Favorite team:LSU 
Location:Lurker since Aug 2003
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Number of Posts:13025
Registered on:10/29/2009
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re: Anyone here ever use “Give me the vin” - PhiTiger1764
I bet they offer you under $3k. ...
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re: Home Price to income ratio peaked in May - PhiTiger1764
[quote]I know the sentiment of the article is that 7x is too high but even 5x seems way too much.[/quote] I think it’s just a way to view the data . 5x is obviously way too high. But they are comparing median income to [i]average[/i] house price, so I’d expect it to still appear high even in a norm...
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re: Home Price to income ratio peaked in May - PhiTiger1764
[quote]What are all of those periodic steep drop offs throughout?[/quote] It looks like these drop offs are typically from Nov/Dec to Jan. So maybe seasonal adjustments due to low buyer interest during the holidays? Just guessing… ...
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Home Price to income ratio peaked in May - PhiTiger1764
[quote]Historically, an average house in the U.S. cost around 5 times the yearly household income. During the housing bubble of 2006 the ratio exceeded 7 - in other words, an average single family house in the United States cost more than 7 times the U.S. median annual household income. The Cas...
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re: What % of your income goes to Mortgage? - PhiTiger1764
[quote]Is 18% too much?[/quote] I don’t think so, but I would not consider going much above this, assuming you are talking about gross income. If you are talking about net income, you’re more than fine. ...
Posted on Money Talk
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re: Have new credit card with good credit limit…how to get cash? - PhiTiger1764
Buy $500 visa gift card with credit card for $5.95. Buy money order with VGC. Exchange money order for cash....
Posted on Money Talk
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re: Adjusted for inflation my 2016 truck was more expensive than the same 2022 example - PhiTiger1764
[quote]Adjusted for inflation my 2016 truck was more expensive than the same 2022 example[/quote] Well that’s new way to justify overpaying for a new truck. Haven’t seen that one yet. Kudos for the creativeness. ...
Posted on Money Talk
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re: Private auto sale with loan - How does it work? - PhiTiger1764
[quote]Let’s say you owe $10k. New personal loan for $10k Pay off car loan Get title Execute cash sale Pay off personal loan [/quote] This is the answer. And it would be relatively easy and cheap. You could do Lightstream or possibly even one of your credit cards may have some loan offers...
Posted on Money Talk
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re: Statistics on Baton Rouge Crime - PhiTiger1764
[quote]Like is it majority caucasians, Asians, Hispanics, or African Americans? [/quote] Bruh...
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re: Witness to LSU student’s death: “Still somewhat in shock realizing what happened” - PhiTiger1764
[quote]So two black guys in hoodies walk past you at a stopped train at 2am and shortly after you hear multiple gun shots close to you and you don't think anything of it? It doesn't cross your mind to maybe alert the police? [/quote] The guy said he used to live off government street and hear gun s...
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re: Witness to LSU student’s death: “Still somewhat in shock realizing what happened” - PhiTiger1764
[quote]The witness says all this & then hears gun shots but still didn't call the police until the morning. Just odd.[/quote] It’s really not. It only seems odd now, knowing the results of what happened. As he stated, he thought Allison’s vehicle was turning around just as he was to drive away. He ...
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re: Witness to LSU student’s death: “Still somewhat in shock realizing what happened” - PhiTiger1764
[quote]Are they saying they were going away from the train intersection and a full 10 minutes later they heard the gunshots? [/quote] No. They were stuck at the train too. Heading east. ...
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re: 21 year old LSU student shot and killed on Government Street in Baton Rouge last night - PhiTiger1764
[quote]Stop being melodramatic. This " society " or country was built upon human trafficking of millions & ethnic cleansing of millions and the extreme violence meted out to them . Ridiculous for people to whine about violence ruining a society proudly built upon violence.[/quote] Go frick yourself....
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re: 21 year old LSU student shot and killed on Government Street in Baton Rouge last night - PhiTiger1764
[quote]I know BR is a shitshow, but people are not just randomly getting gunned down just sitting in their car, while waiting for a train.[/quote] Well it appears now that yes, they fricking are....
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re: Huge chess world upset of grandmaster sparks wild claims of cheating - PhiTiger1764
Assuming he didn’t cheat, can someone explain in football or golf terms how big of an upset this was? ...
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re: Chitimacha Louisiana Open dropped - PhiTiger1764
Strange that the tournament made financial sense right up until this year. Unfortunate for Lafayette and Acadiana that their small markets were fine until this year where they are too small. ...
Posted on Golf Board
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re: Chitimacha Louisiana Open dropped - PhiTiger1764
I am literally just taking the Louisiana Open executive director at his word that “changes in the financial structure of professional golf brought about the decision.” You on the other hand are interpreting the article to fit the narrative you already believe to be true. ...
Posted on Golf Board
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re: Chitimacha Louisiana Open dropped - PhiTiger1764
Yea I’m sure it’s just a coincidence that it happened now. ...
Posted on Golf Board
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re: Chitimacha Louisiana Open dropped - PhiTiger1764
[quote]changes in the financial structure of professional golf brought about the decision.[/quote] Thanks LIV!!! ...
Posted on Golf Board
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