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re: How do you manage finances with your spouse?
Posted on 11/25/22 at 11:39 am to Thundercles
Posted on 11/25/22 at 11:39 am to Thundercles
I make the money. She makes a little money. She spends it, but she doesn't buy a whole lot.
I pay all the bills.
ETA: Her job is essentially break even (long drive to and from work) but it provides the health insurance.
I pay all the bills.
ETA: Her job is essentially break even (long drive to and from work) but it provides the health insurance.
This post was edited on 11/25/22 at 11:41 am
0
Posted on 11/25/22 at 11:39 am to Thundercles
one account, she spends, I reconcile
Posted on 11/25/22 at 11:39 am to Thundercles
Separate accounts. I pay the bills and manage everything.
Posted on 11/25/22 at 11:40 am to Thundercles
quote:Yep, we’re both reasonably responsible.
Complete free for all?
quote:If I want it I buy it. Investments we talk about, house we pretty much have to build, as we’re both incredibly picky about. Which is why I’ve designed every house we’ve ever built.
How do you decide on big purchases like houses / vehicles and how do decide on investments?
Posted on 11/25/22 at 11:40 am to Thundercles
quote:
How do you manage finances with your spouse?
I make it. She spends it.
Fin
Posted on 11/25/22 at 11:41 am to cuyahoga tiger
I worked with a guy once, he was single income bread earner. She gave him an allowance.
Posted on 11/25/22 at 11:41 am to Thundercles
Joint everything.
Posted on 11/25/22 at 11:42 am to Thundercles
Divorce largely
Posted on 11/25/22 at 11:42 am to Thundercles
Questions like these make me never want to share my finances/resources. Seems like asking for disaster that coulda been avoided
Posted on 11/25/22 at 11:48 am to Thundercles
We have discussions about spending. And then my wife runs up insane credit card bills. And I pay them off. And I get mad. And she makes excuses.
Then we make up, and restart the process.
Women are the devil.
Then we make up, and restart the process.
Women are the devil.
Posted on 11/25/22 at 11:50 am to CrystalPreserves
The key is finding a good earning woman with reasonable spending habits. My wife makes six figures but is frugal. I hit the jackpot 
This post was edited on 11/25/22 at 11:51 am
Posted on 11/25/22 at 11:50 am to 777Tiger
quote:
I pay for everything, her income(and mine,) is her play money
Sounds vaguely familiar
Posted on 11/25/22 at 11:51 am to Thundercles
Love and fear
Posted on 11/25/22 at 11:52 am to Thundercles
I have a good friend who is a BAW in every sense of the word. True salt of the earth give you the shirt on his back good ole boy. He works a pretty crappy hourly pay job which is the best he could aspire to and he loves it. Doesn't make shite.
His wife, God love her, loves him and is very successful. She makes their money, pays their bills and buys anything that needs buying.
She has him on an allowance, which he blows through pretty much as soon as he gets it every month, and then he struggles through the rest of the month until his next cash infusion. One time, right after I loaned him $20 for gas after he blew his allowance buying us beers in a bar, he said "someday I am going to get me one of those debit cards."
I legit don't think he understands how a debit card works.
His wife, God love her, loves him and is very successful. She makes their money, pays their bills and buys anything that needs buying.
She has him on an allowance, which he blows through pretty much as soon as he gets it every month, and then he struggles through the rest of the month until his next cash infusion. One time, right after I loaned him $20 for gas after he blew his allowance buying us beers in a bar, he said "someday I am going to get me one of those debit cards."
I legit don't think he understands how a debit card works.
Posted on 11/25/22 at 11:53 am to Thundercles
We have separate accounts.
I own a couple small businesses. She is a teacher.
I pay for everything….
Didn’t used to be like this, however.
I was once a bartender who was beginning a business. She was a teacher. She paid for everything.
It works for us, but prob not most.
I own a couple small businesses. She is a teacher.
I pay for everything….
Didn’t used to be like this, however.
I was once a bartender who was beginning a business. She was a teacher. She paid for everything.
It works for us, but prob not most.
Posted on 11/25/22 at 11:54 am to elprez00
We ensure we put money in both our 401ks, in our long term and short term savings accounts, and our vacation funds prior to the money hitting our joint account.
She pays the bills and I make all the investments decisions. Our only rule is don’t create Credit card debt and as long as we are saving the amount I feel like we need every check, we are good.
It works pretty well although I should have gotten us out of market sooner…
She pays the bills and I make all the investments decisions. Our only rule is don’t create Credit card debt and as long as we are saving the amount I feel like we need every check, we are good.
It works pretty well although I should have gotten us out of market sooner…
Posted on 11/25/22 at 11:54 am to jbgleason
quote:it’s probably better
I legit don't think he understands how a debit card works.
Posted on 11/25/22 at 11:55 am to Thundercles
We were both pretty established before the marriage. We have a joint account, some real estate, and assets together but we also have our own separate accounts. I have some real estate I owned before the marriage that is not community property and she still has a house in CA as well as Indonesia that is hers. Just really complicated crap when you get married in your 40s and already own stuff so we try to keep it as simple as we can.
Posted on 11/25/22 at 11:57 am to Thundercles
All money in shared accounts.
Talk to each other before any purchase.
I budget and record everything, but she knows how to do everything as well.
If you're a man who hoards the financial responsibility, you're setting your wife up for failure when you most likely die before her.
We are lucky in that we have the same goals. That's key.
Money has never been a point of contention in the 8 years we have been together.
Talk to each other before any purchase.
I budget and record everything, but she knows how to do everything as well.
If you're a man who hoards the financial responsibility, you're setting your wife up for failure when you most likely die before her.
We are lucky in that we have the same goals. That's key.
Money has never been a point of contention in the 8 years we have been together.
Posted on 11/25/22 at 11:58 am to Thundercles
Separate personal accounts. One joint acct to pay house bills from. Investments done separately.
House is paid for so that’s moot. Vehicles are bought by whoever wants one and that person pays for it.
House is paid for so that’s moot. Vehicles are bought by whoever wants one and that person pays for it.
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