KWL85

Nicely done!

Lol.

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I think we win, but am nervous. They have decent DL that can hurt an immobile QB if our guards play like they did vs OM.

I think/hope we establish a run game early and control the game. I see a 10-17 point win if both teams play at their average. I do think they come out fast, but will dwindle in 2nd half.

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This is a huge game for our OL. We don't need Leavitt running around on the hammy. We need a clean pocket.

So LSU gets lucky every 10 years? Hmm. Somebody is in denial.

The man is ridiculous. Buying votes.

Its getting so bad, we are going to have a bunch of rich pedophiles driving trucks soon. A man has to fund his habits somehow.

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My dad told me to pay myself first.

30 years of investing in various stocks and other investments has resulted in the accumulation of wealth.

We got rich slowly.

Started with DRIPs.

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This!

This sure worked for me. "Pay yourself First" changed my financial life. I preach it to my kids. I created a doc that I named "Get Rich Slow" to help educate my family.

Errbody

Clatk, Berry, Mothershed, Singleton are a few key guys that need game experience.

The write offs you mention come from spending money on the activity you are doing. Just buying land doesn't really save much, but buying farming equipment or making improvements to a rental can. You have to spend significant amounts for it to have much impact.

Good thread.

I put a lot of effort into this, but still not sure how much my wife understands. She is smart, but not interested in the investment side. She handles all our day to day expenses type stuff.

Below is how I have attempted to deal with it. I am open to suggestions on improving.

We have a financial statement doc that our banks require for our real estate investing. We get loans frequently to buy real estate and build spec houses. The banks require it annually to determine our borrowing power. This lists all our assets by category. Liquid assets, retirement accounts, taxable accounts, and physical assets. I maintain it regularly. It is an excel doc that she can find. She is an excel guru, and knows how to use it. We keep a printed copy with our will documents. We have 2 beneficiaries and have emailed them the details and they know where our will documents are. We also have a copy of our docs in a bank safety deposit box. The lock box version is not always up to date, but could serve as a reminder that the doc exists.

We keep a password sheet on a thumb drive with a 2nd thumb drive in our bank lock box. A paper copy is kept and is what we use to look up passwords. I have been slow to trust password managers. Updates to passwords are done on the paper copy. The thumb drive is updated occasionally, and removed from computer otherwise.

I created a word doc the explains my approach to finances and investing. It has been updated several times over the years. I created it for her, but shared it with our kids and some of our grandkids. We occasionally invest some money for each kid and grandkid. I require that they review the doc with me when we add to their account. I split the investment between the s&p500 and an individual stock. I engage them in the conversation of how to split the money and which individual stock to buy. My wife hears this conversation repeatedly.

I made my money thru the stock market. Then stared using real estate as a diversification. We started with rentals and moved into new construction, mostly in the form of residential spec houses. I created a doc explaining the processes around this activity and shared it with my wife and kids. Some of our kids are now real estate investors; the ones that try to be financially mature.

My wife and I discuss all of this regularly. It is hard for her to really understand the details in the way I hope for because she doesn't actively engage in any of the activities and doesn't want to be more engaged. This thread caused me to ask her a few questions regarding all of this. She didn't answer the questions as well as I hoped for. So we are still a work in progress. Lol.

I typically align with Leisman in their spats, but always enjoy their back and forth. Santelli knows the bond market. He had a good run.