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Message

re: Home Warranty companies suck

Posted on 2/16/18 at 9:14 am to
Posted by Marlo Stanfield
Member since Aug 2008
2305 posts
Posted on 2/16/18 at 9:14 am to
I've been dealing with mine for a month to fix my dryer exhaust booster fan. I know exactly what the problem is and could fix it myself but it's cheaper to have it replaced under the warranty and I pay for it, so why not use it. I should've just done it myself. I told them from Day 1 I needed an HVAC company out. They have sent 2 electricians and an appliance repair company. I could go on forever about this claim, but it's been a total disaster and my wife and I have both lost it on them multiple times. Problem still not fixed. I was on the phone with them for an hour yesterday because I got 2 emails saying they were sending out the original electrician and appliance repair company from 3 and 4 weeks ago again. It's like they took the original claim and just reloaded them into the system Wording, write ups, companies the exact same. I am not renewing this coming year no matter what. F warranty companies and the BS you have to go through.
This post was edited on 2/16/18 at 9:17 am
Posted by Festus
With Skillet
Member since Nov 2009
86142 posts
Posted on 2/16/18 at 9:15 am to
quote:

You might as well stand out front of Buckingham Palace with you pants around your ankles waiting Queen of England to come out and give you a blow job.

Never been to England, but would have thought that was illegal. I'll sure give it a try if I go, though. Thanks for the info Shifter. I'll post pics.
Posted by Ham Solo
Member since Apr 2015
8268 posts
Posted on 2/16/18 at 9:15 am to
quote:

But having said that, I have a buddy who owns a heating & air company. He told me in all his years of business he’s never seen one insntace of a home warranty system coving a HVAC replacement.


I had one completely covered no questions asked. This was probably 12 years ago. Maybe it's different now.
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74660 posts
Posted on 2/16/18 at 9:16 am to
quote:

My only concern is that both A/C's look old, and one looks VERY old, but it's functioning fine now as per the home inspection. I hope if it fails in the summer, they will take care of it....


See my post above. It can help you and hopefully save you a ton of money. The key to having your unit covered or not can be summed up in two words...

Maintenance

Records

This post was edited on 2/16/18 at 9:17 am
Posted by redneck
Los Suenos, Costa Rica
Member since Dec 2003
54203 posts
Posted on 2/16/18 at 9:18 am to
1 year home warranty came with the house we bought a couple years ago. Ended up getting a new stainless steel fridge/freezer out of it but it took them "fixing" it like 3 times and it breaking again before they finally just replaced it. Almost lost all my fricking deer sausage too because one time it went out we were out of town.
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74660 posts
Posted on 2/16/18 at 9:18 am to
quote:

Never been to England, but would have thought that was illegal. I'll sure give it a try if I go, though. Thanks for the info Shifter. I'll post pics.



Good luck, brother. If it does work out, just remember the Queen is getting on up there. When she’s done you’ll probably have to help her back up off her knees.
Posted by Brageous
Member since Jul 2008
107724 posts
Posted on 2/16/18 at 9:18 am to
quote:

You’re lucky they covered it



Agreed. Home Warranties are the biggest fricking scam ever. The don't cover shite. I make sure I have a very good insurance policy before ever buying into these.
Posted by Festus
With Skillet
Member since Nov 2009
86142 posts
Posted on 2/16/18 at 9:18 am to
quote:

The key to having your unit covered or not can be summed up in two words...

Maintenance

Records

Well, the warranty is for 1 year, and I haven't even closed or moved in yet. Not sure how much maintenance records I can produce over the next year.

All I know is in the inspection, it said that one of the units was manufactured in the late 1980's
Posted by TBoy
Kalamazoo
Member since Dec 2007
29139 posts
Posted on 2/16/18 at 9:20 am to
They try to be scammers every chance they get. If you have a home warranty policy you pretty much have to sue them every time.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45552 posts
Posted on 2/16/18 at 9:20 am to
quote:

The don't cover shite.


They know what is likely to break and don't cover it. We had an issue with a garage door. I forget exactly what the problem was but my policy covered everything on the door except the part that broke. They're not idiots.
Posted by Neauxla_Tiger
Member since Feb 2015
2134 posts
Posted on 2/16/18 at 9:24 am to
quote:

Why not go buy one and wait to be reimbursed rather than waiting on them to buy it if they’re going to pay anyway?


I tried going this route when my HVAC went out and they fed me a bunch of bull about how the order has to go through their system to be covered. Also, from what I understand, if you do something on your own and just ask for a check they're going to cut the check for a lot less than what they would pay if they order it all themselves. They won't just take your receipt and pay you that amount.

I had such a terrible experience with HWA last summer. AC goes out, so they send out a guy (I googled him and he has basically all 2 or 3 star reviews) who is based like 60 miles from my house, so right off the bat it's a nightmare trying to find a mutual time that he can actually be by my house when I can meet him. He comes, says there's a freon leak and refills me, saying that HWA requires him to try that first before going straight to replacing anything...basically just a way of screwing me because HWA only covers about 15% of the cost of that trip and refilling the freon won't do shite if it is just going to leak out again. Sure enough, one week later AC not blowing cold air again. The system is 19 years old, so it basically needs to be replaced, not keep putting bandaids on it. HWA refuses to replace as long as it is "feasible" to keep the current one running. I opted to get it replaced anyway because that's what needs to be done. HWA would only pay for the cost of the broken part, so hardly anything. But still, to get them to pay for that, I had to keep them involved playing middle man between me and the repair man. Whole process took SIX WEEKS in the middle of June/July in south Louisiana. Every time you call the repair guy he claims he's waiting for HWA to approve something, and every time you call HWA they say they're waiting for the repair guy to submit something. So one, or both, of them was constantly full of shite dragging out the process. All the while, HWA asks me if I want to renew my contract . Their communication is terrible too...each time you call, you get a different person who has to spend the first 10 minutes of the phone call trying to get up to speed on your file, and everything they do takes 2-3 days to "process" before they actually start doing work.
Posted by YipSkiddlyDooo
Member since Apr 2013
3822 posts
Posted on 2/16/18 at 9:24 am to
quote:

You might as well stand out front of Buckingham Palace with you pants around your ankles waiting Queen of England to come out and give you a blow job.


I don't recommend this, unless you too would like to be permanently banned from entering the UK
Posted by 777Tiger
Member since Mar 2011
93541 posts
Posted on 2/16/18 at 9:25 am to
quote:

My only concern is that both A/C's look old, and one looks VERY old, but it's functioning fine now as per the home inspection. I hope if it fails in the summer, they will take care of it....



home warranty companies do suck, but replacing a major component like that is about the only scenario that I can see any benefit from having a home warranty, even so, they limit the dollar amount for replacing the unit and try to go dirt cheap but you can get what you want and pay the difference, with an old unit, if you're planning on being in the new crib for a while it's worth it to get a new unit, utility bills will be cut in half
This post was edited on 2/16/18 at 9:27 am
Posted by blupony
Member since May 2014
66 posts
Posted on 2/16/18 at 9:29 am to
Had one on a rental property.

Fridge broke, guy came out, pulled out fridge, saw a roach, said it was roach infested and refused to work on it.

Dishwasher broke, guy came out, said it needed a new pump, but he was unable to remove the dishwasher to access the pump so he said to call him back when we got it pulled out for him to replace.

AC broke, guy came out, said it was due to "bio-growth" and not covered under warranty.

Called warranty company and cancelled after that. Got a call back from them a few days later saying they changed their mind and would replace the AC unit. I told them I had already cancelled my plan. They said it was still in effect at the time of loss, so they replaced it. I never did pick he warranty back up again.

Every time I buy a renal property the seller always puts in a home warranty in the offer. I have asked in lieu of the warranty to just knock off another $500 from selling price or credit at closing and they always refuse. So they buy me a warranty I will never use.
Posted by TechDawg2007
Bawville
Member since Nov 2007
32639 posts
Posted on 2/16/18 at 9:43 am to
We got this warranty when we bought the house in April. Ole baw is supposed to deliver the dishwasher between 9:15-1:15 today. We will see if he shows up
Posted by GeauxDoc
Highland Road
Member since Sep 2010
2827 posts
Posted on 2/16/18 at 9:43 am to
Complete scam. A/C went out and there was only one company in the state approved to replace it. It was a one month wait to have someone come out...in the middle of the summer in south LA. Same thing happed with a ceiling fan. These things are a total ripoff....
Posted by Shotgun Willie
Member since Apr 2016
4310 posts
Posted on 2/16/18 at 9:44 am to
We moved to KC couple years ago and got a warranty with our house. We decided to keep it since our house was built in the 50s, but it has been updated. Have used it once on our AC which they fixed, and also a couple of times on plumbing issues, including a new garbage disposal. We have some high end appliances, built in fridge, wolf range etc. So we will probably keep getting it at least for next few years, has paid off for us so far.
Posted by TechDawg2007
Bawville
Member since Nov 2007
32639 posts
Posted on 2/16/18 at 10:53 am to
UPDATE Ole babe called and said he’s 30 minutes away. I’ll update again once the dishwasher is installed
Posted by member12
Bob's Country Bunker
Member since May 2008
33146 posts
Posted on 2/16/18 at 10:57 am to
quote:

Home Warranty companies suck



Complete scam.
Posted by elposter
Member since Dec 2010
26751 posts
Posted on 2/16/18 at 11:01 am to
quote:

We got the home warranty for free


This should have been your first sign.

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