisiana law allows you to assign whatever rights you might have against your own insurer for failing to settle the claim and protect you. The attorney for the plaintiff might come offer to release you in exchange for an assignment of your rights against your insurer. Of course, you’ll agree and that attorney will then file a new lawsuit against your insurer to try to collect that excess judgment by asserting your claim that they failed to act reasonably, settle the claim and protect you from that exposure.
All that to say, the insurer’s potential liability doesn’t end at their policy limits. They don’t get to just arbitrarily decide to “fight” for you. If that fight goes badly, they could end up having to pay the entire claim, not just their policy limits. The plaintiff attorneys are all angling to set this scenario up so they can ultimately collect amounts beyond the policy limits. Thus, it’s a game to balance investing enough money in plaintiff’s medical treatment to increase the value of the claim to force the insurer to settle, but not invest so much money that settling for the policy limits leaves too little for the plaintiff to recover after the attorney and the doctors get their cuts of the settlement.
Posted on 1/20/24 at 6:23 pm to Meauxjeaux
quote:
immediately called the cops.
Does her race rhyme with track?
Posted on 1/20/24 at 6:57 pm to Meauxjeaux
HUGE pucker up when her lawyer has your phone records pulled and they discover you were posting on TD when you hit her.
Posted on 1/20/24 at 7:18 pm to Jack Bauers HnK
quote:
Let’s say you’re rocking a $15,000 minimum liability policy. You rear end someone, no liability dispute. Plaintiff presents evidence that he’s got a $25,000 claim, but offers to accept your policy limits in exchange for releasing you from further liability. They’ll probably set a time limit for the insurance company to accept their offer. Let’s say your insurer decides to “fight on your behalf” and deny the claim because you don’t think the guy you hit was really hurt. You go to trial, call the plaintiff a liar and accuse him of faking his symptoms to generate a bodily injury claim. The judge, elected with strong support from plaintiff attorneys, or the jurors, many of whom would otherwise be sitting at home watching their stories amid commercials about the evil insurance companies and how many hundreds of thousands of dollars all these people seem to get by just calling a lawyer after an accident, decides the guy you hit must have been hurt and awards him $50,000. After all, they’d hope a jury would be generous for their own claim when they get in their next accident. So now you have a judgment against you for the excess portion, $35,000. Are you going to suck it up, be glad that your insurer “fought on your behalf” and cough up $35,000? No, you’re going to blame your insurance company for not settling the claim when they had the chance to protect you. Conveniently, Louisiana law allows you to assign whatever rights you might have against your own insurer for failing to settle the claim and protect you. The attorney for the plaintiff might come offer to release you in exchange for an assignment of your rights against your insurer. Of course, you’ll agree and that attorney will then file a new lawsuit against your insurer to try to collect that excess judgment by asserting your claim that they failed to act reasonably, settle the claim and protect you from that exposure. All that to say, the insurer’s potential liability doesn’t end at their policy limits. They don’t get to just arbitrarily decide to “fight” for you. If that fight goes badly, they could end up having to pay the entire claim, not just their policy limits. The plaintiff attorneys are all angling to set this scenario up so they can ultimately collect amounts beyond the policy limits. Thus, it’s a game to balance investing enough money in plaintiff’s medical treatment to increase the value of the claim to force the insurer to settle, but not invest so much money that settling for the policy limits leaves too little for the plaintiff to recover after the attorney and the doctors get their cuts of the settlement.
I hear all of this and have the sads.
Posted on 1/20/24 at 7:21 pm to Meauxjeaux
The driver will get any surgery or medical need they were putting off until now and blame it on this. You shouldn’t pay anything out of pocket though. I don’t do PI but that’s usually the case.
Posted on 1/20/24 at 7:23 pm to Meauxjeaux
Polishing compound will buff it right out
Posted on 1/20/24 at 7:59 pm to BobABooey
I for one don't trust cops. When I was living in Montgomery a drunk illegal was driving and he hit three parked cars. He then knocked a telephone pole down on our neighbor's brand new truck. He purchased the truck a week before the illegal damaged the truck. Three black females were chasing the drunk driver because the illegal side swiped their mom's parked car that was parked in their driveway. After the illegal knocked the pole down, he jumped out and ran to a house down the street. That house had a Hispanic family living in it.The cop comes and checks the license plate on the illegal's car. He also runs fifteen driver licenses that the illegal left on his front seat. Everything the cop checked in the illegal's car was bogus. My neighbor and the black girls tell the cop where the illegal is and they wanted him arrested. Cop claims that he can't arrest the illegal because he didn't see the drunk behind the wheel of the car he was driving. The cop threatened me because I made the statement that if the drunk driver was black he would knock the door down to arrest him. I started to ask a question but the cop told me to shut up. I was going to ask how in the hell do you investigate traffic accidents in Bama if you need to see the driver behind the wheel of the car.
Posted on 1/20/24 at 8:05 pm to Meauxjeaux
Wife got hit in the parking lot with a relatively new car she had. The depreciation impact on your vehicle is still the biggest driver.
Talking 15% drop in car value once you get work done on it. Immediately that vehicle value tanked.
Talking 15% drop in car value once you get work done on it. Immediately that vehicle value tanked.
This post was edited on 1/20/24 at 8:06 pm
Posted on 1/20/24 at 8:53 pm to Meauxjeaux
Yea Gordon about to put the wood on you bruh
Posted on 1/20/24 at 9:00 pm to Meauxjeaux
Blessed are the meek. And also the meek that drive Ferraris.
Posted on 1/20/24 at 9:07 pm to Meauxjeaux
Bro, that’s soft tissue injury. Prepare thy anal canal.
Posted on 1/20/24 at 9:13 pm to Meauxjeaux
quote:
Let’s say you’re rocking a $15,000 minimum liability policy. You rear end someone, no liability dispute. Plaintiff presents evidence that he’s got a $25,000 claim, but offers to accept your policy limits in exchange for releasing you from further liability. They’ll probably set a time limit for the insurance company to accept their offer. Let’s say your insurer decides to “fight on your behalf” and deny the claim because you don’t think the guy you hit was really hurt. You go to trial, call the plaintiff a liar and accuse him of faking his symptoms to generate a bodily injury claim. The judge, elected with strong support from plaintiff attorneys, or the jurors, many of whom would otherwise be sitting at home watching their stories amid commercials about the evil insurance companies and how many hundreds of thousands of dollars all these people seem to get by just calling a lawyer after an accident, decides the guy you hit must have been hurt and awards him $50,000. After all, they’d hope a jury would be generous for their own claim when they get in their next accident. So now you have a judgment against you for the excess portion, $35,000. Are you going to suck it up, be glad that your insurer “fought on your behalf” and cough up $35,000? No, you’re going to blame your insurance company for not settling the claim when they had the chance to protect you. Conveniently, Louisiana law allows you to assign whatever rights you might have against your own insurer for failing to settle the claim and protect you. The attorney for the plaintiff might come offer to release you in exchange for an assignment of your rights against your insurer. Of course, you’ll agree and that attorney will then file a new lawsuit against your insurer to try to collect that excess judgment by asserting your claim that they failed to act reasonably, settle the claim and protect you from that exposure. All that to say, the insurer’s potential liability doesn’t end at their policy limits. They don’t get to just arbitrarily decide to “fight” for you. If that fight goes badly, they could end up having to pay the entire claim, not just their policy limits. The plaintiff attorneys are all angling to set this scenario up so they can ultimately collect amounts beyond the policy limits. Thus, it’s a game to balance investing enough money in plaintiff’s medical treatment to increase the value of the claim to force the insurer to settle, but not invest so much money that settling for the policy limits leaves too little for the plaintiff to recover after the attorney and the doctors get their cuts of the settlement.
This guy gets it. I work for the insurance company. Specifically handle files with attorney representation. The deck is completely stacked against the insurance company and the entire system is a scam. Louisiana is a joke of a state run by the plaintiff attorneys
Posted on 1/20/24 at 9:33 pm to Meauxjeaux
If she left in an ambulance complaining of back and neck pain; it is a minimum $10k-$20k for Bryce Underwood, $10k-$20k for Gordon, and $10k-$20k for the lady. Your insurance rates will go up an appropriate amount for the next 10 years, so all costs are covered and the insurance company isn’t out anything.
Posted on 1/20/24 at 9:33 pm to Giantkiller
quote:
And also the meek that drive Ferraris.
Some might argue a Portofino isn't a real Ferrari.
Posted on 1/20/24 at 9:35 pm to Meauxjeaux
You have insurance? You have more than minimum limits? It's as if most of you have no idea how insurance works which explains alot.
Page 5 of 6
Popular
Back to top
Follow TigerDroppings for LSU Football News