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Message

re: Homebuyer affordability slipped 5th straight month; Median Single Family Price: $446,400

Posted on 7/19/26 at 8:22 pm to
Posted by gaetti15
AK
Member since Apr 2013
15549 posts
Posted on 7/19/26 at 8:22 pm to
quote:

Because you live in Athens and those are the people who couldn't leave after school?


This would be a whole lot funnier to make comments about if you two were bama fans arguing ill tell you hwat
Posted by athenslife101
Member since Feb 2013
20587 posts
Posted on 7/19/26 at 8:27 pm to
quote:

Because you live in Athens and those are the people who couldn't leave after school?


I do not live in Athens. I live in Florida. The only person I know in Florida who ones any property owns a $400k townhome in the most generic subdivision of all time and he’s 60.

My aunt lives in an apartment below sea level that’s been flooded multiple times and she’s run multiple successful businesses and enterprises.

Everyone is full of shite.
Posted by Bossier2323
Bossier CIty
Member since Sep 2014
1918 posts
Posted on 7/19/26 at 8:29 pm to
My hope is, not one of you can afford a house. You hillbily’s get what you deserve.
This post was edited on 7/19/26 at 8:30 pm
Posted by weagle1999
Member since May 2025
3450 posts
Posted on 7/19/26 at 8:31 pm to
quote:

$446k as the median single family price of a home. YIKES!


Do you want ‘affordable housing’ where you live?
Posted by LSBoosie
Member since Jun 2020
19484 posts
Posted on 7/19/26 at 8:51 pm to
quote:

Most people dont bitch. Maybe they can afford to buy near their parents. But the "sayings" are true. Don't buy a home that you can't afford. Don't shop for a home that you can't afford.

If the parents' area is out of the price range, then every logical "saying" is telling those individuals to not consider buying a home near their parents.

Maybe they aren’t buying or shopping for homes near their parents because they have been priced out. Maybe their parents have lived in that area for their entire lives, but now since prices have gone up, they can’t afford it. Maybe that’s their entire point. They can’t buy the equivalent of what their parents were able to buy, thus making it more difficult.
quote:

You pulled this anecdote out of your arse.

Yeah, no shite. It’s a theoretical example.
quote:

Life has always been difficult. For people today to presume otherwise is absolutely ignorant.

Literally no one is denying this. It’s like you keep trying to turn this into people saying that no one has ever had it hard up until now. That’s no what anyone is saying at all.
Posted by chrome_daddy
LA (Lower Ashvegas)
Member since May 2004
2613 posts
Posted on 7/19/26 at 10:32 pm to
quote:

I thought the average marriage is now 33 according to previous post. But we need to make sure we have the best schools right off the bat. And we can’t have a commute. Ok. What other way things can we not compromise on? Make sure your list is comprehensive.

In metro Atlanta 400k will get you a solid house. Dual income at 170k saving the first ten years of their career should give them 20-30% down payment, manageable note, and not be house poor.


Let’s just go ahead and call a spade a spade. Everyone in here bitching doesn’t want to make compromises.


My first house at 28 was a 1280 sq ft 80 year old shite box in NOLA where my shite was stolen out of the trunk of my car.


Now our household income is over 500k a year and we have a million dollar house. But we grinded for 30 fricking years to get there.


This should have been the end of this bitchfest thread 10 pages ago, but ya'll just can't help yourselves.

What this poster didn't inlude in his list of ya'll requirements for first time buyers besides best schools and no commute:
- walkable, with public transportation
- granite countertops, tile baths, smart appliances (smart everything)
- garage w off street parking
- community park, pool, and gym
- convenient shopping, restaurants, entertainment
- should be any US metro (including Bay area, Jersey, NoVa, etc.)

All for way less than the 446K and w a 3% note and only 10% down. For a first time home buyer.

GTFO
Posted by MC5601
Tyler, Texas
Member since Jan 2010
4304 posts
Posted on 7/19/26 at 10:33 pm to
quote:

It’s like you keep trying to turn this into people saying that no one has ever had it hard up until now. That’s no what anyone is saying at all.


The market has had ups and downs since the beginning of time. The unique thing about the current situation is that prices, on average, went up 50% in 6 years. That is unprecedented. There is no denying that homes are more expensive than ever before in relation to income. That’s statistical fact. You can make an above average salary and not be able to afford a home in the current environment. Over 55% of people who own homes in America say they would not be able to afford the home they are in at current market value. Many people who got into the housing market before 2021 refuse to acknowledge the statistics
Posted by Klark Kent
Houston via BR
Member since Jan 2008
75566 posts
Posted on 7/19/26 at 10:50 pm to
you seem really angry in this thread
Posted by LSBoosie
Member since Jun 2020
19484 posts
Posted on 7/19/26 at 11:02 pm to
I think night vision is an idiot and I think there are others in this thread twisting what I am saying into something that I’m not. That’s all.
Posted by Powerman
Member since Jan 2004
175239 posts
Posted on 7/19/26 at 11:06 pm to
quote:



There are new subdivisions within my county where the houses are all under $325K and some are under $300K.


Then you probably live in an area where the homes are well less than the national average

I don't understand the point of people bringing up anecdotes like this

The whole country can't move to whatever low cost area you live.
Posted by Dragula
Laguna Seca
Member since Jun 2020
6924 posts
Posted on 7/20/26 at 6:53 am to
quote:

the average interest rate on a 30-year fixed-rate mortgage of 6.57%


Still less that it was 20yrs ago...


Makes the 2.25% look even sweeter
Posted by BCvol
Member since Jan 2022
599 posts
Posted on 7/20/26 at 7:14 am to
I’ve seen young people quit a good paying job because the overtime money would get them kicked out of their subsidized housing.
Posted by KWL85
Member since Mar 2023
3902 posts
Posted on 7/20/26 at 8:41 am to
quote:

Boomers: “well son if you stopped going to Starbucks, you could afford a house.”


You don't listen, so what does it matter.
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
59904 posts
Posted on 7/20/26 at 10:39 am to
quote:

Basic math indicates that over a sample of the past 40 yrs, the median family house price has increased just below a 4% rate annually (this means it's 3 pt. something). This is in keeping with what the dollar purchasing price has averaged in lost buying power, about 4% annually.

Government tax policies (local and federal) on the populace and over regulatory costs from NGOs, add to the cost.


Factor in increased demand due to the millions of illegals who have come in during that same period and it may be that home prices have performed slightly better than inflation.
Posted by jchamil
Member since Nov 2009
19742 posts
Posted on 7/20/26 at 10:44 am to
quote:

The only person I know in Florida who ones any property owns a $400k townhome in the most generic subdivision of all time and he’s 60.


You live in Florida and know only 1 person who owns property?
Posted by BFIV
Virginia
Member since Apr 2012
9168 posts
Posted on 7/20/26 at 12:52 pm to
quote:

$446k as the median single family price of a home. YIKES!


Way past time for Jim Walter Homes to get back into the game.
Posted by oldtrucker
Marianna, Fl
Member since Apr 2013
3760 posts
Posted on 7/20/26 at 1:07 pm to
My first home was a used single wide house trailer. Insulation was falling out as they moved it to a piece of land I was buying. When the wind blew, you could feel a draft in the living room. Lived in it for 13 years and saved to build the home on the property that was then paid for. 48 years later, I live in the home I saved money to build. All paid for.
Posted by TigerReb7
Oxford
Member since Sep 2020
657 posts
Posted on 7/20/26 at 1:10 pm to
quote:

I think many younger folks would benefit from this. Really gives a good appreciation of how good we have it here in America
Yeah worked out great for that 19 year old girl Trump got killed in Jordan this past week. I'm sure her and her family have a good appreciation for how good they have it
Posted by Crimson Wraith
Member since Jan 2014
30254 posts
Posted on 7/20/26 at 1:13 pm to
Built my retirement home with no debt.

Started saving when I was a teenager.
Posted by jchamil
Member since Nov 2009
19742 posts
Posted on 7/20/26 at 1:14 pm to
quote:

Yeah worked out great for that 19 year old girl Trump got killed in Jordan this past week. I'm sure her and her family have a good appreciation for how good they have it


First person in the history of America who died serving their country. All because of that orange meanie Trump
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