re: How much am I getting sued for with this much damage?

quote:

---

Let’s say your insurer decides to “fight on your behalf” and deny the claim because you don’t think the guy you hit was really hurt. You go to trial, call the plaintiff a liar and accuse him of faking his symptoms to generate a bodily injury claim. The judge, elected with strong support from plaintiff attorneys, or the jurors, many of whom would otherwise be sitting at home watching their stories amid commercials about the evil insurance companies and how many hundreds of thousands of dollars all these people seem to get by just calling a lawyer after an accident, decides the guy you hit must have been hurt and awards him $50,000. After all, they’d hope a jury would be generous for their own claim when they get in their next accident.

---

the judge part is right.
but this woudln't go to a jury trial b/c it's not over $50k, which is why $50k is the max they'll ever ask for in these fender benders that have no damage, and the judge will allow them to sue for $50k every single time with no proof anyone was actually hurt. They aren't interested in suing the individual. That would be a bad look b/c plaintiff attorneys are the nice guys and the insurance companies are bad.

If your limits are $15k, that person is getting $15k (well they are getting like 25% of it as the lawyer and "chiropractor" will get the rest).
If your limits are $25k, that person is getting $25k with ease. nothign you can do about it.
If your limits are $50k or higher, that person is getting $50k with ease, nothing you can do about it and the insurance company won't fight it b/c they know the dickbag judge will always side with his buddy plantiff attorney.

They aren't asking for more than $50k b/c then they'll have to have an actual trial with a jury, and they would'nt want to risk jurors with a brain not letting pieces of shite get rewarded with $50k for something like this.
They did however want to move that jury trial from $50k to $100k recently, and you can see why they would want to do that, and now you see why are insurance in LA is so much higher than everyone else.