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Started By
Message
re: Home Warranty companies suck
Posted on 2/16/18 at 11:24 am to TechDawg2007
Posted on 2/16/18 at 11:24 am to TechDawg2007
quote:
UPDATE Ole babe called and said he’s 30 minutes away. I’ll update again once the dishwasher is installed
You know the deal. If "babe" shows up, pics. If "baw" shows up, no pic necessary.
And I agree with all the sentiment on this board. Home warranties suck.
1
Posted on 2/16/18 at 11:25 am to LesterFreamon
Meant to put “ole baw”... They are here. Just took old dishwasher out
Posted on 2/16/18 at 11:37 am to TechDawg2007
Ours went bankrupt within a year of us buying the house. Nothing we could do. Most of them are a complete scam and they go bankrupt then set up under another LLC or whatever.
Posted on 2/16/18 at 11:38 am to Ponchy Tiger
quote:
One of the biggest scams going, I can't believe people actually fall for this.
I got one for a year paid for by the seller. It's helpful if you're not paying for it yourself. I don't think it's worth $500 a year unless you're living in a really old house.
Posted on 2/16/18 at 11:52 am to TechDawg2007
We had one thrown in with the older house we bought and cannot recommend having one. Did not renew and would never purchase one.
Had a couple of issues with heat and AC and the repairs took days because of a lack of parts and inability to schedule the repair within 2-3 days.
Had a couple of issues with heat and AC and the repairs took days because of a lack of parts and inability to schedule the repair within 2-3 days.
Posted on 2/16/18 at 11:56 am to Macfly
UPDATE Ole baw installed it. It’s not the best model but it didn’t cost us a dime.
Posted on 2/16/18 at 11:57 am to Darth_Vader
Some have a separate $600 or so maximum coverage in AC repairs. Buried in the contract.
Posted on 2/16/18 at 12:02 pm to TechDawg2007
I’ll count myself lucky. I’ve had great experience with American Home Shield.
Recently bought a home that we renovated. Has two HVACs. Seller used the warranty to replace one side before we purchased. During the renovation, the other unit crapped out. Got a replacement. So we moved in with two new units.
We just renewed the plan, and were able to grandfather the seller’s plan and not pay the higher rate.
Hopefully won’t need to call again them for a long time.
Recently bought a home that we renovated. Has two HVACs. Seller used the warranty to replace one side before we purchased. During the renovation, the other unit crapped out. Got a replacement. So we moved in with two new units.
We just renewed the plan, and were able to grandfather the seller’s plan and not pay the higher rate.
Hopefully won’t need to call again them for a long time.
Posted on 2/16/18 at 12:06 pm to TechDawg2007
I have had good to excellent service from different companies at different houses.
Next year. Use another company.
I prefer fidelity.
Next year. Use another company.
I prefer fidelity.
Posted on 2/16/18 at 12:16 pm to TechDawg2007
Only take out insurance on something you can't afford to cover yourself. If you needed to, surely you could have bought a new dishwasher right? People are insurance happy.
Posted on 2/16/18 at 12:41 pm to CelticDog
I have fidelity. Haven't had to place service call yet.
Posted on 2/16/18 at 12:57 pm to TechDawg2007
Yes, lightning struck my Trane unit about three years ago in June. Wife was pregnant at time. Not fun. None of the service providers in the home warranty company's "network" in the area serviced Trane, so they agreed that I could go out of network and get an authorized Trane contractor to do the repairs and invoice them. Got everything in writing. $3,800 in repairs covered with a $75 deductible. I think some of it may have ultimately been discounted for the Trane warranty on certain parts, but I was not part of that discussion.
I know this is prob the exception and not the rule for home warranty companies, but $48 a month paid for itself real fast and then some. American Homeshield is the company, it came with the house when we bought it and I just kept paying the premiums after the first year.
I know this is prob the exception and not the rule for home warranty companies, but $48 a month paid for itself real fast and then some. American Homeshield is the company, it came with the house when we bought it and I just kept paying the premiums after the first year.
Posted on 2/16/18 at 1:19 pm to DevilDagNS
Don’t buy one of these warranties. They are trash. I had several AC contractors come out and they were terrible. One told me my AC wasn’t blowing cold because of a dirty filter before he ever stepped foot in my house.
I eventually got a new AC from them, but they screwed up the install and it only lasted a year. I finally cashed out after I told them I don’t want another one of their contractors on my property. The cash out value was $1800 which is what they told me they were going to pay their contractor for the second AC replacement.
I eventually got a new AC from them, but they screwed up the install and it only lasted a year. I finally cashed out after I told them I don’t want another one of their contractors on my property. The cash out value was $1800 which is what they told me they were going to pay their contractor for the second AC replacement.
Posted on 2/16/18 at 6:21 pm to TechDawg2007
The last house we bought, within a year we had a condenser go out on one AC, the evaporator go out on another one and the JenAir range. The home warranty cover it all.
Posted on 2/16/18 at 7:12 pm to TechDawg2007
Next time a replacement is required, ask them to buy you out then go get the appliance you want on your time. You will get a check a few weeks later.
I had a water heater go out. The warranty agreed to pay the cost for labor and materials to switch it out but I would need to pay for the cost to “bring it up to code” which was over 1k. I said no thanks, buy me out and I’ll handle it.
I called my plumber and had a new one installed the next day. The warranty company sent me a check for a little over $200.
Did the same thing for both my A/C units.
What they paid me in buy outs covered the cost of the warranty many times over. I now have new A/C’s and water heaters and don’t need them anymore so I canceled.
I had a water heater go out. The warranty agreed to pay the cost for labor and materials to switch it out but I would need to pay for the cost to “bring it up to code” which was over 1k. I said no thanks, buy me out and I’ll handle it.
I called my plumber and had a new one installed the next day. The warranty company sent me a check for a little over $200.
Did the same thing for both my A/C units.
What they paid me in buy outs covered the cost of the warranty many times over. I now have new A/C’s and water heaters and don’t need them anymore so I canceled.
Posted on 2/16/18 at 7:13 pm to TechDawg2007
It's not a bad idea to have one on an older house you are selling to help potential buyers overcome their fears.
But they really do suck. As do almost all insurance policies that aren't for events that are catastrophic.
But they really do suck. As do almost all insurance policies that aren't for events that are catastrophic.
Posted on 2/16/18 at 7:15 pm to Ham Solo
quote:
I got one free from 510 when I bought a new home. It paid for itself the first two years.
OK.
Posted on 2/16/18 at 7:18 pm to Darth_Vader
quote:
You might as well stand out front of Buckingham Palace with you pants around your ankles waiting Queen of England to come out and give you a blow job.
Been there. Done that. She never came out.
Posted on 2/16/18 at 7:21 pm to 40 Rouge
quote:
I’ll count myself lucky. I’ve had great experience with American Home Shield.
Me as well. I have had zero issues with American Home Shield. I bought an older home with ancient AC units so I figured that when they went out, having them replaced under warranty would more than cover the cost of their monthly fees. Just as I thought, both have went out and both have been replaced. Also they have replaced both hot water tanks in the attic.
No complaints and all the contractors that have done the work have actually been legit.
Posted on 2/16/18 at 7:23 pm to TechDawg2007
That sounds like a success story from everything I hear.
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