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re: Holy Moly College is expensive
Posted on 4/11/25 at 2:15 pm to Codythetiger
Posted on 4/11/25 at 2:15 pm to Codythetiger
quote:
I mean is it really that bad?
For most that do those things? Yes. They work their entire lives, or until their body breaks down, and never make enough to really save. Then they’re forced to “retire” due to their health and have no money and a shitty end of life
0
Posted on 4/11/25 at 2:18 pm to The Cow Goes Moo Moo
quote]Isn’t TOPS supposed to pay the tuition and you’re left with fees and housing?[/quote]
They still do… but LSU has so many extra fees, it doesnt fully cover everything. I have a senior and junior- one made 36 and other 34 on ACT. LSU “scholarship” plus TOPs would barely cover their tuition and fees. Would still be OOP 12k+ annually for room and board. We live close enough for them to commute but neither will be attending LSU even though husband and I both have undergrad and masters from LSU. It just isnt what it used to be or worth it to pay for imo. My kids will likely go out of state or LA Tech and have all tuition, fees and room and board covered.
They still do… but LSU has so many extra fees, it doesnt fully cover everything. I have a senior and junior- one made 36 and other 34 on ACT. LSU “scholarship” plus TOPs would barely cover their tuition and fees. Would still be OOP 12k+ annually for room and board. We live close enough for them to commute but neither will be attending LSU even though husband and I both have undergrad and masters from LSU. It just isnt what it used to be or worth it to pay for imo. My kids will likely go out of state or LA Tech and have all tuition, fees and room and board covered.
This post was edited on 4/11/25 at 2:24 pm
Posted on 4/11/25 at 2:20 pm to Gdellinger
Young men, especially, have decided that the juice isn’t worth the squeeze when it comes to college. At these prices, i think they may be right.
Posted on 4/11/25 at 2:28 pm to Dawgfanman
quote:Unfortunately, in our case, this is the 'tax' we pay for being high earners. We make way too much to qualify. We didn't save for it. Just paid (and paying) the cost as it comes. Our only stipulation to our kids is "don't make our grandkids have to pay for their college. You be responsible to make sure they graduate without student loans hanging over their heads, the same as we're doing for you." We made them promise and our kids are honorable, so what we did was hopefully create the legacy expectations for future generations of our family tree.
Dawgfanman
Posted on 4/11/25 at 2:33 pm to Gdellinger
quote:
Kid just got his Comprehensive Aid Package from LSU. 25K per year
Damn I just had one of those nostalgic 90s themed TikTok’s come across my feed while doomscrolling at lunch and Harvard tuition in 1997 was that much. One generation later and it costs as much for your kids to go to LSU as it did for you to go to Harvard.
Posted on 4/11/25 at 3:33 pm to andwesway
quote:
My kid's mom is encouraging her to go out of the state. The problem is that me and her mom don't make enough money to even put a dent in the debt she's going to have to put herself into in order to do that. It's idiotic. I keep telling her to stay in LA for undergrad because that debt is going to keep her up at night and we can't afford to cover it.
This world has gotten out of control, this is a pretty clear can’t afford it situation that doesn’t require further consideration.
Posted on 4/11/25 at 3:38 pm to Gdellinger
My daughter's college is $92k with housing.
Posted on 4/11/25 at 3:44 pm to MrWhipple
quote:
Or go the OF route.
Posted on 4/11/25 at 3:44 pm to danilo
quote:
She paying for it or you are? If I was paying shouldn’t have much of a say in the matter
She is paying the difference between Loyola and LSU, bc I’m not.
Posted on 4/11/25 at 3:59 pm to HubbaBubba
quote:
Unfortunately, in our case, this is the 'tax' we pay for being high earners. We make way too much to qualify.
My kids don’t qualify for any needs based aid. Their scholarships are all academic. I really don’t think it’s that bad. They work a bit, I kick in about 1k for each of them a month. They keep their grades up and tuition is covered by scholarships. Many people pay more for daycare or HS than I do my kids college.
Posted on 4/11/25 at 4:08 pm to Gdellinger
I am budgeting at least $100k/year for the kids. Oldest just turned 10
Posted on 4/11/25 at 4:10 pm to MSTiger33
quote:
budgeting at least $100k/year for the kids
How many kids do you have? Are you seriously budgeting $800k+ for your kids education????
Posted on 4/11/25 at 4:22 pm to DownshiftAndFloorIt
My tuition was about $600/semester when I graduated LSU. College is the biggest rip off in the free market place. All these people in the college admin, profs, etc. that work there are not only ripping off the people they "teach", they are getting rich off the ridiculous prices they charge, you really aren't gaining that much unless you're 17-18 and know exactly what you want career wise(which most don't). If you aren't studying medicine, law, accounting and those types of professions, you are probably wasting money. Looking back on what I know now, if I had a kid that was approaching college and didn't know what he wanted to do, I'd advise to just go work in some field you think you might like. And lastly, if a student defaults on a college loan because he can't make the salary they bs'ed you into thinking you could earn, they should force the college they attended to pay it back. I'd bet a fast tuition drop would happen.
Posted on 4/11/25 at 4:35 pm to Gdellinger
quote:
Kid just got his Comprehensive Aid Package from LSU. 25K per year after all the scholarships and grants. TOPS should be another 7-8K but still too expensive. I remember paying 3K/year for my Masters at the turn of the century, and even that was offset by TAs and RAs
You mean that having the government offering high schoolers loans they cannot discharge has massively, massively increased the cost of going to college? I am shocked.
Posted on 4/11/25 at 4:52 pm to td1
quote:
She is paying the difference between Loyola and LSU, bc I’m not.
How much debt she’s looking at? Hope she’s not majoring in Gender Studies
Posted on 4/11/25 at 4:53 pm to Gdellinger
Can you give a breakdown? What is the actual tuition cost and dorm costs these days?
Will he still owe after grants/scholarships?
Will he still owe after grants/scholarships?
Posted on 4/11/25 at 4:55 pm to TheFonz
Our second child went to ULL. I about shite when I saw the bill breakdown ... a fee for the f'ing daycare. AND HE DIDN'T HAVE A KID. Why the hell did he and other students have to pay a day care fee??
Oh .. and a cheerleader/spirit squad fee as well.
WTF was that??
Oh .. and a cheerleader/spirit squad fee as well.
WTF was that??
Posted on 4/11/25 at 4:55 pm to Gdellinger
$105 or $150 a semester at Nicholls State was my tuition coast as a freshman. It was somewhere in that range. 
Posted on 4/11/25 at 5:10 pm to tiger91
quote:
Our second child went to ULL. I about shite when I saw the bill breakdown ... a fee for the f'ing daycare. AND HE DIDN'T HAVE A KID. Why the hell did he and other students have to pay a day care fee??
Oh .. and a cheerleader/spirit squad fee as well.
WTF was that??
ULM just passed an athletic fee… yes, the Warhawks
Posted on 4/11/25 at 5:11 pm to chalmetteowl
quote:
ULM just passed an athletic fee… yes, the Warhawks
You don’t go from like 2-10 to 4-8 for free baw
This post was edited on 4/11/25 at 5:12 pm
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